Legal Blog

Does Health Insurance Cover Car Accident Bills?

May 2, 2025 | By Michael Beliz | Read Time: 4 minutes

You suffered injuries in a car accident in Southern California. The hospital treated you, the bills are showing up, and now you’re trying to figure out how they’ll get paid. Does health insurance cover car accident bills, or will the full cost fall on you? That’s one of the first questions many people ask after a crash. Health insurance usually applies, but insurers don’t always process accident-related care like they handle routine visits. Some plans wait for details about how the crash happened, who was involved, whether another driver’s insurance might be involved, or if legal action is likely. Keep reading to learn whether health insurance pays for auto accident injuries, what issues can affect compensation for your medical bills, and how The Beliz Law Firm supports clients when another driver’s negligence leads to injury. Will Health Insurance Pay for Auto Accident Injuries? In Southern California, your health insurance often still applies even when another driver caused the crash. Insurers tend to review accident-related injuries more closely than routine doctor visits. Your insurer may ask how the collision happened or whether someone else was at fault. These questions are common when another party could be financially responsible for your injuries. California is an at-fault state, which means the driver who caused the crash is expected to pay for the resulting harm. However, their car insurance may not cover your medical bills right away. While insurers assess liability, providers may submit your bills to health insurance first. Depending on your plan, you could still owe copays, deductibles, or charges outside your coverage. When that happens, your health plan might cover treatment first, then request repayment if you receive money from a legal claim. Many plans include subrogation clauses, which allow the insurer to request repayment from any settlement or court award you receive from the at-fault driver’s insurance. So, does health insurance cover auto accidents? The answer is often yes, though your insurer may require repayment later, depending on your policy. What to Do If You Have Medical Bills After a Car Accident Medical bills can arrive shortly after a crash, even when health insurance covers part of the cost. You might still be responsible for out-of-pocket expenses that fall outside your plan. Taking a few simple steps now can make it easier to manage those bills and avoid issues with your health insurer or medical providers. Here’s what you should do: The Beliz Law Firm helps car accident victims in Long Beach and across Southern California understand how their health insurance applies after a crash, what it may mean for a legal claim, and what to consider before agreeing to anything related to their care or compensation. How California’s Fault Laws Affect Health Insurance and Medical Bills After a Crash A car accident injury affects more than just who pays. It can influence how your health insurance applies, how much compensation you can recover from the other driver, and what expenses might remain your responsibility. California follows a pure comparative negligence rule, which allows injured people to seek compensation even if they are partially at fault. However, your percentage of fault reduces the amount you can recover. For example, if your medical bills total $100,000 and the investigation finds you 25% at fault, you may recover up to $75,000. Health insurance often pays for treatment while liability is under review. But when fault is shared, your attorney may include only a portion of your expenses in the claim against the other driver. The more blame assigned to you, the more you may need to rely on your own coverage or prepare to handle uncovered costs. Insurance companies sometimes try to shift fault to reduce how much they pay. The Beliz Law Firm helps clients challenge unfair blame, calculate compensation that reflects their real medical expenses, and pursue the amount they are legally entitled to. If you’re still wondering, does health insurance cover car accident bills when fault is shared? The answer is usually yes. However, understanding how your coverage interacts with California’s fault laws can significantly affect your financial recovery. Talk to The Beliz Law Firm About Medical Bills After a Car Accident After a crash caused by another driver, many people struggle to understand how their medical bills are paid or how health insurance is factored in. From billing delays to repayment requests, the process can quickly become overwhelming. The Beliz Law Firm represents injured clients across Southern California in personal injury claims involving crash-related medical costs. We explain how health insurance applies, show which expenses your claim may cover, and hold the at-fault driver accountable for what happened.The Beliz Law Firm is here to help if you’re wondering, “Does my health insurance cover auto accidents?” or “How does coverage affect my right to seek compensation?” Call or contact our office to set up a free consultation today.

