Car Accidents Archives - Page 2 of 5

Common Airbag Injuries From Car Accident in California

Sep 15, 2025 | By Michael Beliz | Read Time: 4 minutes

Car Accident Airbag Injuries – What You Should Know The moments after a car accident are chaotic. You might be sore, bruised, or dealing with more serious injuries, and one question keeps coming up: Did the airbag cause this injury? While airbags are designed to save lives, they can also leave drivers and passengers with unexpected harm. From chest trauma and burns to facial or eye injuries, airbag injuries are more common than people realize. If you’re searching for answers, you’re not alone. Many people want to know whether their pain is linked to the airbag’s deployment and what options they have for recovery. Understanding the types of injuries airbags can cause is the first step in getting clarity and taking action. At The Beliz Law Firm, we’ve guided car accident victims across California through this process. With nearly two decades of experience handling personal injury claims, we help clients identify the source of their injuries, explain how the law applies, and fight for compensation when airbags cause harm. What Are Common Types of Airbag Injuries? The explosive force of an airbag deploying makes them effective. But it can also cause serious harm. Certain factors increase the likelihood of experiencing an airbag-related injury: These risks can result in a wide range of injuries, some minor and some life-changing. Below are the most common airbag-related injuries that may occur after car accidents. Airbag Injury to the Chest The chest is one of the most vulnerable areas when an airbag deploys. The force can leave behind severe bruising or fractured ribs, and in some cases, the pressure can injure the lungs or heart. People with pre-existing conditions, such as asthma or cardiac issues, may face additional complications. An airbag injury to the chest can be particularly concerning because it can limit breathing, make movement painful, and prolong recovery well beyond the immediate aftermath of the crash. Airbag Face Injury Facial injuries are among the most visible consequences of airbag deployment. The impact can cause injuries such as: Beyond physical harm, airbag face injuries can leave scarring or disfigurement that affects self-confidence and may require reconstructive surgery. Airbag Eye Injury The chemicals and force involved in airbag deployment can damage the eyes. Common injuries include corneal abrasions, retinal tears, and even temporary blindness. In severe cases, victims may face lasting vision impairment. An airbag eye injury can also be disruptive and interfere with work, driving, and hobbies. Airbag Leg Injury Although airbags are designed for upper body protection, the lower body can still be injured in a crash. The force of impact may push knees or legs into the airbag or dashboard. Sometimes, an airbag leg injury may include: Some of these injuries require surgery and extensive rehabilitation, limiting mobility for months. Airbag Arm Injury Arms and hands are often in the direct path of the deploying airbag. Many victims instinctively raise their arms during a crash, which exposes them to fractures, sprains, and shoulder dislocations. Soft tissue injuries are also common and can lead to long-term pain or reduced range of motion. These injuries can significantly impact work and independence because we rely on our arms for almost every daily task. Airbag Head Injury Airbags are meant to protect the head from striking the steering wheel or windshield, but they can still cause a head injury. The speed of deployment can lead to concussions, scalp injuries, or traumatic brain injuries (TBIs). Victims may also suffer hearing loss from the explosive noise or burns to the skin and scalp. Even mild head injuries can create long-lasting symptoms, such as headaches, dizziness, and difficulty concentrating. What to Do If You Suffered an Airbag Injury Acting quickly after an airbag injury helps protect your health, preserves essential evidence, and ensures your rights are not overlooked. Here are the key steps you should follow: By following these steps, you safeguard both your health and your legal rights. Acting promptly helps preserve crucial evidence and ensures your case is positioned as strongly as possible. What Happens If an Airbag Caused Your Injury? Airbag-related injuries are taken seriously under the law, whether they stem from the crash itself, the deployment, or a defect in the system. Your case may involve several possible claims or responsible parties, depending on the circumstances. If the airbag was defective, deployed too forcefully, or failed to function, you may have a case against the airbag manufacturer. Similarly, when airbags are installed incorrectly by the car manufacturer, they may deploy at the wrong time or with the wrong force, creating grounds for an additional claim. An experienced attorney can determine which type of claim applies and guide you through the process so that all responsible parties are held accountable. Contact The Beliz Law Firm About Airbag Injuries At The Beliz Law Firm, we’ve dedicated our practice solely to personal injury law, representing victims of accidents throughout California. Attorney Michael Beliz has been practicing since 2006 and has successfully recovered millions of dollars for injured clients. We offer: If you’ve suffered an airbag injury, you don’t have to face the aftermath alone. Contact The Beliz Law Firm today for a free consultation.

