Car Accidents Archives - The Beliz Law Firm

How Long Does a Concussion Last After a Car Accident?

Apr 23, 2026 | By jdxbasedev | Read Time: 4 minutes

You walk away from a crash in Long Beach thinking you are lucky, but a few hours later, the headache starts. You feel foggy, tired, and strangely slow. If you are asking, “how long does a concussion last after a car accident?” the honest answer is that it depends. Many people feel better within a couple of weeks. Others deal with symptoms for weeks, months, or longer. What Causes a Concussion in a Car Accident? A concussion does not require a dramatic head wound or a loss of consciousness. They are typically the result of a blow to the head or body that alters brain function. Most people with concussions do not lose consciousness. Not everyone who experiences a blow to the body or head has a concussion, but the injury can happen from either force. In a car crash, that can happen when: A concussion after a car accident is common, even when the vehicle damage looks modest. The force on the body and brain does not always match what the bumper appears to show in a photo. What Are Common Concussion Symptoms After a Car Accident? Concussion symptoms are not always immediate and can be confused with other issues. Common car accident concussion symptoms include: This delayed onset is one reason people may disregard a head injury at the scene and later realize its seriousness. It is possible to feel mostly fine immediately after the crash and still have a concussion. Can a Child’s Concussion Symptoms Look Different After a Car Accident? Yes. Children may not always describe symptoms clearly. Instead of saying they feel foggy or dizzy, they may seem more emotional, unusually tired, clingy, confused, or less interested in normal activities. That is one reason parents should take any head injury seriously after a crash. How Long Does a Concussion Last After a Car Accident? For many, concussion symptoms improve within a couple of weeks, with most people recovering without long-term effects, though healing rates vary. However, concussion symptoms can sometimes last much longer. Persistent post-concussive symptoms typically last more than three months and, in some cases, can continue for a year or more. That timeline matters. Insurance companies sometimes act as if concussion recovery should be quick, but real recovery does not always fit their schedule. When Should You Get Medical Care? Get checked promptly after head impacts or jolts, especially if you feel unwell. A provider may diagnose a concussion with exams or testing. Imaging, like CT or MRI, can check for complications like bleeding, but does not diagnose concussions. You should seek medical help after a head injury that causes confusion, memory loss, vision changes, nausea, vomiting, or a sudden bad headache, even if you never lost consciousness. A practical red-flag list includes: These symptoms are not something to “sleep off and see tomorrow.” Head injuries deserve quicker attention than that. Can You Still Bring a Claim If Your Concussion Was Diagnosed Days After the Accident? Often, yes. Concussion symptoms do not always show up immediately, and some people do not realize how injured they are until hours or days later. A delayed diagnosis does not automatically ruin a claim, but it does make prompt follow-up care and clear medical documentation even more important. What California Car Accident Rules Matter? After an accident in California, you must call 911 if there are injuries, notify the police, inform your insurer promptly, and report the incident to the DMV within 10 days if someone was injured or if vehicle damage exceeds $750. For a concussion claim, documentation of your injuries, medical expenses, and lost wages may be necessary. Head injuries may not be immediately visible, but ongoing symptoms, follow-up care, and detailed records can support your claim. Accurate and detailed documentation of injuries, symptoms, and related information is crucial for both legal and insurance purposes. How Do Concussions Affect a Settlement? A concussion car accident settlement is not based on a magic chart. It usually depends on symptom severity, duration, medical proof, whether work was affected, and how clearly the crash caused the injury. The honest answer to questions about concussion settlement amounts in California is that there is no consistent universal figure. Some cases settle quickly when symptoms resolve rapidly, while others are more severe if the individual experiences persistent headaches, cognitive issues, dizziness, or requires ongoing treatment. What often drives value includes: Concussion claims are more challenging than broken-bone claims and must be established through symptoms, medical records, and careful follow-up. How Can The Beliz Law Firm Help? A concussion may appear minor, but it can affect memory, sleep, work, and cognitive functions. It is important to take these effects seriously. At The Beliz Law Firm, we handle these cases with a clear and straightforward approach. We assist in collecting records, tracking your symptoms, negotiating with the insurance company, and building a comprehensive claim that goes beyond just the crash report. Contact our Long Beach car accident attorney today, and we can review your situation, explain your options clearly, and help you pursue compensation and justice.

Car Accidents

What Happens When a Car Accident Exceeds Policy Limits in California?