Car Accidents

Average Settlement for a Broken Arm in a Car Accident

May 2, 2025 | By Michael Beliz | Read Time: 4 minutes

You broke your arm in a car accident. Now, the bills are stacking up, your ability to work may have changed, and you’re trying to figure out what a fair settlement should cover. Looking up the average settlement for a broken arm in a car accident claim can be a starting point, but numbers alone do not explain why some cases settle higher than others. Factors like the type of fracture, medical treatment, and how the injury impacts your daily life can all influence what a claim is worth. Find out what shapes the value of a broken arm settlement and how to tell whether the amount reflects what the injury has cost you. What Affects the Value of a Broken Arm Settlement After a Car Accident? Broken arms can vary widely in treatment and recovery time. Whether you’re dealing with a fractured elbow, wrist, or upper arm, the average settlement for a broken arm in a car accident depends on what it took to treat the injury and how it changed your ability to live and work. Most claims take into account: The type of fracture also influences the potential value of a claim. A broken wrist that heals with a cast differs from a humerus fracture that needs surgery and hardware in the length of recovery, how long someone stays out of work, and whether full movement returns. The more involved the treatment, the more a claim may need to cover. Additionally, the person who caused the crash and their insurance can affect compensation. Some claims involve drivers with only basic coverage, while others involve company vehicles or drivers with larger policies. In many cases, the insurance policy limits how much the insurer will pay, regardless of the injury’s severity. Wrist, Elbow, and Upper Arm Injuries Can Lead to Different Settlement Amounts Insurance companies don’t treat all broken arm claims the same way. A hairline fracture in the wrist may heal with rest and a cast, while a broken humerus can require plates, screws, and months of rehab. The type and location of the break often influence how much compensation for a broken arm is available. Wrist Injuries Wrist fractures are common in car crashes, especially when someone braces during impact. Many ask, “How much will I get for a broken wrist settlement?” The answer depends on treatment, recovery time, and how the injury limits work or mobility. Wrist injury settlement amounts in California vary, but claims may be lower when the fracture heals without surgery or lasting complications. Elbow Injuries The average settlement for elbow injury cases tends to reflect a more complex recovery. Dislocations, fractures, or damage to nearby nerves can interfere with lifting, driving, or returning to certain types of work. These claims may involve a more extended healing period, especially if surgery or physical therapy is required. Upper Arm (Humerus) Injuries A broken humerus often causes more disruption than a wrist or elbow fracture. Surgery is more common, and some injuries may permanently affect shoulder or arm movement. When people ask how much compensation for a broken humerus is typical, the answer often comes down to how long the injury interferes with independence and earning capacity. How Does California Law Affect a Broken Arm Settlement After a Car Accident? In California, you have the right to seek compensation when someone else caused the crash that led to your broken arm. What you can recover may also be affected by two state laws: Insurance companies often rely on these laws to limit their payouts. If they can shift blame or argue that too much time has passed, they may try to reduce or deny the claim. At The Beliz Law Firm, we know how these laws apply to broken bone cases. We review the facts, challenge liability arguments, and work to recover compensation that matches the injury’s effect on your income, mobility, and day-to-day life. How Long Does a Broken Arm Settlement Take? Settling a broken arm claim after a car accident takes time. While some cases move quickly, others can take months or longer. The timeline depends on how the insurance company responds and whether it disputes liability. Most fall into the following ranges: Insurance companies don’t always make fair offers right away. They may wait to see if you’ll settle for less. While accepting a quick offer is tempting, waiting for a fair settlement is often the only way to recover the full amount your claim may be worth. Looking into Compensation for a Broken Arm After a Crash? Attorney Michael Beliz has spent over 15 years helping injured Californians recover compensation after serious crashes. That includes fractures requiring surgery, physical therapy, and time away from work. If you’re researching “what is the average settlement for a broken arm in a car accident,” you deserve more than a rough estimate. We’ll walk you through how California law applies, what insurance may cover, and what your case could actually demand based on the facts. Call or fill out our online form to speak directly with a car accident attorney today.

Bike Accidents

California Bicycle Laws Every Cyclist Should Know

Mar 10, 2025 | By Michael Beliz | Read Time: 4 minutes

The sun is shining, and the cool breeze hits your face as you pedal through the streets of California. But amidst the joy of cycling, an unexpected incident can leave you questioning your rights and responsibilities as a cyclist. Understanding California bicycle laws helps you stay safe and empowers you to protect your rights if an accident occurs. The Basics of Bicycle Laws in California California’s bicycle laws ensure the safety of cyclists, pedestrians, and motorists alike. The following is what you need to know about your legal responsibilities and protections as a cyclist in the state: California imposes significant responsibilities on bicyclists. These responsibilities are designed to protect all riders and reduce the likelihood of a devastating accident. Violating these protections can result in fines, penalties, and legal liability. What Are the Bicycle Laws in California Regarding Accidents? In the event of a bicycle accident, California law requires the involved parties to: If you’ve been in an accident, documenting the scene and gathering witness statements can be invaluable for building a potential legal claim. Bicycle Safety Laws to Protect Cyclists California has implemented several measures to reduce accidents and injuries. These measures focus on allowing bicycles to share the road with motor vehicles safely. Some of the more common safety laws include: Following these laws can help cyclists and the motorists they share the road with to reduce the risk of an accident causing serious injuries. Steps Cyclists Can Take to Stay Safe and Protect Their Rights While accidents can happen, you can reduce risks and strengthen your legal position by: Staying proactive and well-informed is essential to prioritizing your safety and safeguarding your rights in case of an accident. How The Beliz Law Firm Can Help Cyclists in California Understanding California law may seem overwhelming if you’ve suffered a bicycle accident. Our firm brings years of experience and a client-first approach to ensure you get the support you deserve. Clients choose us for the following reasons: Our firm has successfully recovered millions of dollars in compensation for our clients. With us, you’re not just a cyclist but a fighter for justice. Don’t Let a Cycling Accident Halt Your Ride Every cyclist deserves to ride confidently, knowing the law has their back. The Beliz Law Firm ensures your voice is heard and your rights are protected. If you’ve been injured in a bicycle accident, don’t let uncertainty keep you from seeking justice. Michael A. Beliz, a trusted advocate with years of experience, can guide you through the legal maze with compassion and determination. Contact us today for a free consultation to begin your journey toward justice. Frequently Asked Questions Can I Ride My Bike on Sidewalks in California? California law allows local jurisdictions to determine sidewalk cycling rules. In many cities, business districts prohibit or restrict cycling on sidewalks. Check your local ordinances to stay compliant. Are Electric Bikes Subject to the Same Laws as Regular Bicycles? Electric bikes (e-bikes) in California are generally subject to the same regulations as traditional bicycles. However, certain classifications of e-bikes may have additional requirements, such as speed limits and licensing restrictions. What Should I Do If I’m Involved in a Hit-And-Run While Cycling? If you’re the victim of a hit-and-run, report the incident to the police immediately and seek medical attention. Gathering evidence, such as license plate numbers and vehicle descriptions, can help authorities and your attorney.