Car Accidents

Average Settlement for a Spinal Fusion in California

Sep 15, 2025 | By Michael Beliz | Read Time: 4 minutes

Needing a spinal fusion after an accident is a turning point. You may be dealing with pain that affects every movement, time away from work, and the stress of wondering how you’ll cover your bills while you heal. One question weighs heavily in the middle of all this: What can I expect from a spinal fusion lawsuit settlement? We understand how confusing and stressful this can feel. Spinal fusion is not a minor injury; it can reshape how you live, work, and care for yourself. That’s why learning about what affects a settlement is so important. It helps you understand your options and gives you the clarity you need to move forward. At The Beliz Law Firm, we’ve guided clients across California through this journey. With nearly two decades of experience handling serious back injury claims, we’ll walk you through the factors that influence settlement amounts and fight for compensation that reflects the actual impact of your injury. What Factors Affect Lumbar Spinal Fusion Settlements? Multiple factors shape spinal fusion car accident settlements. Insurance companies, attorneys, and courts look closely at the medical, financial, and personal impact of your injury when determining a fair outcome. Understanding these factors is the first step toward protecting your rights and pursuing the compensation you deserve. Medical Expenses Spinal fusion surgery is often costly, and your spinal fusion lawsuit settlement should account for both current and future medical bills. In many instances once there is an initial fusion and the client is young, there will be adjacent segment fusions. These costs may include hospitalization, surgical procedures, rehabilitation, medication, and follow-up care. Because many patients need ongoing treatment, medical expenses are one of the strongest drivers of settlement value. Loss of Income Time away from work during surgery and recovery can create significant financial stress. A settlement should cover the wages you lost while healing, whether for a few weeks or several months. Pay stubs, employment records, and tax documents help establish this amount. Loss of Future Earnings Some spinal fusion injuries prevent people from returning to their previous jobs or from working full-time. If your earning potential is reduced, your claim may include future income you are expected to lose throughout your career. This compensation ensures long-term financial security after such a serious injury. Pain and Suffering After spinal fusion surgery, many live with lingering stiffness, discomfort, or nerve pain that makes even restful sleep hard. Beyond the physical symptoms, the emotional weight can be just as heavy. These hardships are not measured in receipts, but they are genuine. Pain and suffering damages recognize the human side of recovery, ensuring that your settlement reflects more than just medical bills. Impact on Daily Activities A spinal fusion reshapes daily routines in ways most people don’t anticipate. Simple things like bending to tie your shoes, lifting groceries, or sitting through a workday can suddenly become difficult. Some people need help with childcare, housework, or transportation because their mobility is limited. These interruptions to everyday life represent real losses that can be recovered in a settlement. Severity of Injuries The seriousness of your back injury plays a significant role in the value of your claim. A single-level fusion may affect mobility differently than a multi-level procedure or an injury that damages surrounding nerves. In many cases, a back injury settlement with surgery will be higher than one for injuries resolved with nonsurgical treatment. This is because the medical care, recovery, and long-term impact are greater. Evidence Collection A well-documented case is a stronger case. Medical records, diagnostic tests, accident reports, and witness testimony are critical to proving liability and damages. The more organized and comprehensive the evidence, the better your chances of reaching a fair settlement. Filing a Claim by the Deadline In California, personal injury claims must be filed within two years of the accident. Missing this statute of limitations deadline usually means you lose your right to compensation—no matter how strong your case may be. Acting quickly preserves your claim and protects your rights. How a Lawyer Can Help With a Spinal Fusion Claim Spinal fusion cases are complex and often involve high medical expenses, extended recovery periods, and ongoing disputes with insurance companies. Having an experienced attorney by your side can make a significant difference in the outcome of your claim. Here’s how a lawyer can help: Beyond these steps, an attorney provides something equally important: peace of mind. Instead of battling insurance adjusters and paperwork alone, you’ll have a dedicated advocate who knows the system and is focused on protecting your rights. Learn More About What Lumbar Spine Injury Compensation You Can Recover There’s no simple chart or calculator that can tell you the value of your case. The average settlement for spinal fusion surgery depends on the unique facts of your accident, your medical treatment, and how the injury affects the rest of your life. You need an advocate who can build your claim and fight for the outcome you deserve. At The Beliz Law Firm, we focus solely on personal injury law. Attorney Michael Beliz has handled hundreds of cases across California and has recovered millions for his clients. We provide direct, one-on-one guidance so you always know where your claim stands. We’ve taken on tough negotiations with insurers and, when necessary, taken cases to trial to secure justice for our clients. If you have undergone spinal fusion surgery after an accident, don’t let the insurance company decide what your recovery is worth. Contact The Beliz Law Firm today for a free consultation. We’ll review your case, explain your options, and help you pursue the settlement you need to move forward.

Car Accidents

Broken Ribs Car Accident Settlement: What’s the Average Payout in California?