Jan 29, 2026 | By Michael Beliz | Read Time: 6 minutes

Can a Car Accident Settlement Exceed the Policy Limit? Yes, it is possible for a car accident settlement to exceed the at-fault driver’s policy limits, but it can be challenging. When the damages from a car accident—such as medical bills, lost wages, and pain and suffering—are greater than the limits of the at-fault driver’s insurance policy, victims must explore other options for compensation. These options might include leveraging their own insurance coverage, filing a lawsuit, or negotiating with the insurance company to open the policy limits. Even though, as a whole, people drove less in 2020 and 2021 due to the pandemic, auto accidents were unfortunately widespread. Distracted driving accounted for approximately 14% of all car accidents resulting in injuries in 2020, according to the National Highway Traffic Safety Adminstration (NHTSA). Also in 2020, over 1,100 people lost their lives due to alcohol-related car accidents in California. NHTSA estimates that in 2021, over 4,000 lost their lives in a traffic accident. Car insurance serves to help make sure that a crash victim receives a minimum amount of compensation for their injuries and damages. But what if the damages are more than the insurance policy limit? Can an auto accident settlement exceed the policy limit in California? Key Points Insurance companies only pay up to policy limits. If your damages exceed the at-fault driver’s insurance, the insurer will not cover the excess amount. You may pursue the driver personally for additional compensation. In California, injured parties can file a lawsuit against the at-fault driver to recover damages beyond insurance coverage. Other sources of compensation may be available. Options like your own underinsured motorist coverage or third-party liability claims may help bridge the gap. Legal guidance is crucial in high-damage cases. An experienced California car accident attorney can identify all avenues for recovery and protect your rights. California Insurance Policies and Limits California has special laws when it comes to car insurance. By law, individuals can carry traditional motor vehicle insurance or provide proof of financial responsibility in lieu of insurance. This allows individuals flexibility to choose how they would like to cover car accident liability. Additionally, it protects the public by requiring individuals to secure a method to compensate car accident victims for losses. Types of California Insurance Policies California allows drivers to carry the following types of liability policies: Some individuals may qualify for a low-cost insurance program. This program improves access to insurance coverage to individuals who can’t afford traditional car insurance. In return, however, the policy limits and coverage are less than those of traditional insurance. California Insurance Policy Limits California’s drivers must provide evidence of the following minimum amounts of financial responsibility in case of an accident: If the individual carries a low-cost automobile insurance policy, the following limits apply: These are the minimum amounts of coverage that California’s drivers must carry or bear responsibility for. But drivers can opt to take out policies with higher coverage amounts. Can You Recover More Than the Policy Limit in a California Car Accident Case? It depends. Part of the insurance contract is that the driver agrees to pay the insurance company X amount in exchange for the insurance covering losses totaling X amount or less. Typically, insurance policies and limits represent the highest amounts that the insurance company may agree to pay if there’s an accident. In California, you have to give the at-fault insurance company one opportunity to resolve the claim within their limits by sending over enough information to show the limit amount should be tendered. If the insurance company disagrees and does not pay, then the insurance policy limit is open. You can still negotiate with the insurance company and at-fault parties to reach a settlement agreement that works for everyone. Additionally, if you have underinsured motorist coverage, your insurance company may cover some of your damages. Having an experienced auto accident lawyer to help you increases your chances of recovering. The Beliz Law Firm helps people like you negotiate with the insurance company. We’re not afraid to go to court to help victims and their families get the compensation they need and deserve. What Can I Do If My Damages Exceed Insurance Policy Limits? Some car accident injuries like traumatic brain injury can incur a lifetime cost for medical treatment of thousands to over $1 million dollars. Aside from medical costs, you or your loved one may be missing out on wages, enduring pain and suffering, and going through other hardships because of the accident. Do you have options? If you’re unable to negotiate a suitable settlement outside of court, filing a lawsuit may be your best option. If you go to court, the money award you receive isn’t limited by the insurance policy limits. California’s personal injury damages laws set how much you can receive from the at-fault party or parties. Under California law, you may be entitled to full, fair, and reasonable compensation for the damages that the at-fault party caused. This includes direct damages, like to your car and your body during the accident. Additionally, you may receive compensation for the harm to you, your life, and your family because of the accident. In other words, compensation for your pain and suffering and lost wages. Unfortunately, just because a court may award you damages does not mean you will be able to collect them. Underinsured drivers often lack the resources to pay a judgment. Your attorney can investigate to help you determine whether filing a lawsuit will be worthwhile. If you have uninsured/underinsured motorist coverage on your own insurance policy, you can make a claim with your own insurance company up to the limits of that policy. A lawyer can help you navigate claims with both the at-fault driver’s insurance company and your own insurance company. Hiring a knowledgeable and trustworthy auto accident lawyer helps you maximize the recovery you receive. Challenges in Securing High Settlements Pursuing compensation that exceeds policy limits in California is not straightforward. Insurance companies often resist paying...