Car Accidents

How Long Does a Car Insurance Claim Take to Settle?

Mar 10, 2025 | By Michael Beliz | Read Time: 4 minutes

A car accident can derail your day in the blink of an eye. The chaos, sudden stop, and jarring sound of colliding metal can be deeply unsettling. In the aftermath of injuries, missed days, and a wrecked car, you may have several questions: The time a car insurance claim takes to settle can vary based on multiple factors. But don’t let the unknown add to your stress. We’re here to guide you through the process, explaining what to expect and how you can take steps to speed things up. Factors That Affect the Timeline of Car Insurance Claims Several elements influence how long it takes to resolve your claim. In California, the Fair Claims Settlement Practices Regulations combined with the unique details of your case and applicable insurance policies can significantly affect the process. Some factors that can impact how quickly your claim settles include: So, how long does an insurance company have to settle a claim? The answer is that regulations, backlogs, disputes, or insufficient documentation often cause delays. Because of the complexity and time involved, working with an experienced attorney can help keep the process on track. How Long Does It Take for Insurance to Pay Out for a Total Loss? If your vehicle is declared a total loss, the timeline for payout can depend on factors like: While insurance companies typically settle total loss claims within a few weeks, the process can take longer due to unforeseen complications. Why Your Claim May Be Delayed Even with strict timelines under California law, delays happen. Insufficient documentation, disputed liability, or insurers’ strategic stalling can leave claimants waiting. Claims involving ongoing medical care often remain open until you complete all treatment and costs are accounted for. Delays can be frustrating, but early action on these issues can help speed up the process. Steps You Can Take to Speed Up Your Claim While having an attorney is essential, you can also take the following steps to streamline your claim: These steps can minimize delays and demonstrate your commitment to resolving the claim efficiently. How Our California Car Accident Attorney Can Help Dealing with insurance after a car accident is a headache. Let The Beliz Law Firm take the pressure off by: When you have the right legal team advocating for you, you can focus on healing while we handle the complexities of your case. Resolve Your Claim with Confidence with The Beliz Law Firm At The Beliz Law Firm, we’re committed to guiding you every step of the way. With deep knowledge of California’s personal injury laws, a client-first approach, and proven case settlements, we’re here to help you get the settlement you deserve without unnecessary stress. Call us today for a free consultation and take the first step toward resolving your claim. With the right plan, you can move from confusion to clarity—and closer to getting your life back on track. Frequently Asked Questions How Can I Track the Status of My Insurance Claim? Most insurance companies offer online portals or customer service hotlines where you can check the progress of your claim. Be sure to keep your claim number handy for faster updates. What Happens If the Insurance Company Denies My Claim? If your insurer denies your claim, it should provide a written explanation so that you can review their reasoning and gather any additional evidence to support your case. This is when having an experienced attorney is instrumental in challenging the denial and pursuing the compensation you deserve. Are There Limits to How Much I Can Recover from a Car Insurance Claim? The at-fault party’s insurance policy limits typically determine the amount of your recovery. If your damages exceed these limits, you may need to explore other sources of compensation, such as your underinsured motorist coverage or pursuing a personal injury lawsuit.