Jul 24, 2025 | By Michael Beliz | Read Time: 5 minutes

If you suffered broken or bruised ribs in a car crash, you already know how painful and disruptive the injury can be. Breathing hurts. Sleep is difficult. Daily tasks feel impossible. And while you’re focused on healing, the mounting medical bills and the missed paychecks are taking their toll. You’re probably asking: How much compensation can I get for broken ribs in a car accident? You may see other law firms advertising settlement dollar amounts. However, there is no average payout for broken ribs. Every settlement is dependent on the facts of the case. At The Beliz Law Firm, we help injury victims across California understand their rights and fight for fair compensation. Attorney Michael A. Beliz has represented injured clients for nearly 20 years and knows how to hold insurance companies accountable. Whether your ribs were bruised or severely fractured, we can help you pursue a settlement that reflects the actual impact of your injury. In this article, we’ll explain what affects the settlement for broken ribs in a car accident and the merits of hiring an attorney. Key Points Broken ribs are painful and impact daily life. They can make simple tasks like lifting, bending, or even breathing difficult, often requiring weeks of recovery. Settlement values depend on medical evidence. X-rays, treatment records, and proof of complications (like punctured lungs) play a major role in compensation. Both economic and non-economic damages are considered. Medical bills, lost wages, and pain and suffering all factor into a broken ribs settlement. Insurance limits and legal representation matter. Your payout is influenced by policy coverage, liability disputes, and whether an attorney negotiates on your behalf. How Much Compensation Will I Get for Bruised Ribs in a Car Accident? There’s no fixed amount for broken or bruised ribs. These injuries range from mild soreness to deep, lingering pain that disrupts sleep and movement. Because of this, compensation depends heavily on the specifics of your case. What Factors Affect a Broken Ribs Car Accident Settlement? If you’re pursuing a broken or bruised ribs settlement, it’s crucial to understand how factors like injury severity, medical costs, and pain and suffering can influence your claim’s value. Severity of Injuries The number of ribs you break and the nature of those fractures can significantly impact your settlement. A single, non-displaced fracture may heal with rest and pain medication. In contrast, multiple breaks or complex fractures, especially those requiring surgery or hospitalization, can lead to extended recovery periods, higher medical costs, and more significant pain. More severe injuries generally result in larger settlements because they involve higher healthcare expenses and more prolonged disruptions to your life. Distribution of Fault California follows a pure comparative negligence system. So, your compensation can be reduced if you are found partially responsible for the accident. For example, if you’re awarded $50,000 but found 20% at fault, your final settlement would be reduced to $40,000. Insurers often try to shift blame to minimize payouts. Having legal representation can help protect your claim from unfair fault assessments. Effect on Employment Lost wages are a common part of car accident settlements. If your rib injury kept you from working for days or weeks, you may be entitled to compensation for that lost income. In more serious cases, where the injury affects your ability to perform your job long-term or forces a career change, you may also claim loss of future earning capacity. Documenting your employment history, pay records, and any medical restrictions is critical to proving this part of your damages. Pain and Suffering Rib injuries often involve sharp, prolonged pain that worsens with movement, breathing, or coughing. Many people find routine activities, like tying their shoes or rolling over in bed, excruciating. This suffering is not reflected in medical bills but is a real and compensable part of your claim. Insurers may use a multiplier to calculate pain and suffering, adjusting the figure based on the intensity and duration of your discomfort. Permanent Impairment Some rib fractures lead to long-term or permanent complications. These complications might include reduced lung function, chronic chest pain, or limited mobility. If your doctor expects that your injury will have lasting effects, that may increase the value of your settlement. Permanent injuries can affect your personal life and professional future, so they carry significant weight in a compensation claim. Impact on Daily Life Rib injuries can interfere with even the most basic tasks. Breathing deeply, getting out of bed, or lifting everyday items like groceries can become painful challenges. Many people struggle to sleep, care for children, or keep up with routine responsibilities. This loss of independence can disrupt your ability to work, care for your home, and maintain your mental health. These limitations are an essential part of your broken ribs car accident settlement, especially when the injury keeps you from living life as you did before the crash. Other Complications Some broken rib injuries involve more than just bone fractures. In severe cases, complications like punctured lungs, internal bleeding, or organ damage may occur. These conditions can require emergency care, surgery, or extended hospitalization. Complications increase an injury’s severity and cost, often leading to a higher settlement. Do I Need to Hire a Car Accident Lawyer? While you’re not legally required to hire a lawyer after a car accident, doing so can significantly improve your chances of recovering a fair settlement for broken ribs in a car accident. Insurance companies often try to settle claims quickly and for as little as possible. Without legal representation, you may feel pressured to accept a low offer that doesn’t reflect your losses. A lawyer can help level the playing field by managing the legal process and advocating for the full value of your claim. A car accident lawyer can help your broken ribs case by: At The Beliz Law Firm, we focus on personal injury cases—nothing else. Attorney Michael Beliz provides one-on-one guidance and takes the time to understand how your injury affects every part of your life. When you...