Car Accidents

Chest Pain After a Car Accident? Learn More Here

Dec 3, 2025 | By Michael Beliz | Read Time: 4 minutes

Experiencing chest pain after a car accident can be worrying. Many people expect soreness after a crash, but pain centered in the chest often feels more serious. This pain may appear immediately or develop over time. It is important to understand what may be causing it, how long it may last, and what the law in California says about seeking compensation for accident-related injuries. Chest pain can come from several types of trauma, and some injuries are milder than others. Because injuries in the chest area involve key organs and structures, medical care should be sought as soon as possible to understand the source of the pain. What Causes Chest Pain After a Car Accident? When people research what causes chest pain after a car accident, they usually want to know whether the pain is tied to something serious. The chest can be injured when the body moves forward during the crash and is then stopped by a seatbelt, airbag, or another surface. Even in lower-speed collisions, pressure to the chest area can lead to discomfort. Before detailing the more common causes, remember that similar chest symptoms can come from several types of injuries, which is why medical evaluation is important. Pain alone is not enough to determine the type of injury present. Common sources of chest pain include: Each type of injury may cause pain while breathing, moving, or coughing. Once a doctor identifies the cause, the recommended treatment becomes clearer. Recovery time varies, and early diagnosis helps guide the process. Delayed Chest Pain After a Car Accident It is common for people to notice delayed chest pain after a car accident. Pain that appears hours or days later does not mean the injury is less significant. Adrenaline released during the crash may hide symptoms. Swelling and inflammation also increase over time, making pain more noticeable the day after the collision. Before exploring common reasons for delayed pain, it is helpful to know that internal injuries may evolve over time. Some symptoms take time to surface because tissues react slowly to trauma. In fact, several factors may contribute to delayed pain, such as: Delayed pain should be evaluated by a doctor. Waiting too long to seek care could allow injuries to progress and may make recovery more difficult. Many accident victims ask, How long does chest pain last after a car accident? Unfortunately, there is no single answer, as recovery depends on the type of injury and the person’s overall health. Some injuries heal quickly, while others may take several weeks. Pain in the Chest After a Car Accident: When It May Be Serious Anyone feeling pain in the chest after a car accident should be aware of certain warning signs. Not all chest pain is severe; however, some symptoms may indicate the need for immediate medical attention. Because the chest protects vital organs, caution is always recommended. Even mild pain can point to an underlying injury that may benefit from treatment. Signs that medical attention should be sought right away include: If any of these issues appear, a doctor can run tests to determine whether a more serious injury is present. Early treatment often improves outcomes. Legal Considerations for Chest Pain After a Car Accident Chest pain caused by a collision can become part of a personal injury claim. California law sets deadlines for filing such claims. These deadlines, known as statutes of limitation, determine how long an injured person has to bring a lawsuit. Key legal points include: While these are the most relevant provisions, some other exceptions do exist. Missing the deadline to file your claim can prevent you from obtaining compensation. An attorney can help determine which timeline applies. What to Do If You Have Chest Pain After a Crash There are steps an injured person can take to protect their health and legal rights. Note that these steps are generally applicable to most cases; however, the specific circumstances of a claim will dictate the optimal plan. Steps often recommended after a crash include: Following these steps can help ensure that both your health and claim are handled correctly. How Beliz Law Firm Can Help Beliz Law Firm understands the worry that comes with chest pain after a car accident. Our goal is to explain the legal process in clear language and help you understand your options. We carefully review injuries, set realistic expectations, and guide clients through each step. If you’re experiencing chest pain after a collision, consider reaching out for a free consultation. We are here to help you understand both your medical situation and your legal rights.

Car Accidents

Delayed Pain After a Car Accident in California

Dec 2, 2025 | By Michael Beliz | Read Time: 4 minutes

Many people walk away from a crash thinking they are fine, only to notice discomfort, stiffness, or other problems hours or even days later. This experience is common, and the law does recognize that delayed pain after an accident can still be related to the crash. When symptoms do not appear immediately, it can create stress and confusion about what steps to take next. Understanding why pain may be delayed and how it affects a possible injury claim can help make the process easier. Why Pain Can Be Delayed After a Crash Not every injury shows up right away because the body often reacts to an impact with adrenaline and other stress hormones. These chemicals are meant to help someone get through a frightening event. They can also mask pain, making it seem as though the body is unharmed when, in reality, an injury has already started. Muscle strains, soft-tissue injuries, inflammation, and nerve damage can progress slowly. It is also common for stiffness or soreness to develop overnight or the next morning. Because these injuries are internal and not always visible, it may take time for symptoms to become apparent. Delayed Symptoms After a Car Accident Pain that develops over time can manifest in various ways. Some people notice soreness in the neck, shoulders, or back. Others may experience headaches, dizziness, numbness, or changes in sleep. These issues may appear gradually. At first, symptoms may feel mild, but they can worsen over the next several days. Although these feelings are common, medical attention should still be sought. A doctor can help determine the cause of the symptoms and whether they are connected to your crash. Medical records also help document the injury. This record can be important later if you need to make an insurance claim. Is Delayed Pain Legally Significant? Delayed pain can affect a personal injury claim in several ways. When pain is delayed, insurance companies may try to argue that it is not related to the accident. This is why seeing a doctor quickly is helpful, even if the pain seems mild at first. California law does not require that an injury show up immediately to be part of a claim. In California, an injured person generally has two years from the date of the accident to file a personal injury claim. This deadline applies even if symptoms were delayed. A claim may still be valid as long as it is filed within the statute of limitations. Delayed Injuries After a Car Accident Some of the most common injuries from car accidents can show up later, including soft-tissue injuries, sprains, strains, and whiplash-type injuries. These injuries may not have clear signs in the first few hours. Swelling and inflammation may build over time, leading to a slow onset of discomfort. A delayed injury does not make a claim weaker on its own. The key is to document symptoms early and follow medical advice. Treatment plans, doctor notes, and imaging studies can all help show how the injury developed after the crash. Lower Back Pain Delayed lower back pain after a car accident is one of the most frequent issues victims suffer. When lower back pain is delayed, it may be caused by a soft-tissue injury, a disc problem, or a muscle strain. These conditions sometimes take time to appear because inflammation may spread slowly. Even mild symptoms should be checked to allow a doctor to rule out serious problems and create a treatment plan. Neck Pain Delayed neck pain after a car accident is also common. When delayed neck pain develops, it may be associated with the sudden back-and-forth movement the body experiences during a crash. This movement can strain muscles and ligaments in the neck. People may first feel tightness and then develop sharper pain hours or days later. Because neck injuries can significantly impact mobility, prompt medical care is crucial. Shock Symptoms Some people experience emotional or physical shock after a crash. Shock symptoms may include confusion, anxiety, mood changes, or sleep problems. These delayed shock symptoms after an accident can appear later because the mind and body are still processing a stressful event. Emotional distress may also be part of an injury claim in California. Documentation from a doctor or mental health professional can help demonstrate the impact of the crash. Why Documentation Matters Insurance companies often review medical records, photographs, and statements when determining whether an injury is related to an accident. Documentation plays a large role in this review. When pain is delayed, be sure to: These simple steps can help create a clear record of the injury. This record often becomes vital during the claims process. How a Lawyer Helps Navigate Delayed Pain After an Accident Working with a California car accident lawyer can help individuals understand how delayed symptoms impact their claim. A lawyer can communicate with the insurance company, gather medical records, and explain how California law applies. Legal terms such as “causation,” “damages,” or “statute of limitations” may feel overwhelming. A lawyer can help explain these terms in plain language, making the process easier to understand. A lawyer can also help prevent common problems that arise when symptoms appear later. Insurance companies sometimes argue that delayed symptoms are not related to the crash. A lawyer can collect evidence to show how the injury developed and why delayed symptoms are normal in many cases. Taking the Next Step Toward Healing If someone notices delayed pain after an accident, medical care should be the first step. Even minor pain can be a sign of a more serious condition. After consulting a doctor, speaking with a personal injury lawyer can help protect your legal rights and understand the available options. Delayed pain does not mean a claim is less valid. It simply means the injury took time to appear, and California law allows for that. Beliz Law Firm has worked with many people who experienced symptoms long after the crash. We can help answer questions about delayed symptoms, medical care,...