Personal Injury

How to Get Your Long Beach Car Accident Report

Mar 5, 2025 | By Michael Beliz | Read Time: 4 minutes

Imagine the nerve-wracking moment of a car crash—the sudden screech of tires, the heart-stopping impact, and the whirlwind of emotions that follow. Amid this chaos, securing your Long Beach car accident report becomes a vital lifeline. This essential document not only captures the critical details of the incident but also paves the way for you to claim insurance, establish fault, and protect your rights. But how do you obtain this crucial piece of evidence? In this blog, we will unravel the mystery and guide you step-by-step, ensuring you can navigate this process easily and confidently. Getting your Accident Report In-Person According to the official Long Beach website, you can request your report in-person. You must fill out an application for release of traffic collision report information and bring it to the Long Beach Police Department: Long Beach Police Department400 West BroadwayLong Beach, CA 90802Get Directions The Records Inquiry Desk is open Monday through Friday, 7:00am – 7:00pm, and Saturday, from 9:00am – 1:00pm. The front is closed on the last Saturday of each month. Getting Your Accident Report by Mail You may request a copy of your collision report by sending a completed request form in a self-addressed, stamped envelope to the Long Beach Police Department: Long Beach Police Department400 West BroadwayLong Beach, CA 90802ATTN: RECORDS DIVISION Let The Beliz Law Firm Help Get a Copy of Your Long Beach Car Accident Report Submit your information below about the details of your accident in Long Beach and we will will contact you to go over the details of what happened. Understanding Accident Report Requirements in California After a car accident in California, drivers must report the incident if it causes injuries, fatalities, or significant property damage. If law enforcement arrives at the scene and you are taken by ambulance, they usually file an official accident report. However, it may be your responsibility to report the accident to the appropriate agency if no officers arrive. California law also requires reporting to the Department of Motor Vehicles if the accident caused property damage exceeding $1,000 or involved injuries or death. These reports help provide all parties with an official record of what happened, which can be critical when filing insurance claims or taking legal action. Understanding these requirements can prevent unnecessary legal or financial issues. If you are unsure about your responsibilities or need help obtaining your report, speaking with an attorney can help clarify your options. Why Your Car Accident Police Report Matters A police report for a car accident contains valuable information, including: Insurance companies frequently depend on a car accident police report to determine fault and process claims. Proving what occurred can be significantly more difficult without this report. How to Obtain Your Long Beach Car Accident Report If a law enforcement officer responded to your crash, they likely filed a vehicle accident report with either the Long Beach Police Department (LBPD) or the California Highway Patrol (CHP), depending on the location of the crash. To obtain a copy of your accident report from the LBPD, you have the following options: The CHP offers the following ways to obtain a report: An accident report lookup can assist you if you’re uncertain whether a report was filed. Contact the relevant agency and provide your case number or details of the accident. What If There Is a Mistake in Your Police Accident Report? Errors in a police accident report can occur but can also be corrected. If you discover incorrect details, you may be able to request a revision by: Law enforcement may not alter subjective statements such as fault determination, but they can rectify factual inaccuracies. If you require assistance navigating the correction process, an attorney from The Beliz Law Firm can help. Our team recognizes how crucial accurate documentation is to your case and is here to advocate for you. Can You Claim a Car Accident Without a Police Report? People commonly ask, can you claim a car accident without a police report? While it is possible, it is not ideal. Without an official report, you may need additional evidence, such as a written document that describes the: A Long Beach car accident report serves as an official record of the crash, documenting key details that may be useful if you need to dispute fault or clarify what happened. If you did not obtain one at the scene, you may still be able to file a late report with the appropriate agency. How Can The Beliz Law Firm Help with My Vehicle Accident Report? Dealing with the aftermath of a crash can be stressful, especially when you need to secure important documents like your police report for a car accident. At The Beliz Law Firm, we understand how overwhelming this process can be and are here to assist you. With nearly two decades of experience handling hundreds of personal injury claims in Southern California, our firm offers personalized legal guidance tailored to your unique situation. Unlike larger firms that view clients as mere case numbers, we adopt a hands-on approach, guaranteeing that every client receives the attention and dedication they deserve. We aim to make the legal process as smooth as possible so you can focus on recovery while we manage the details. Call Us Today Securing your Long Beach car accident report is key to protecting your rights after a crash. Whether you need it to file an insurance claim or pursue legal action, knowing where to obtain it and how to use it can make all the difference. Call The Beliz Law Firm today to let us advocate for you. Resources California Vehicle Code § 16000, link.

Car Accidents

What Is the Average Payout for a Left Turn Accident?

Jan 19, 2025 | By Michael Beliz | Read Time: 4 minutes

Left-turn accidents are among the most common and contentious types of car crashes. These collisions typically occur at intersections, where drivers making left turns fail to yield or misjudge oncoming traffic. If you were involved in a left turn accident, it’s understandable to have questions about determining fault, filing a claim, and the potential settlement amount. While every case is unique, understanding the factors influencing a left turn accident payout in Califronia helps you navigate the process. Who Is at Fault in a Left Turn Accident? The left-turn driver is typically at fault in left-turn accidents. Under California traffic laws, left-turning drivers must yield to oncoming traffic unless they have a green arrow or another clear signal indicating it is safe to proceed. However, there are exceptions to this general rule: Proving fault is critical in left-turn accident cases. Evidence such as traffic camera footage, witness statements, and police reports strengthen your claim. Insurance companies often scrutinize left-turn accidents closely, making it essential to have clear and convincing evidence of fault. How Is a Left Turn Accident Settlement Determined? A left turn accident settlement depends on several factors, including the severity of injuries, the extent of property damage, and the clarity of fault. The following influence settlement amounts: Insurance policies and coverage limits also influence payouts. Understanding these factors is key to accurately assessing the value of your claim. How to Win a Left Turn Accident Claim Winning a left-turn accident claim requires a proactive approach. Some key steps to maximize your chances include: By following these steps, you’ll be better positioned to secure a fair settlement for your damages. An organized and thorough approach makes a significant difference in the outcome of your case. Why Are Left-Hand Turn Accidents Complicated? Left-hand turn accidents often involve disputed liability, making them more complex than other collisions. Some reasons these cases can be challenging include: These complexities highlight the importance of legal representation in navigating the nuances of your claim. Left-turn accidents often involve multiple parties, including insurance companies and legal representatives, making professional guidance essential. The Role of a Left Turn Accident Lawyer A left-turn accident payout lawyer is instrumental in securing the compensation you deserve. They can help by: The Beliz Law Firm has extensive experience handling left-turn accident claims, helping clients recover substantial settlements for injuries and losses. With a proven track record, we are ready to advocate on your behalf and guide you through every step. Maximize Your Left-Turn Accident Settlement – Contact Us Today Left-turn accidents lead to significant injuries and financial losses, but understanding fault and the factors influencing payouts helps you navigate the claims process. The aftermath of a left turn accident is overwhelming, but you don’t have to face it alone. If you’ve been injured in a left turn accident, hiring a skilled lawyer is one of the most effective ways to secure the compensation you deserve. Contact The Beliz Law Firm today for a free consultation, and let us guide you. With the proper support, you can focus on recovery while we handle the complexities of your case.