Car Accidents

Average Settlement for a Broken Hip Following a Car Accident

Jul 9, 2025 | By Michael Beliz | Read Time: 4 minutes

If you or someone you care about sustained a broken hip in a California car crash, you may be asking, What is the average settlement for a broken hip injury? It is an understandable concern, especially when dealing with reduced mobility and unexpected medical costs. However, there is no consistent dollar amount that applies to every case. Instead, settlement values vary based on many individual factors related to the incident and your injury. At The Beliz Law Firm, we guide clients through every step of their recovery. Our team explains your rights in clear terms and works to maximize your financial recovery while treating you with personal care. Rather than focus on an average number, we will walk you through what affects the value of a hip injury car accident settlement in California. Average Settlement for a Broken Hip Many online sources offer dollar ranges, but these figures often lack context. Settlement amounts are frequently confidential; even published cases may not reflect all influencing details. Each accident, injury, and insurance policy is different. Relying on averages can lead to unrealistic expectations. Instead of searching for a number, it helps to understand the factors that influence hip injury settlement amounts. This will better prepare you for what to expect. What Affects Hip Injury Compensation? Several elements shape each case. These details influence how much compensation you may be entitled to receive. Injury Severity and Required Treatment Broken hips can range from stable fractures to complex breaks requiring surgery. More serious injuries usually involve: Injuries that require multiple treatments or carry serious complications often lead to higher claims due to the prolonged disruption they cause. Long-Term Impact and Prognosis If the injury affects your ability to walk, work, perform basic tasks or give birth, the settlement may reflect those lasting effects. Limited mobility, chronic pain, and the need for future medical attention are all considered when evaluating average compensation for hip injury cases. When a hip injury results in permanent limitations, compensation may also include the cost of future assistance or home modifications. Medical Expenses The total cost of care plays a major role in hip injury car accident settlements. Medical care often includes: Comprehensive documentation of current and anticipated medical bills helps ensure your claim accurately reflects your financial burden. Loss of Income or Earning Ability Hip injuries often require extended recovery. That may mean time away from work or changes to your career path. If the injury prevents you from returning to your former job, this economic loss becomes part of your hip injury compensation claim. Income-related damages may include missed wages, future earning limitations, and loss of employment opportunities. Pain, Discomfort, and Emotional Harm In addition to financial losses, injured individuals may be entitled to compensation for: Courts and insurers take into account how the injury interferes with everyday activities, emotional well-being, and quality of life. Insurance Coverage Limits California requires drivers to carry minimum liability coverage. However, if the at-fault driver has limited insurance, it may cap your potential recovery. If your own policy includes uninsured or underinsured motorist coverage, we can help pursue those options as well. Understanding the available coverage early can guide your strategy and help avoid undercompensation. Fault and Comparative Negligence California follows a pure comparative fault rule. This means that if you were partly responsible for the accident, the court could reduce your compensation based on your share of fault. For example, being found 25% at fault would lower your final payout by that same percentage. Establishing fault accurately is essential to protecting your full rights and minimizing deductions from your potential award. Understanding these components allows injured individuals to better anticipate how their case may be evaluated and what to prioritize when gathering evidence. When these factors are documented thoroughly and presented clearly, they can help create a strong foundation for a successful personal injury claim. What Makes The Beliz Law Firm Different? Choosing the right attorney can make a significant difference in your hip injury settlement amounts. At The Beliz Law Firm, we provide: You are never just a file number; we listen to your story and build a plan around your needs. Steps to Take After a Car Accident Causes a Hip Injury Taking the right steps after a crash can protect your health and strengthen your case. Consider the following actions: Following these steps early in the process can help support your claim and improve your ability to recover compensation. Talk to a Long Beach Attorney About Your Hip Injury Still wondering what the average payout for a broken hip is? Don’t worry. Every case is unique. While the internet may offer ranges or examples, real answers come from real conversations. If you want to understand what your case could involve, we invite you to speak with us. At The Beliz Law Firm, we combine skilled representation with the individual attention every client deserves. We have helped clients throughout Long Beach and Southern California recover after serious accidents, and we are here to do the same for you. Contact us today for a free consultation.

Car Accidents

Common Pedestrian Accident Injuries in California

Jul 8, 2025 | By Michael Beliz | Read Time: 5 minutes

When a pedestrian is hit by a car, they very seldom have the advantage. The car is larger and it’s moving faster. Even a car moving at the relatively slow speed of 10 mph can do serious irreversible damage to a defenseless pedestrian. While the pedestrian has a duty to obey traffic signals and traffic laws, so does the car. Furthermore, the car has a duty to attempt to avoid the pedestrian. That is the case even when the pedestrian is jaywalking or committing some other violation. In that event, the illegal actions of the pedestrian do not negate either the illegal actions of the driver nor their duty to avoid the pedestrian. Even pedestrians who are partially at fault for an accident can collect a major settlement or jury award. The reason for that is due to the fact that pedestrians suffer extensive injuries in collisions with cars. Some of those injuries can change a person’s life forever. Most Common Pedestrian Accident Injuries Traumatic Brain Injury The term “traumatic brain injury” is generic enough to encompass a wide array of head injuries that vary in severity. But more often than not pedestrians will suffer from concussions at the very least. In very bad scenarios they can suffer permanent brain damage that compromises their ability to do their jobs, maintain employment, or experience a full range of emotions. Damage to certain parts of the brain can be fatal. In addition, the brain can suffer damage from swelling or bleed internally. Spine and Neck Injuries Depending on how a pedestrian is hit, the chances that they suffer serious damage to their spine or neck are not negligible. From these, permanent paralysis can result. This can force major changes to a person’s line of work. If they depended on their ability to stand in order to do their job, then they will need to find a new line of work. Not only would they be entitled to collect on their loss of income, but they could also collect on training necessary to enter a new field of employment. In the most severe cases, the paralysis is lifelong and leaves the injured party without the use of either their arms or legs. These individuals require 24-hour care. They are entitled to collect damages to pay for that care. Bone Fractures in Pedestrian Accidents Bone fractures are among the most common pedestrian accident injuries due to the sheer force of impact when a vehicle strikes the human body. Pedestrians lack the protection that vehicle occupants have, making them highly vulnerable to blunt-force trauma. Fractures can occur in nearly any part of the body, but are especially common in: Types of fractures include: Treatment may involve casting, surgical interventions such as internal fixation, and long-term physical therapy. These injuries can lead to lasting mobility challenges, especially in older adults. Internal and Soft Tissue Injuries In addition to visible trauma, pedestrian accident victims often suffer from internal and soft tissue injuries that may not be immediately apparent. Internal Injuries Soft Tissue Injuries Prompt medical evaluation is critical, as internal injuries can go unnoticed in the chaotic aftermath of an accident, yet can have serious or even fatal consequences if untreated. Risk Factors for Pedestrian Accidents Several factors significantly increase the likelihood and severity of pedestrian accident injuries, many of which are preventable with better planning and behavior. By understanding these factors, communities can better implement targeted prevention measures. Strategies for Preventing Pedestrian Accidents Preventing pedestrian accidents—and minimizing the severity of injuries when they do occur—requires a coordinated public safety effort. Public Health and Urban Planning Policy Measures Education and Driver Awareness Educational Resources for Pedestrian Accident Victims If you’ve been injured in a pedestrian accident, understanding your rights and options is crucial to protecting your health and securing fair compensation. Legal Guides and Support Materials Medical and Psychological Resources Key Questions Covered in Legal Resources: Contact a Pedestrian Accident Attorney Today If you’ve suffered injuries in a pedestrian-car accident, you are entitled to collect damages. Call the personal injury attorneys at Beliz Law Firm at (562) 452-3772 or contact us online and we can begin building your case right away.