Car Accidents

What to Do After a Hit and Run Accident

Dec 2, 2025 | By Michael Beliz | Read Time: 4 minutes

Being left at the scene after a driver speeds off can be a confusing and stressful experience. Many people are unsure about what to do after a hit and run, especially when injuries or car damage are involved. In California, the law requires all drivers to stop after a collision, exchange information, and provide help if someone is hurt. When this does not happen, the situation becomes both a safety issue and a legal matter. Knowing the right steps early on can help protect your health, your rights, and any potential claims that may arise. Below is general guidance to help victims understand what usually happens in these cases. Every situation is unique, so legal advice from a California car accident lawyer should be tailored to the specific facts of the accident. What to Do After a Hit and Run Accident: First Steps for Your Safety A hit and run accident occurs when a driver leaves the scene without stopping to identify themselves or check for injuries. The moments after a collision can feel rushed, but slowing down and taking a few practical steps can prevent further harm. These steps also help create a record of what happened, which can be important later. If you’re trying to understand what to do after a hit and run, this quick guide may help. 1. Move to a Safe Location If Possible Staying in the middle of traffic can increase the risk of a second collision. If the vehicle is operable, moving to the shoulder, a parking lot, or another safe space can help avoid further danger. 2. Check for Injuries Injury symptoms are not always immediate. Pain, dizziness, shortness of breath, or numbness can appear over time. Contact emergency services whenever there are visible injuries, pain, or uncertainty about someone’s condition. 3. Call 911 Requesting a police response will document the accident and allow medical personnel to check for injuries. This call also creates the first official record of the hit and run, which can be necessary for insurance purposes. 4. Avoid Chasing the Fleeing Driver It can be tempting to follow the vehicle, but this can increase the danger. Law enforcement can handle the investigation using tools and resources such as traffic cameras or witness statements. 5. Observe and Document When possible, noticing the vehicle’s color, shape, or direction of travel can be helpful. Even one detail may assist officers later, but no one should put themselves in harm’s way to gather information. Preserving Evidence People often say that what to do when involved in a hit and run is not always clear because everything happens quickly. That is certainly true to a degree, which is why preserving evidence once the scene is stabilized is essential. Photos of vehicle damage, the roadway, debris, skid marks, or surrounding buildings may help piece together what occurred. When witnesses are present, asking for their contact information before they leave can be helpful. Many hit and run cases are resolved because a witness noticed a license plate, a bumper color, or a detail the victim did not see. Medical records serve as evidence of injuries. Even if pain develops later, the initial medical visit creates a record that establishes a connection to the collision. This is important because insurers often question delays in treatment. “I Was Involved in a Hit and Run”: Understanding the Legal Side Someone asking, “I was involved in a hit and run, what do I do?” is usually trying to understand how fault is proven if the driver is not located. Fortunately, California law does not require the victim to identify the other driver. Instead, police can use available evidence, witness statements, and, in some cases, video footage to investigate. California Vehicle Code makes it a crime to leave the scene of an injury or fatal crash and allows police to investigate the fleeing driver. Many departments now utilize traffic cameras or surveillance footage from nearby businesses during these investigations. If the driver cannot be located, an insurance claim likely involves uninsured motorist (UM) coverage. This coverage can help cover medical bills, lost wages, and property damage. Insurance companies often require proof that the crash was a hit and run incident, which is why a timely police report is crucial. California Hit and Run Laws Explained Understanding California hit and run laws can help victims know what to expect. These laws outline a driver’s duties following a crash and the penalties for failing to leave the scene. A hit and run is a violation of California Vehicle Code sections 20001 (injury or death) and 20002 (property damage). These laws exist to ensure that people involved in crashes are not left without help or basic information. Additionally, Vehicle Code section 16025 requires drivers to exchange insurance and contact information. Knowing how to report a hit and run in California can also help protect your claim. California law requires that accidents involving injuries or death be reported to the police within 24 hours. However, reporting sooner is usually better. What to Do After a Hit and Run: Next Steps for Your Claim Many people search for what to do after a hit and run because they are unsure what happens once the immediate emergency is over. Depending on the circumstances, several next steps may help protect a claim: Taking these steps helps keep everyone safe and ensures proper documentation for the medical and legal processes that may follow. Why Contacting an Attorney Can Help Hit and run cases can become complicated when the driver is not identified. Insurance companies may challenge liability or request additional proof. Legal issues can also come up when dealing with UM coverage or evidence gaps. An attorney familiar with these cases can help explain the process in clear terms and guide victims through each step. Beliz Law Firm has helped many people navigate accident claims under California law. The goal is to make the process easier to understand and ensure that the victim’s rights are protected. Contact us...