Car Accidents

Who Pays for Medical Bills After a Car Accident in California?

Jan 7, 2025 | By Michael Beliz | Read Time: 4 minutes

Dealing with the aftermath of a car accident is challenging, especially when faced with mounting healthcare costs. After seeking treatment for injuries, many accident victims wonder who covers medical bills in a car accident. Understanding how these expenses are handled in California is critical to protecting your financial future and ensuring you receive the care you need. At Beliz Law Firm, we know how overwhelming this situation can feel. Our Long Beach personal injury attorneys provide personalized attention to every client, working to simplify the legal process and maximize case value. Below, we’ll explain who covers medical bills in a car accident, the role of insurance, and the steps you can take to protect your rights. How Medical Bills Are Paid After a Car Accident in California Medical bills from a car accident can be covered in various ways, depending on the circumstances of your case. Here are the primary methods: At-Fault Driver’s Insurance California is an at-fault state, which means that the driver found responsible for causing the accident is also responsible for covering the resulting damages, including medical bills. This means you would typically file a claim with the at-fault driver’s insurance company to seek compensation for your medical expenses. Their insurance may cover medical bills up to the policy limit. The at-fault driver’s insurance may not pay until liability is determined and the claim is resolved, which can take time. In the meantime, you may have to look to your own insurance. Your Health Insurance If the at-fault driver’s insurance is insufficient or delayed, you can use your health insurance to pay your medical expenses. However, your insurer may seek reimbursement from any settlement you receive. Med Pay Coverage Medical Payments Coverage (Med Pay) is optional in California but can help pay immediate medical expenses regardless of fault. This coverage typically applies to you and your passengers. Uninsured/Underinsured Motorist Coverage (UM/UIM) If the at-fault driver lacks adequate insurance, you can look to UM/UIM coverage from your policy to cover your medical bills and other damages. Combining these options allows you to address your medical expenses while working toward a full financial recovery. What to Do If You Have Medical Bills After a Car Accident Navigating medical bills after a car accident can be stressful, but taking the following steps can help protect your rights and maximize your compensation. Seek Immediate Medical Attention Prompt medical care ensures that your injuries are treated and documented, which is critical for your claim. Even if you feel fine initially, some injuries may take days or weeks to manifest, and delaying treatment could harm the viability of your case. Notify Your Insurance Company Report the accident to your insurer, but avoid giving detailed statements without legal advice. Insurance companies may use your statements to minimize or deny your claim, so providing only basic facts is essential until you’ve consulted an attorney. Keep Detailed Records Save medical bills, receipts, and any correspondence with insurance companies. These documents serve as evidence to support your claim and help ensure that you recover all eligible expenses related to your injuries. Consult a Personal Injury Attorney Legal guidance can help you determine the best strategy for recovering compensation. An experienced attorney can negotiate with insurers, protect you from lowball offers, and handle complex legal procedures on your behalf. At The Beliz Law Firm, we provide free consultations to help you understand your options and take the stress out of the claims process. Let us handle the legal challenges so you can focus on your recovery. Importance of Keeping Detailed Records Maintaining detailed records is essential to recover compensation for your medical bills after a car accident. These documents provide crucial evidence when filing an insurance claim or pursuing a lawsuit: Keeping these records organized and accessible can streamline the claims process and support your case in negotiations or litigation. Understanding California’s Pure Comparative Negligence Rule In California, the pure comparative negligence rule determines how fault impacts compensation. This rule allows injured parties to recover damages even if they are partially at fault for the accident. However, their compensation is reduced by the percentage of fault assigned to them. For example, if you are 30% responsible for the accident, you would receive 70% of your total damages. Impact on Medical Bills If your claim involves shared fault, the at-fault driver’s insurance will only cover a portion of your medical bills corresponding to their percentage of responsibility. You may need to use Med Pay, health insurance, or UM/UIM coverage to address the remaining costs. Why Legal Representation Is Critical Insurance companies often use comparative negligence to reduce their payouts. Having an experienced attorney ensures that your rights are protected and you maximize your compensation. At The Beliz Law Firm, we are skilled at countering these tactics and advocating for our clients under California’s comparative negligence rule. California Car Accident Attorneys Facing medical bills after a car accident can be overwhelming, especially when you’re trying to recover from your injuries. At The Beliz Law Firm, we understand the financial and emotional toll these situations can take. Our team is dedicated to providing personalized attention and skilled legal representation, ensuring your rights are protected, and your medical expenses are addressed. With our “Small Firm Attention, Big Firm Results” approach, you can trust that your case is in capable hands. If you are unsure who pays for medical bills after a car accident, we can help; you don’t have to navigate the process alone. Contact The Beliz Law Firm today for a free consultation to discuss your options. Let us fight for the compensation you deserve while you focus on healing and moving forward.