Car Accidents

Does Health Insurance Cover Car Accident Bills?

May 2, 2025 | By Michael Beliz | Read Time: 4 minutes

You suffered injuries in a car accident in Southern California. The hospital treated you, the bills are showing up, and now you’re trying to figure out how they’ll get paid. Does health insurance cover car accident bills, or will the full cost fall on you? That’s one of the first questions many people ask after a crash. Health insurance usually applies, but insurers don’t always process accident-related care like they handle routine visits. Some plans wait for details about how the crash happened, who was involved, whether another driver’s insurance might be involved, or if legal action is likely. Keep reading to learn whether health insurance pays for auto accident injuries, what issues can affect compensation for your medical bills, and how The Beliz Law Firm supports clients when another driver’s negligence leads to injury. Will Health Insurance Pay for Auto Accident Injuries? In Southern California, your health insurance often still applies even when another driver caused the crash. Insurers tend to review accident-related injuries more closely than routine doctor visits. Your insurer may ask how the collision happened or whether someone else was at fault. These questions are common when another party could be financially responsible for your injuries. California is an at-fault state, which means the driver who caused the crash is expected to pay for the resulting harm. However, their car insurance may not cover your medical bills right away. While insurers assess liability, providers may submit your bills to health insurance first. Depending on your plan, you could still owe copays, deductibles, or charges outside your coverage. When that happens, your health plan might cover treatment first, then request repayment if you receive money from a legal claim. Many plans include subrogation clauses, which allow the insurer to request repayment from any settlement or court award you receive from the at-fault driver’s insurance. So, does health insurance cover auto accidents? The answer is often yes, though your insurer may require repayment later, depending on your policy. What to Do If You Have Medical Bills After a Car Accident Medical bills can arrive shortly after a crash, even when health insurance covers part of the cost. You might still be responsible for out-of-pocket expenses that fall outside your plan. Taking a few simple steps now can make it easier to manage those bills and avoid issues with your health insurer or medical providers. Here’s what you should do: The Beliz Law Firm helps car accident victims in Long Beach and across Southern California understand how their health insurance applies after a crash, what it may mean for a legal claim, and what to consider before agreeing to anything related to their care or compensation. How California’s Fault Laws Affect Health Insurance and Medical Bills After a Crash A car accident injury affects more than just who pays. It can influence how your health insurance applies, how much compensation you can recover from the other driver, and what expenses might remain your responsibility. California follows a pure comparative negligence rule, which allows injured people to seek compensation even if they are partially at fault. However, your percentage of fault reduces the amount you can recover. For example, if your medical bills total $100,000 and the investigation finds you 25% at fault, you may recover up to $75,000. Health insurance often pays for treatment while liability is under review. But when fault is shared, your attorney may include only a portion of your expenses in the claim against the other driver. The more blame assigned to you, the more you may need to rely on your own coverage or prepare to handle uncovered costs. Insurance companies sometimes try to shift fault to reduce how much they pay. The Beliz Law Firm helps clients challenge unfair blame, calculate compensation that reflects their real medical expenses, and pursue the amount they are legally entitled to. If you’re still wondering, does health insurance cover car accident bills when fault is shared? The answer is usually yes. However, understanding how your coverage interacts with California’s fault laws can significantly affect your financial recovery. Talk to The Beliz Law Firm About Medical Bills After a Car Accident After a crash caused by another driver, many people struggle to understand how their medical bills are paid or how health insurance is factored in. From billing delays to repayment requests, the process can quickly become overwhelming. The Beliz Law Firm represents injured clients across Southern California in personal injury claims involving crash-related medical costs. We explain how health insurance applies, show which expenses your claim may cover, and hold the at-fault driver accountable for what happened.The Beliz Law Firm is here to help if you’re wondering, “Does my health insurance cover auto accidents?” or “How does coverage affect my right to seek compensation?” Call or contact our office to set up a free consultation today.