Car Accidents

What to Do in an Accident with an Uninsured Driver in CA

Dec 1, 2025 | By Michael Beliz | Read Time: 4 minutes

Being struck by a driver who does not carry auto insurance can leave someone unsure of their next steps. The situation can feel confusing because you cannot follow the normal process of exchanging insurance information. When learning what to do in an accident with an uninsured driver, it is helpful to understand that California law still provides a process for gathering information, protecting health, and initiating an insurance claim. The steps are meant to help keep things simple while also protecting someone’s legal rights. Below, our Long Beach, California car accident lawyers go over those steps. If you have any questions, please contact us today. Understanding What Happens to Uninsured Drivers in an Accident Many people wonder about the rules that apply when an at-fault driver is uninsured. Under California law, drivers are required to maintain financial responsibility, typically by carrying auto liability insurance. When insurance is not in place, the driver can face fines and may have their registration suspended. These penalties do not resolve the injured person’s claim, but they help explain what happens to uninsured drivers in an accident from a legal standpoint. Before reviewing the steps to take, it is helpful to know that compensation usually comes from two sources when the at-fault driver is uninsured: the injured person’s own uninsured motorist coverage or, in some cases, the at-fault driver’s personal assets. An attorney can help explain what is possible, but expectations should remain reasonable, as every case is unique. What to Do in an Accident with an Uninsured Driver Knowing what to do in the event of an accident with an uninsured driver helps make the situation less stressful. These steps do not guarantee a specific outcome, but they help protect the injured person’s rights and strengthen their claim. Step 1: Ensure Safety and Call Law Enforcement The first priority should always be safety. Vehicles should be moved to a safe area when it can be done without causing further harm. Call emergency services by dialing 911 if there are injuries or if the vehicles are blocking traffic. Law enforcement should respond to the scene when an uninsured driver is involved, allowing an officer to prepare a police report. This report is important because it records how the collision occurred, lists the names of the people involved, and notes whether the at-fault driver admitted to having no insurance. These details can help when starting an uninsured motorist claim later. Even when injuries feel minor, waiting for the officer can help protect the record of what happened. Step 2: Exchange Information and Document the Scene Although there may not be insurance information to exchange with the uninsured driver, other relevant information can still be gathered, such as their name, address, phone number, and driver’s license details. Also, take photos of both vehicles, the roadway, and any visible injuries. The goal is simply to create a clear record. Gather information from witnesses if any are present. Even a short statement from someone who saw the crash can help support how the collision occurred. These steps help make the claim process smoother. Step 3: Seek Medical Care Promptly Accident victims should seek medical attention after any collision. Some injuries do not present immediately because adrenaline can mask symptoms. A doctor can examine injuries, document them, and demonstrate a link to the accident. Medical care is essential not only for health but also for the insurance process. Delaying treatment allows an insurance company to question the cause of the injuries. Going to a doctor early helps avoid that problem. Step 4: Notify Your Insurance Company Notify your insurance company as soon as possible after the collision. When the at-fault driver has no insurance, the claim typically proceeds under the injured party’s uninsured motorist coverage, commonly called “UM coverage.” It is usually part of a standard auto insurance policy unless it was rejected in writing. The insurance company may ask for the police report, photos, and medical records. It is essential to answer questions truthfully, but refrain from guessing or speculating about facts that are unclear. Step 5: Start an Uninsured Motorist Claim An uninsured motorist claim is a claim made with the injured person’s own insurance company. The coverage steps into the place of the at-fault driver’s liability insurance. Payments may be available for medical bills, lost earnings, and vehicle repairs, depending on the policy limits. The purpose of UM coverage is to provide financial protection when the at-fault driver did not follow the law and did not carry insurance. It is essential to maintain reasonable expectations. Insurance companies investigate UM claims just as they would any other claim, including fault, medical treatment, and the nature of the injuries. The process may take some time. Having the proper documents ready can help things move smoothly. Step 6: Consider Contacting an Uninsured Motorist Accident Lawyer Talking with an uninsured motorist accident lawyer can be helpful when you have questions about coverage, damages, or the claims process. A lawyer can explain legal terms that appear in the policy, such as “arbitration,” which is sometimes used for UM claims. The goal is to make the process easier to understand and to help the injured person focus on healing. When an at-fault driver does not have insurance, the injured person may be unsure about where and how to obtain compensation. An attorney can explain the coverage that applies, outline the possible outcomes, and help keep expectations reasonable by focusing only on what the law allows. Step 7: Understand When an Uninsured Car Accident Lawyer May Assist An uninsured car accident lawyer can help review insurance policies, determine applicable coverage, and manage communication with the insurance company. This assistance can be helpful because the process can feel overwhelming, especially when dealing with injuries. The attorney’s role is to guide the claim process, explain the legal requirements, and ensure that deadlines are met. Talk with The Beliz Law Firm for Guidance Beliz Law Firm has helped many people understand the rules and processes that apply...