Wrongful Death

Settling a Wrongful Death Claim in California

Jan 7, 2025 | By Michael Beliz | Read Time: 4 minutes

Losing a loved one due to someone else’s negligence is one of the most difficult experiences a family can face. During this overwhelming time, navigating the legal process of filing a wrongful death claim can feel like an additional burden. At The Beliz Law Firm, we understand the emotional and financial challenges that arise after such a loss. Our firm is committed to providing personalized, one-on-one legal attention, ensuring you’re not just another case number. We aim to help families throughout California secure fair compensation while treating them with the respect and compassion they deserve. This article will guide you through what to expect when settling a wrongful death claim, including timelines, settlement negotiations, and key steps in the process. How Long Does It Take to Settle a Wrongful Death Claim? The time it takes to settle a wrongful death lawsuit can vary significantly depending on the specifics of the case. While some claims might settle in months, others could take longer—potentially years if the case involves complicated legal issues or contested facts. Here are some key elements that influence the length of the settlement process. Complexity of the Case The complexity of the wrongful death case is one of the most significant factors affecting how long it takes to settle. Cases involving several negligent parties (e.g., a car accident involving multiple vehicles) can require additional time to investigate and sort out liability. Additionally, disputes over who is at fault or whether negligence occurred can delay the settlement process. Insurance Negotiations Insurance companies often aim to settle claims quickly, but they may try to minimize the amount they pay out. The negotiation process can take time, especially if the insurer offers an initial low settlement amount. Your attorney may need to negotiate back and forth to secure a fair compensation package for medical expenses, lost wages, funeral costs, and emotional distress. If the insurer refuses to make a fair offer, the case may need to proceed to trial, which adds more time. Gathering Evidence and Investigation To build a strong case, your attorney must gather evidence, conduct investigations, and interview witnesses. This process could include obtaining police reports, medical records, and expert testimony. The more complicated the case or the longer it takes to gather all relevant information, the longer the settlement process will take. In some cases, your lawyer may also need to wait for the completion of any coroner or autopsy reports, which can take additional time. Legal Proceedings and Court Filings If your attorney cannot reach a fair settlement after extensive negotiations, the case may go to trial. Litigation can significantly extend the timeline for settling a wrongful death claim. The court system in California is often backlogged, meaning trial dates can be delayed or set far into the future. The wrongful death lawsuit process is fraught with time spent on pretrial motions, depositions, and discovery processes that add to the overall duration. Additionally, appeals are always possible after the trial finally occurs. In California, families typically have two years from the date of the loved one’s death to file a wrongful death lawsuit. This deadline, known as the statute of limitations, is important to remember when considering legal action. Wrongful Death Lawsuit Process The settlement process for a wrongful death claim involves several key steps. Investigation and Evidence Collection Your attorney will investigate the circumstances of the death, collect evidence, and identify the responsible parties. This may involve reviewing police reports, medical records, and witness statements. Filing the Claim Once your attorney gathers evidence, they can file the wrongful death claim. This notifies the at-fault party and their insurance company of the intent to pursue compensation. Negotiating a Settlement Wrongful death claim settlement negotiations can take place throughout your case, and most wrongful death claims are resolved in an agreement. During this phase, attorneys present evidence of the damages, including financial losses, medical expenses, funeral costs, and emotional distress. Reaching a Settlement Agreement If the parties agree on compensation, the claim concludes with a wrongful death settlement agreement. If negotiations are unsuccessful, the case may proceed to trial. What Factors Affect the Settlement Amount? Settlement amounts vary based on several factors, including: Remember, strong evidence of fault can lead to higher settlement offers, while disputed liability may reduce the potential payout. How Long Does a Wrongful Death Lawsuit Take to Settle? Every case is unique, and navigating a wrongful death claim without legal representation can be challenging and delay your settlement. Insurance companies often attempt to settle quickly and for less than the claim’s true value. Having an attorney to advocate on your behalf can make a significant difference in the outcome of your case. At The Beliz Law Firm, we focus on securing fair compensation for our clients while providing the one-on-one attention they deserve. With extensive experience handling wrongful death claims, we are here to guide you through the process every step of the way. Wrongful Death Claim Settlement Negotiations Attorney At The Beliz Law Firm, we provide families with compassionate legal support during one of the most challenging times in their lives. With a focus on delivering small firm attention and big firm results, we work tirelessly to guide clients through every step of the wrongful death claim process. Whether negotiating with insurance companies or preparing for trial, we are committed to using our experience and expertise to pursue the justice and compensation your family needs and deserves. Are you still wondering, How long does it take to settle wrongful death claims? If you have questions about how long it takes to settle a wrongful death suit or need guidance on the lawsuit process in California, we are here to help. Contact us today for a free consultation, and let us stand by your side as you seek answers and closure.