Car Accidents

Average Settlement for a Broken Arm in a Car Accident – California Guide

May 2, 2025 | By Michael Beliz | Read Time: 5 minutes

A broken arm after a car crash can derail work, family life, and your sense of normal. Medical bills stack up fast, and insurance adjusters may push for a quick payout. If you’re wondering what the average settlement for a broken arm in a car accident looks like, the real answer depends on the facts of your case including diagnosis, treatment, recovery time, and how the injury impacts your daily life. This page explains the key factors that influence a broken arm car accident settlement in California and how to position your claim for full value. Find out what shapes the value of a broken arm settlement and how to tell whether the amount reflects what the injury has cost you. Key Points There’s no one-size “average”—value depends on case facts. Fracture type, need for surgery/hardware, rehab length, and functional limits drive damages. Economic + non-economic losses both matter. Medical bills, future care, and lost income combine with pain, suffering, and loss of enjoyment to shape settlement value. Documentation is your leverage. Orthopedic records, imaging, work restrictions, and a consistent treatment timeline strengthen negotiation power. Liability and insurance limits cap the outcome. Clear fault, adequate policy limits, and UIM/UM coverage often determine how much can actually be collected. What Affects the Value of a Broken Arm Settlement After a Car Accident? Broken arms can vary widely in treatment and recovery time. Whether you’re dealing with a fractured elbow, wrist, or upper arm, the average settlement for a broken arm in a car accident depends on what it took to treat the injury and how it changed your ability to live and work. Most claims take into account: The type of fracture also influences the potential value of a claim. A broken wrist that heals with a cast differs from a humerus fracture that needs surgery and hardware in the length of recovery, how long someone stays out of work, and whether full movement returns. The more involved the treatment, the more a claim may need to cover. Additionally, the person who caused the crash and their insurance can affect compensation. Some claims involve drivers with only basic coverage, while others involve company vehicles or drivers with larger policies. In many cases, the insurance policy limits how much the insurer will pay, regardless of the injury’s severity. Wrist, Elbow, and Upper Arm Injuries Can Lead to Different Settlement Amounts Insurance companies don’t treat all broken arm claims the same way. A hairline fracture in the wrist may heal with rest and a cast, while a broken humerus can require plates, screws, and months of rehab. The type and location of the break often influence how much compensation for a broken arm is available. Wrist Injuries Wrist fractures are common in car crashes, especially when someone braces during impact. Many ask, “How much will I get for a broken wrist settlement?” The answer depends on treatment, recovery time, and how the injury limits work or mobility. Wrist injury settlement amounts in California vary, but claims may be lower when the fracture heals without surgery or lasting complications. Elbow Injuries The average settlement for elbow injury cases tends to reflect a more complex recovery. Dislocations, fractures, or damage to nearby nerves can interfere with lifting, driving, or returning to certain types of work. These claims may involve a more extended healing period, especially if surgery or physical therapy is required. Upper Arm (Humerus) Injuries A broken humerus often causes more disruption than a wrist or elbow fracture. Surgery is more common, and some injuries may permanently affect shoulder or arm movement. When people ask how much compensation for a broken humerus is typical, the answer often comes down to how long the injury interferes with independence and earning capacity. How Does California Law Affect a Broken Arm Settlement After a Car Accident? In California, you have the right to seek compensation when someone else caused the crash that led to your broken arm. What you can recover may also be affected by two state laws: Insurance companies often rely on these laws to limit their payouts. If they can shift blame or argue that too much time has passed, they may try to reduce or deny the claim. At The Beliz Law Firm, we know how these laws apply to broken bone cases. We review the facts, challenge liability arguments, and work to recover compensation that matches the injury’s effect on your income, mobility, and day-to-day life. How Long Does a Broken Arm Settlement Take? Settling a broken arm claim after a car accident takes time. While some cases move quickly, others can take months or longer. The timeline depends on how the insurance company responds and whether it disputes liability. Most fall into the following ranges: Insurance companies don’t always make fair offers right away. They may wait to see if you’ll settle for less. While accepting a quick offer is tempting, waiting for a fair settlement is often the only way to recover the full amount your claim may be worth. Looking into Compensation for a Broken Arm After a Crash? Attorney Michael Beliz has spent over 15 years helping injured Californians recover compensation after serious crashes. That includes fractures requiring surgery, physical therapy, and time away from work. If you’re researching “what is the average settlement for a broken arm in a car accident,” you deserve more than a rough estimate. We’ll walk you through how California law applies, what insurance may cover, and what your case could actually demand based on the facts. Call or fill out our online form to speak directly with a car accident attorney today. FAQs What is the “average” settlement for a broken arm in a car accident?There isn’t a reliable statewide “average.” Settlements vary widely based on fracture severity, treatment (e.g., casting vs. ORIF surgery), recovery duration, and how the injury affects work and daily activities. Do surgeries (plates/screws) increase a broken arm settlement?Generally yes. Surgery, hardware implantation, or complications (e.g., nonunion, nerve...

Car Accidents

How Long Does a Car Insurance Claim Take to Settle?