Car Accidents

What Time of Day do Most Car Accidents Happen?

Dec 1, 2025 | By Michael Beliz | Read Time: 3 minutes

Were you just involved in a car accident at night or during the early hours of the day? Our Long Beach car accident lawyers are here to help. Free Consultation Car accidents can strike at any time. However, your chances of suffering an accident increase when there are more people on the road. For that reason, drivers should expect the most dangerous time to drive when accidents occur. And statistics bear this assumption out. According to the National Highway Traffic Safety Administration (NHTSA), the most dangerous time to drive on the road is during afternoon rush hour traffic. Read on for more information about when your risk of getting into an accident is elevated. A Closer Look at the Most Dangerous Time to Drive Avvo looked at Fatality Analysis Reporting System data, provided by the federal government and broke down the number of fatalities according to the time of day in 3-hour increments: One thing that jumps out is how safe the morning rush hour period is compared to driving home from work. For example, traffic fatalities early in the morning are very low. In fact, it seems that drivers are much more careful early in the morning. Indeed, fatalities are much lower in the 7:00 am to 9:59 am window than even in the 1:00 am to 3:59 am window, when fewer people should be on the road. This could mean driving skills decrease as the day goes on. Being drained from work may increase the chance of a serious accident while driving home. Finally, darkness and visibility may increase fatal vehicle collisions. The Most Dangerous Day to Drive According to the Insurance Institute for Highway Safety (IIHS), the most dangerous day to drive is the Fourth of July, based on a 2016 analysis. This should not be entirely surprising. As part of the festivities, many people enjoy far too much alcohol to drink, which impairs their driving ability. Also, because the weather on the Fourth is often hot, a driver will be even more impaired. With so many vehicles on the road, even sober drivers can become frustrated and engage in dangerous driving. Based on the same 2016 analysis, the other most dangerous days to drive include: Of the seven days of the week, Saturday is the most dangerous day to drive according to NHTSA. Actually, the weekend is when the most fatal accidents occur. Less traffic with higher speeds may be the reason for the higher numbers. Conversely, the safest day to be on the road is Tuesday. (Interactive Map) In 2016, the number of car crash-related fatalities were as follows: If you need to go on a long trip, then Tuesday or Wednesday would seem to be ideal days. How to Protect Yourself on Long Beach, California Roads The reason so many accidents happen on certain days and at certain times is that roads are congested. But you probably need to be on the road at the same time, along with everyone else. What can you do? Clearly, drivers should exercise extreme caution when driving during rush hour. Remember to leave enough room between you and other vehicles, preferably four seconds of time. Also be reasonable when someone is trying to merge into traffic. If possible, you can scoot into the other lane, leaving the room. You should also avoid drinking on holidays, since alcohol will dramatically slow down your reflexes and impair your judgment, thus increasing the likelihood of a crash. If you see someone driving erratically, report them to the authorities. If you are feeling fatigued, remember to pull over to the side of the road. Speak to a Long Beach Car Accident Lawyer Today Rush hour might be the most dangerous time to drive, but motorists and pedestrians can suffer a serious injury at any time. If you have been injured in an accident, you need compensation to help you cover medical expenses, lost wages, and property damage. Your pain and suffering also warrant compensation. Contact the Beliz Law Firm today. Our car accident lawyers can help you get the compensation you deserve and are prepared to negotiate aggressively on your behalf. Call 562-452-3772 for a free consultation or send us an online contact form.