Pedestrian Accidents

I Was Hit by a Car in the Crosswalk. Now What?

Dec 16, 2024 | By Michael Beliz | Read Time: 4 minutes

I Was Hit by a Car in the Crosswalk in California – What Are My Legal Options? Being hit by a car while legally crossing the street in a crosswalk is a traumatic experience that can lead to serious injuries and significant financial burdens. California law requires drivers to yield to pedestrians in crosswalks, yet accidents still occur when drivers are distracted, reckless, or fail to obey traffic laws. If you’ve been hit by a car in a crosswalk, it’s essential to understand your legal rights and the steps you can take to protect your claim. The experienced pedestrian accident lawyers at The Beliz Law Firm are here to help you seek compensation and hold negligent drivers accountable. Contact us today for a free consultation to discuss your case. What Should You Do Following a Pedestrian-Car Accident Immediately following an accident, the steps you take are essential and can impact your injury claim for compensation. Try to remain calm, so you remember everything you need to do. Contact the Police Start by contacting the police if no one else already has. It’s important to let the 911 dispatcher know a driver struck you as a pedestrian in the crosswalk. You want medical personnel to respond and assess your injuries. Be very cautious about what you say at the scene of the accident. The driver might take something you say out of context, and the insurance adjuster might use these statements against you in a liability investigation. Exchange Contact Information Hopefully, the driver of the vehicle did not flee the scene. You will need to exchange contact information and get their insurance information. Did anyone else witness the accident? If so, you will need to obtain contact information for each witness. Don’t assume that the witnesses will still be there when the police arrive. Someone may not be able to wait, so get their information before they have a chance to drive away. Take Photos If you are physically able, you can also try to take photos of the accident scene. Include pictures of the driver’s vehicle and any debris on the ground. Are there skid marks before the crosswalk? Is it raining? Be sure to capture this information as well. If you can get photos of your injuries, that’s also helpful evidence. Seek Medical Treatment If you do not require transport to the emergency room following the accident, be sure to visit a doctor as soon as possible. Insurance adjusters will use any delay in treatment to their advantage. They could allege you were not seriously injured or that another event after the accident caused your pain. Contact an Attorney Pursuing a pedestrian accident claim is complicated, and you will need an advocate on your side who can help you navigate the legal challenges. Anything you say to the insurance company can be used against you, so it’s best to get an attorney right away. Let them talk to the insurance adjuster for you so you don’t accidentally say something you regret later. If the Driver Did Not Stop, Try to Remember All the Details you Can About It When a car keeps driving after hitting a pedestrian or another vehicle, the victim may be able to file a hit and run claim. If you can locate the driver, you can file a claim with his or her insurance provider. In your police report, note the vehicle’s make, model, color, and license plate number. The more details you can provide, the easier it will be for the officer handling the report to help you locate the driver. Due to the quickness of the collision and your injuries, you may not be able to make out the vehicle’s details. You may still seek compensation for your damages through a hit and run claim with your own uninsured motorist coverage. Determining Liability in a Pedestrian Accident The driver’s insurance company will be looking for any option possible to place some liability onto you—thereby lessening their exposure. California follows the legal theory of negligence known as pure comparative negligence. With pure comparative negligence, you could be partially responsible for the accident and still collect compensation for your injuries. However, your percentage of liability would reduce your overall award or settlement. For instance, if a court found you to be 20% at fault and your total damages were $100,000, you would likely end up getting $80,000 in compensation. Who Pays for Your Injuries? Determining who pays for your injuries and damages depends on who is legally responsible. Potentially liable defendants include: The driver might allege a vehicle defect contributed to the accident, such as brake failure. If there is a verifiable defect, an additional defendant could be an auto manufacturer or mechanic. Hire Our Lawyer Working with an attorney after a pedestrian accident is crucial. It is best to have a legal advocate on your side who will protect your rights after being hit by a car in the crosswalk. Your lawyer will help you determine all liable parties and handle communication and settlement negotiations with the defendants and their legal representatives. Getting the maximum compensation for your injuries requires strong evidence and an understanding of insurance company tactics aimed at lowering your recovery. At the Beliz Law Firm, we know every trick the insurance companies will try to use to avoid paying you the money you deserve—and we know how to hold their feet to the fire until they make a reasonable offer. Don’t risk getting less money than you should receive. Contact the Beliz Law Firm today to schedule an initial consultation. Let us help you hold the liable parties responsible for the harm they caused you.