Mar 10, 2025 | By Michael Beliz | Read Time: 4 minutes

A car accident can derail your day in the blink of an eye. The chaos, sudden stop, and jarring sound of colliding metal can be deeply unsettling. In the aftermath of injuries, missed days, and a wrecked car, you may have several questions: The time a car insurance claim takes to settle can vary based on multiple factors. But don’t let the unknown add to your stress. We’re here to guide you through the process, explaining what to expect and how you can take steps to speed things up. Factors That Affect the Timeline of Car Insurance Claims Several elements influence how long it takes to resolve your claim. In California, the Fair Claims Settlement Practices Regulations combined with the unique details of your case and applicable insurance policies can significantly affect the process. Some factors that can impact how quickly your claim settles include: So, how long does an insurance company have to settle a claim? The answer is that regulations, backlogs, disputes, or insufficient documentation often cause delays. Because of the complexity and time involved, working with an experienced attorney can help keep the process on track. How Long Does It Take for Insurance to Pay Out for a Total Loss? If your vehicle is declared a total loss, the timeline for payout can depend on factors like: While insurance companies typically settle total loss claims within a few weeks, the process can take longer due to unforeseen complications. Why Your Claim May Be Delayed Even with strict timelines under California law, delays happen. Insufficient documentation, disputed liability, or insurers’ strategic stalling can leave claimants waiting. Claims involving ongoing medical care often remain open until you complete all treatment and costs are accounted for. Delays can be frustrating, but early action on these issues can help speed up the process. Steps You Can Take to Speed Up Your Claim While having an attorney is essential, you can also take the following steps to streamline your claim: These steps can minimize delays and demonstrate your commitment to resolving the claim efficiently. How Our California Car Accident Attorney Can Help Dealing with insurance after a car accident is a headache. Let The Beliz Law Firm take the pressure off by: When you have the right legal team advocating for you, you can focus on healing while we handle the complexities of your case. Resolve Your Claim with Confidence with The Beliz Law Firm At The Beliz Law Firm, we’re committed to guiding you every step of the way. With deep knowledge of California’s personal injury laws, a client-first approach, and proven case settlements, we’re here to help you get the settlement you deserve without unnecessary stress. Call us today for a free consultation and take the first step toward resolving your claim. With the right plan, you can move from confusion to clarity—and closer to getting your life back on track. Frequently Asked Questions How Can I Track the Status of My Insurance Claim? Most insurance companies offer online portals or customer service hotlines where you can check the progress of your claim. Be sure to keep your claim number handy for faster updates. What Happens If the Insurance Company Denies My Claim? If your insurer denies your claim, it should provide a written explanation so that you can review their reasoning and gather any additional evidence to support your case. This is when having an experienced attorney is instrumental in challenging the denial and pursuing the compensation you deserve. Are There Limits to How Much I Can Recover from a Car Insurance Claim? The at-fault party’s insurance policy limits typically determine the amount of your recovery. If your damages exceed these limits, you may need to explore other sources of compensation, such as your underinsured motorist coverage or pursuing a personal injury lawsuit.

Car Accidents

What Is the Average Payout for a Left Turn Accident?

Jan 19, 2025 | By Michael Beliz | Read Time: 5 minutes

💡 Key Takeaways Left-turn driver usually bears fault under California law: Yield is required to oncoming traffic, though speeding, signal violations, or sudden actions by the other driver can shift or share liability. Settlement values hinge on injuries and clear liability: Payouts reflect medical costs, lost wages, pain and suffering, property damage, and are limited by available insurance coverage. Disputed liability and severe injuries complicate claims: Comparative negligence can reduce compensation, and limited evidence or side-impact trauma often makes proving fault and damages harder. Left-turn accidents are among the most common and contentious types of car crashes. These collisions typically occur at intersections, where drivers making left turns fail to yield or misjudge oncoming traffic. If you were involved in a left turn accident, it’s understandable to have questions about determining fault, filing a claim, and the potential settlement amount. While every case is unique, understanding the factors influencing a left turn accident payout in Califronia helps you navigate the process. Who Is at Fault in a Left Turn Accident? The left-turn driver is typically at fault in left-turn accidents. Under California traffic laws, left-turning drivers must yield to oncoming traffic unless they have a green arrow or another clear signal indicating it is safe to proceed. However, there are exceptions to this general rule: Proving fault is critical in left-turn accident cases. Evidence such as traffic camera footage, witness statements, and police reports strengthen your claim. Insurance companies often scrutinize left-turn accidents closely, making it essential to have clear and convincing evidence of fault. Left-Turn Crash Leaves Driver Seriously Injured—Beliz Law Firm Secures $325K SettlementTwo friends were driving straight through an Anaheim intersection when an oncoming car suddenly turned left, crashing into them and totaling their vehicle. The driver suffered a serious leg injury that required emergency surgery and a long rehabilitation, while the passenger, who helped rescue his friend, sustained neck and back injuries. The Beliz Law Firm took on their case, proved the other driver’s fault, and used expert testimony and a compelling settlement video to fight for justice. After two settlement conferences, they secured $325,000—helping both clients move forward. How Is a Left Turn Accident Settlement Determined? A left turn accident settlement depends on several factors, including the severity of injuries, the extent of property damage, and the clarity of fault. The following influence settlement amounts: Insurance policies and coverage limits also influence payouts. Understanding these factors is key to accurately assessing the value of your claim. How to Win a Left Turn Accident Claim Winning a left-turn accident claim requires a proactive approach. Some key steps to maximize your chances include: By following these steps, you’ll be better positioned to secure a fair settlement for your damages. An organized and thorough approach makes a significant difference in the outcome of your case. Why Are Left-Hand Turn Accidents Complicated? Left-hand turn accidents often involve disputed liability, making them more complex than other collisions. Some reasons these cases can be challenging include: These complexities highlight the importance of legal representation in navigating the nuances of your claim. Left-turn accidents often involve multiple parties, including insurance companies and legal representatives, making professional guidance essential. The Role of a Left Turn Accident Lawyer A left-turn accident payout lawyer is instrumental in securing the compensation you deserve. They can help by: The Beliz Law Firm has extensive experience handling left-turn accident claims, helping clients recover substantial settlements for injuries and losses. With a proven track record, we are ready to advocate on your behalf and guide you through every step. Maximize Your Left-Turn Accident Settlement – Contact Us Today Left-turn accidents lead to significant injuries and financial losses, but understanding fault and the factors influencing payouts helps you navigate the claims process. The aftermath of a left turn accident is overwhelming, but you don’t have to face it alone. If you’ve been injured in a left turn accident, hiring a skilled lawyer is one of the most effective ways to secure the compensation you deserve. Contact The Beliz Law Firm today for a free consultation, and let us guide you. With the proper support, you can focus on recovery while we handle the complexities of your case.