Car Accidents

California Seatbelt Law: Legal Requirements and Penalties

Nov 29, 2025 | By Michael Beliz | Read Time: 3 minutes

Have questions about the seat belt law in California? Our Long Beach car accident lawyers are here to help. Free Consultation Seat belts save lives. This simple fact is the reason that every passenger in a car in California must wear a seat belt, even when riding in the back seat. The California seat belt law is found in the Motor Vehicle Code § 27315 and is strictly enforced. California Seat Belt Law: Mandatory Seat Belt Requirements Under the California seat belt law, no person can operate a vehicle on a highway unless the driver and all passengers aged 16 or older are wearing a safety belt. This California seat belt law applies to passengers riding in the front seat as well as in the back. At a minimum, the seat belt should be a lap belt that crosses at the hips and upper thighs. If there is an upper portion to the belt, then it should cross the chest. The motor vehicle owner also must make sure to maintain that there are seat belts in the vehicle that works. This law also applies to anyone operating or owning a taxi. Child Safety Seats Children have different safety needs, and for that reason, California has created separate seat belt requirements for children. Because restraints save lives, the state will require that you put your child in an appropriate car or booster seat. The type of seat you need will depend on several factors. Here are the details of the law: Some questions arise about when a child can move on from a car seat that has a five-point harness to a booster seat. California seat belt law does not lay out precisely when you should make this move. Instead, the state recommends that you take things slow. Graduating your child to a booster seat actually decreases the amount of restraint and safety they have, so California recommends that you keep your child in their current seat for as long as possible. California also provides some basic guidance: Your child is ready for a booster seat when they have surpassed the limits for a forward-facing harness, typically between 40 and 65 pounds. Children should stay in their booster seat until they are at least 4’9” tall and 8-12 years old. Remember that safety belts were designed for men around 165 pounds, so the belts are an awkward fit for smaller children. How the California Seat Belt Law Impacts Car Accident Claims California is a pure comparative negligence state. This means that the law recognizes that a car accident victim could have contributed to their accident or injuries. The victim can still sue, but their own negligence will reduce the amount of compensation they can receive. Under the California seat belt law, failure to wear a seat belt is not per se proof of negligence. This means the driver cannot point to your failure to wear a seat belt as automatically proving you were negligent. However, a jury can still use the fact that you were not wearing a seat belt to find that you contributed to your injuries. For this reason, wearing a seatbelt not only protects you but also protects your right to compensation in the event of a collision. Penalties for Not Wearing a Seat Belt in Long Beach The California seat belt law identifies the penalty that you will have to pay if the police pull you over and you are not wearing a belt: Instead of paying the fine, you might be able to attend traffic school, where you will learn about traffic safety. Speak to a Long Beach Car Accident Lawyer Today At the Beliz Law Firm, we have helped countless accident victims get the compensation they deserve. Please reach out to us today for a free consultation. One of our Long Beach car accident lawyers will be happy to meet with you to discuss your case as well as your options for compensation. Call 562-452-3772.

Car Accidents

Work-Related Car Accidents: What You Need to Know

Nov 11, 2025 | By Michael Beliz | Read Time: 4 minutes

You’re driving a company vehicle down the 405 when a distracted driver rear-ends you. You’re shaken, sore, and suddenly facing questions you didn’t expect: about insurance, medical care, and whether your job will be affected. Who pays for what if you were in a car accident at work? Can you sue? Or is workers’ compensation your only option? If you’ve been injured in a car accident while driving for work in California, you’re not alone, and it’s essential to understand your legal rights. This post will walk you through how employment-related car accidents are handled, who may be responsible, and how an attorney can help you protect your financial future. When Is a Car Accident Considered Work-Related? Not every accident during your workday qualifies as a work-related car accident under California law. Generally, if you were driving as part of your job duties, the incident could fall within the scope of employment. Examples include: However, accidents that occur during your regular commute or while running personal errands typically don’t count. The distinction can be nuanced and fact-specific. Work-Related Car Accidents: Who Is Responsible? Liability for work-related car accidents depends on the situation. California recognizes a legal doctrine called vicarious liability, which may hold employers liable for employee conduct within the scope of their job duties. That means your employer may be financially responsible if: The employer may also be responsible for your injuries if you were struck by a commercial driver who was on the job. However, if an employee was acting outside the scope of their employment, such as by driving drunk or running personal errands, the employer may not be responsible. Is an Employer Liable for an Employee’s Car Accident? Employers may be held responsible for their employees’ actions if they occurred during employment. However, if an employee strays from their responsibilities or engages in reckless behavior, the employer may not be held liable. For example, an employee who rear-ends another car while delivering materials as part of their job might trigger employer liability. However, an employee who takes a personal detour while on a work trip and causes a crash likely won’t. California’s courts consider factors like intent, timing, and whether the employer benefited from the activity. What Should I Do After a Work-Related Car Accident? If you were involved in a car accident while driving for work, take these steps: Quick action helps protect your physical well-being and preserve your right to recover full compensation. Can I File a Workers’ Compensation Claim? California law generally entitles you to workers’ compensation benefits if the accident qualifies as work-related. Compensation typically includes: You do not need to prove fault to receive workers’ compensation. Even if you caused the accident while working, you’re still typically covered. The California Department of Industrial Relations confirms that workers injured on the job are eligible for benefits regardless of who is at fault. Can I Also File a Personal Injury Lawsuit? Workers’ compensation limits your ability to sue your employer, but not necessarily other parties. If someone else caused the accident, such as another driver, a vehicle manufacturer, or a negligent third party, you may have a personal injury claim in addition to your workers’ comp benefits. A third-party personal injury claim can cover: The timelines and procedures are different, and acting quickly is critical. Speak with an attorney to determine your eligibility for either claim. What Happens If You Get Hit by a Car While Working? Getting struck by a vehicle while performing your job, such as crossing a construction site or assisting with traffic in a delivery zone, is typically considered an employment-related injury. In this situation, you may be eligible to file workers’ compensation and personal injury claims. Pursuing both claims can be legally complex. For example, your workers’ comp insurer might have a right to reimbursement from any personal injury settlement or judgment you receive. An attorney can help you avoid costly mistakes and maximize your recovery under both systems. How The Beliz Law Firm Helps Work-Related Accident Clients Work-related crashes aren’t just traffic accidents. They’re legal puzzles. At The Beliz Law Firm, we help injured workers in California understand their options and pursue every available path to recovery. Founded by Michael A. Beliz, Esq., our firm brings nearly two decades of experience in personal injury and workers’ compensation strategy. We’ve recovered millions for injured workers throughout Southern California and have successfully litigated claims against large delivery companies and rideshare platforms. We’re bilingual, responsive, and genuinely care about our clients’ futures. Whether you need help dealing with your employer’s insurance carrier or want to hold a negligent driver accountable, we can guide you through the process and fight for what’s fair. Protect Your Health and Your Legal Rights You’re working hard to do your job. When an accident interrupts your ability to work and live, you deserve clear answers, not red tape. If you’ve been in a car accident at work, you may be eligible for more compensation than your employer or insurer offers upfront. Don’t leave money or benefits on the table. Let The Beliz Law Firm evaluate your situation, explain your options, and help you move forward. Resources