Truck Accidents

What Should I Do If I Was Hit By a Company Vehicle?

Dec 4, 2024 | By Michael Beliz | Read Time: 6 minutes

Pursuing a personal injury claim for compensation following a car accident can be complicated, especially one involving a company vehicle. If you were hit by a company vehicle, contact an attorney right away to receive legal advice. A company vehicle is any vehicle owned by a business and driven by an employee or other “agent” of the business. The vehicle could transport equipment or goods or be an employee’s assigned company car. Understandably, prospective clients come to us to find out, “What should I do if I was hit by a company vehicle?” If you suffered injuries due to another driver’s negligence, don’t hesitate to contact the Beliz Law Firm. We can help you determine the best course of legal action when a negligent driver in a company vehicle causes an accident. Injured by a Company Vehicle? Understand Your Rights and Maximize Your Claim – Reach Out to Beliz Law Firm for a Free Consultation! What To Do Immediately Following an Accident with a Company Car The steps you take immediately following an accident can impact your injury claim later. Here are some helpful things to remember following an accident with a company-owned vehicle in California. Contact the Police It’s crucial to contact the police following an accident with injuries, especially when a company vehicle is involved. In a traffic collision report, it usually states the driver’s name and the owner’s name. An officer may determine that the vehicle being driven was a company vehicle. In addition, the report will state the insurance information like company and policy number. This insurance information may also lead to the finding of the vehicle and/or the insurance being with a company. Exchange Contact Information Be sure to exchange all information with the other driver. Exchanging information will get you details on insurance and the owner of the vehicle. The insurance information will lead to the value of the policy limits. If the other driver was in the course and scope of employment and driving under their employer’s insurance plan, the policy limits may be higher. Most company insurance is higher than the average personal auto insurance limits. Further, remember to gather information on independent witnesses. Witnesses are essential in these collisions because the insurance adjuster will strongly argue that the company representative was not at fault. Take Scene Photos If you can do so safely and not further injure yourself, take photos of the damage and surrounding scene. You don’t need a professional camera; cell phone images are fine. Try to get pictures of all vehicle damage, debris on the ground, skid marks, or any element of the scene that might be important to your claim. Most importantly take photos of the other vehicles. There may be a decal that shows it was a company vehicle. Don’t forget other factors like weather conditions, road hazards, a broken or blocked traffic sign, or any other relevant detail. Seek Medical Treatment Right Away If you do not require emergency medical transport from the scene, you still need to seek medical treatment right away. Even if you do not think you are severely injured, it’s crucial to get checked out. You could have internal injuries or soft tissue injuries that are not visible. If you delay treatment, the defendant’s representatives will likely use that fact to say that you weren’t that injured. Or they might suggest that another intervening event—that happened after the crash but before seeking treatment—caused your injuries. Contact an Attorney The other driver’s insurance will try to dissuade you, but it’s best to hire a lawyer right away. The sooner you have legal representation, the more your rights are protected. Having a legal advocate from the start will allow your attorney to do your talking for you, thereby keeping you from saying something that could harm your case. Examples of Accidents Involving Company Vehicles in California 1. Delivery Driver Runs a Red LightA delivery driver for a major shipping company runs a red light while making a scheduled delivery, striking your vehicle. If the driver was on duty, the employer is likely liable under vicarious liability. 2. Rideshare Vehicle Causes an AccidentA rideshare driver carrying passengers rear-ends you while working. The rideshare company’s commercial insurance policy may apply if the driver was actively engaged in transporting or picking up a passenger. 3. Company Car Used for Work ErrandsAn employee driving a company car to a client meeting sideswipes your vehicle. Since the driver was performing work duties, their employer’s insurance is typically responsible for damages. 4. Commercial Vehicle Overloaded with CargoA commercial truck overloaded with cargo causes a crash because the weight made the vehicle harder to control. Both the trucking company and the driver may be held liable for negligence. 5. Personal Use During Work HoursAn employee runs a personal errand in a company car during work hours and causes an accident. In this case, liability may depend on whether the errand was a minor deviation from work duties or a complete departure. Determining Liability if a Company Car Hits You in California California follows the rule of pure comparative negligence. This means that you can still collect compensation if you share fault for the accident. However, your award or settlement will be reduced by your percentage of fault. So someone who is 20% liable would not receive more than 80% of their total damages. Claims involving company vehicles differ from other common accidents in several ways. Company vehicles can be commercial vehicles, but it doesn’t only mean 18-wheeler trucks. It could be a delivery van, shuttle, courier, etc. The driver could also drive a company car because they do outside sales, conduct inspections, attend meetings, and more. If the other driver was acting within the course and scope of their employment at the time of the crash, the company would likely be responsible for the driver’s actions. Company vehicles typically have commercial insurance policies with higher limits than a personal auto insurance policy. That could be important if you sustained severe...

Let’s Talk Today. We’re Ready to Listen.

Contact us for a free consultation

Let’s Talk Today. We’re Ready to Listen.