Car Accidents

Who Pays for Medical Bills After a Car Accident in California?

Jan 7, 2025 | By Michael Beliz | Read Time: 4 minutes

Dealing with the aftermath of a car accident is challenging, especially when faced with mounting healthcare costs. After seeking treatment for injuries, many accident victims wonder who covers medical bills in a car accident. Understanding how these expenses are handled in California is critical to protecting your financial future and ensuring you receive the care you need. At Beliz Law Firm, we know how overwhelming this situation can feel. Our Long Beach personal injury attorneys provide personalized attention to every client, working to simplify the legal process and maximize case value. Below, we’ll explain who covers medical bills in a car accident, the role of insurance, and the steps you can take to protect your rights. How Medical Bills Are Paid After a Car Accident in California Medical bills from a car accident can be covered in various ways, depending on the circumstances of your case. Here are the primary methods: At-Fault Driver’s Insurance California is an at-fault state, which means that the driver found responsible for causing the accident is also responsible for covering the resulting damages, including medical bills. This means you would typically file a claim with the at-fault driver’s insurance company to seek compensation for your medical expenses. Their insurance may cover medical bills up to the policy limit. The at-fault driver’s insurance may not pay until liability is determined and the claim is resolved, which can take time. In the meantime, you may have to look to your own insurance. Your Health Insurance If the at-fault driver’s insurance is insufficient or delayed, you can use your health insurance to pay your medical expenses. However, your insurer may seek reimbursement from any settlement you receive. Med Pay Coverage Medical Payments Coverage (Med Pay) is optional in California but can help pay immediate medical expenses regardless of fault. This coverage typically applies to you and your passengers. Uninsured/Underinsured Motorist Coverage (UM/UIM) If the at-fault driver lacks adequate insurance, you can look to UM/UIM coverage from your policy to cover your medical bills and other damages. Combining these options allows you to address your medical expenses while working toward a full financial recovery. What to Do If You Have Medical Bills After a Car Accident Navigating medical bills after a car accident can be stressful, but taking the following steps can help protect your rights and maximize your compensation. Seek Immediate Medical Attention Prompt medical care ensures that your injuries are treated and documented, which is critical for your claim. Even if you feel fine initially, some injuries may take days or weeks to manifest, and delaying treatment could harm the viability of your case. Notify Your Insurance Company Report the accident to your insurer, but avoid giving detailed statements without legal advice. Insurance companies may use your statements to minimize or deny your claim, so providing only basic facts is essential until you’ve consulted an attorney. Keep Detailed Records Save medical bills, receipts, and any correspondence with insurance companies. These documents serve as evidence to support your claim and help ensure that you recover all eligible expenses related to your injuries. Consult a Personal Injury Attorney Legal guidance can help you determine the best strategy for recovering compensation. An experienced attorney can negotiate with insurers, protect you from lowball offers, and handle complex legal procedures on your behalf. At The Beliz Law Firm, we provide free consultations to help you understand your options and take the stress out of the claims process. Let us handle the legal challenges so you can focus on your recovery. Importance of Keeping Detailed Records Maintaining detailed records is essential to recover compensation for your medical bills after a car accident. These documents provide crucial evidence when filing an insurance claim or pursuing a lawsuit: Keeping these records organized and accessible can streamline the claims process and support your case in negotiations or litigation. Understanding California’s Pure Comparative Negligence Rule In California, the pure comparative negligence rule determines how fault impacts compensation. This rule allows injured parties to recover damages even if they are partially at fault for the accident. However, their compensation is reduced by the percentage of fault assigned to them. For example, if you are 30% responsible for the accident, you would receive 70% of your total damages. Impact on Medical Bills If your claim involves shared fault, the at-fault driver’s insurance will only cover a portion of your medical bills corresponding to their percentage of responsibility. You may need to use Med Pay, health insurance, or UM/UIM coverage to address the remaining costs. Why Legal Representation Is Critical Insurance companies often use comparative negligence to reduce their payouts. Having an experienced attorney ensures that your rights are protected and you maximize your compensation. At The Beliz Law Firm, we are skilled at countering these tactics and advocating for our clients under California’s comparative negligence rule. California Car Accident Attorneys Facing medical bills after a car accident can be overwhelming, especially when you’re trying to recover from your injuries. At The Beliz Law Firm, we understand the financial and emotional toll these situations can take. Our team is dedicated to providing personalized attention and skilled legal representation, ensuring your rights are protected, and your medical expenses are addressed. With our “Small Firm Attention, Big Firm Results” approach, you can trust that your case is in capable hands. If you are unsure who pays for medical bills after a car accident, we can help; you don’t have to navigate the process alone. Contact The Beliz Law Firm today for a free consultation to discuss your options. Let us fight for the compensation you deserve while you focus on healing and moving forward.

Car Accidents

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