Car Accidents

T-Bone Car Accident: Who’s at Fault?

Nov 11, 2025 | By Michael Beliz | Read Time: 4 minutes

The light turns green, and you start your left-hand turn through a busy California intersection. Before you make it across, another car slams into the passenger side of your vehicle. Glass shatters. Airbags explode. The terrifying jolt leaves you stunned and instantly worried. Who caused this? And more importantly, who’s going to pay for it? T-bone accidents, also referred to as side-impact collisions, are among the most dangerous types of car accidents and can involve complex legal issues. This guide explains how fault is determined in a T-bone accident. What Is a T-Bone Accident? A T-bone car accident occurs when the front of one vehicle collides with the side of another, forming a “T” shape. These crashes usually happen at intersections and often involve: Due to the exposed nature of a car’s side, these crashes can cause serious injuries, even at lower speeds. If You Get T-Boned, Who Is at Fault? Many drivers assume the person who struck the other vehicle is always at fault. However, in T-bone collision cases, liability depends on who has the legal right-of-way. In some situations, the vehicle that was struck may be found at fault. Here are a few common scenarios: Put simply, the answer to “In a T-bone accident, who’s at fault?” comes down to road rules, right-of-way, and evidence. How Is Fault Proven in a T-Bone Crash? Fault isn’t always obvious after a side-impact crash. Each driver may blame the other, and insurance companies don’t just take your word for it. Instead, they rely on evidence. Strong evidence helps establish liability and increases your chances of recovering compensation. Types of useful evidence include: A competent car accident lawyer will help you gather, organize, and present this evidence to support your claim. What If Both Drivers Share Blame? So, whose fault is it when a car T-boned you, but you were not strictly following the rules of the road at the time of the crash? California uses a pure comparative negligence system, which means multiple parties can share fault in a crash. If you were partially at fault for the accident, such as speeding slightly while the other driver ran a red light, you can still seek compensation, but the amount you receive will be reduced based on your percentage of fault. For example, if you’re awarded $100,000 and found 20% at fault, your final award would be $80,000. Knowing how this rule works is crucial for understanding the potential value of your compensation claim. Common Injuries in T-Bone Crashes The physical trauma of a T-bone car accident is often severe, especially for passengers on the impact side. Common injuries include: These injuries often require long-term treatment and can significantly affect quality of life. How Do Insurance Companies Determine Fault? Insurance adjusters examine police reports, statements, damage photos, and other evidence to assign fault. In some cases, they may attempt to place partial blame on the injured driver to reduce payout. California’s Department of Insurance encourages drivers to review their rights and insurance responsibilities after an accident. Keep in mind that insurance companies are financially motivated. They often undervalue claims or attempt to settle quickly before the injured person fully understands their losses. This is why having a legal advocate matters. Can I Recover Damages If I Was T-Boned in California? Yes. If the other driver was negligent, you can seek compensation for both economic and noneconomic losses, including: If your loved one died due to a T-bone crash, you may also be eligible to file a wrongful death claim. Why You Need a Lawyer After a T-Bone Accident Side-impact collisions can involve complex liability, multiple vehicles, and severe injuries. A qualified car accident attorney can: At The Beliz Law Firm, we’ve recovered millions for Californians injured in crashes, including complicated T-bone accident claims. With more than 15 years of experience and a commitment to honest, compassionate legal service, Michael A. Beliz, Esq., leads a team that treats every case with the attention it deserves. Hit from the Side and Unsure What Comes Next? You didn’t ask for a wreck to change your life. But now that it has, you deserve answers and help. The Beliz Law Firm helps T-bone crash survivors throughout California fight for compensation, accountability, and peace of mind. We understand how California law applies to side-impact collisions and how to fight back when the other driver (or their insurer) tries to shift blame. Our bilingual team provides personalized support, clear legal strategy, and fierce advocacy from your first call. When your life has been sideswiped by someone else’s mistake, let us guide you back on the right path. Resources

Car Accidents

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