Over the past year, people have relied on delivery services like DoorDash, Postmates, and others. The convenience of these services is undeniable, and they help millions of Americans put food on the table. However, more delivery drivers on the road might lead to more occupational accidents. With delivery drivers rushing from one order to the next, they don’t always drive cautiously. Unfortunately, people are injured and killed by negligent delivery drivers each year. If you were injured in an accident with a delivery driver, what should you do? Here, we explain steps you should take to recover compensation for your injuries. If you need assistance, please contact The Beliz Law Firm for a free consultation. Five Steps to Take After an Occupational Accident with a Delivery Driver Pedestrians, passengers, and drivers can be severely injured in delivery accidents. If you are involved in a delivery occupational accident, you should take these steps. Call Emergency Responders Immediately after the accident, you should call for emergency responders. Stay at the accident scene, moving to a safe place, and wait for help to arrive. Seek Medical Treatment Your first priority should be to get treatment for urgent injuries. Allow paramedics to transport you to an emergency room if necessary. If your injuries are not urgent, seek medical treatment soon after the accident. If you delay getting treatment for your injuries, an insurance company might claim that you got hurt after the accident. File an Accident Report Respond to police questions about the wreck, and ask them to file an accident report. Make sure police record your version of accident events. Gather Evidence If you don’t require immediate medical treatment, you should gather accident evidence: Take photos of the driver’s license and insurance information; Take photos of the damage to vehicles; and Get witnesses’ names and contact information. Don’t delay medical treatment to collect evidence. If you need medical care, ask a friend or your accident lawyer to obtain evidence for you. Call an Attorney If you’re worried about paying medical bills or negotiating with the insurance company, an accident attorney can help. Most accident attorneys offer a free consultation, so you can call or message them without worrying about a fee. Where Should You File a Claim? You should file an insurance claim with the responsible party’s insurer. This requires determining fault for the accident. You might file with several insurers, depending on who caused the accident. File with Another Driver’s Insurance If another driver caused the accident, you can file with their insurance. In California, drivers are required to carry the following minimum liability insurance: $15,000 for injury or death to one person; $30,000 for the injuries or death of multiple people; and $5,000 for property damage. Of course, not all drivers carry the required insurance. Though California provides one of the lowest minimums for liability insurance coverage in the nation, 15% of California drivers are still uninsured. File with Your Uninsured Motorist Insurance If you carry uninsured or underinsured motorist coverage, your insurance policy may pay for your property damage and medical bills. This optional insurance coverage protects you when your accident expenses are higher than the limits set by the other driver’s insurance policy. File with the Delivery Driver’s Insurance If the delivery driver was not working at the time of the accident, you can file against their personal auto insurance policy. In fact, delivery drivers may have their own commercial insurance policies that provide extra coverage. A driver’s personal insurance may not pay if the driver was driving to or from a delivery. File with the Delivery Company’s Insurance If the driver was working for a delivery company at the time of the accident, you can file against the delivery company’s insurance. This option probably provides the most lucrative settlement potential because DoorDash insurance and Postmates insurance is substantial. How Much Will Delivery Companies Pay for an Occupational Accident? Delivery companies know their drivers get in many accidents, so companies carry large insurance policies. DoorDash Insurance Coverage DoorDash made 45% of all to-go food deliveries in 2020. This huge share of the market comes at a cost, since DoorDash drivers experience many auto accidents each year. When a driver crashes while making a delivery, DoorDash insurance covers up to $1 million in medical expenses and property repair. Postmates Insurance Coverage Postmates, which was recently acquired by Uber Eats, completes five million deliveries each month. Postmates provides insurance coverage of $1 million for medical expenses and property damage in an accident that occurs while a driver is making a delivery. Both companies’ excess policies kick in after an accident victim has exhausted the driver’s personal policy limits. When Do You Need an Accident Attorney? If figuring out where to file an insurance claim after a delivery accident sounds complicated, that’s because it is. Insurers will try to deflect and deny your claim any way they can, and that often means multiple insurers will try to shift responsibility to another party. This can feel frustrating when you’re trying to recover from accident injuries, pay medical bills, and afford basic living expenses. An accident attorney can cut through the blame-shifting antics of insurance companies and make the responsible party pay your expenses. An attorney can also investigate your accident, handle insurance paperwork, and negotiate with the insurer for your highest possible settlement. Contact an Experienced Accident Attorney If you need help with your insurance claim against a delivery company, contact The Beliz Law Firm. Attorney Michael A. Beliz knows the risks that delivery drivers present on California roadways. He has helped accident victims get the compensation they deserve for 15 years, winning victims collective millions of dollars. If you would like to speak with Michael about your accident experience, contact him for a free consultation. You can discuss the accident and learn your legal options. If you choose to hire Michael, you’ll pay nothing until he settles or wins your case.Keep Reading
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Michael is determined to provide each of his clients with personal, one-on-one legal attention. With the Beliz Law Firm, you’re not a number. Each case is important to us, and we promise to treat our clients with respect. We firmly believe in providing you with a voice in your time of need. At the same time, our Long Beach Injury Lawyers focus on maximizing the value of your case - we’re ready to handle tough negotiations with the insurance company. Finally, we won’t hesitate to take your case to trial if that’s what’s needed.
I would highly recommend The Beliz Law Firm and should I need legal counsel or a personal injury lawyer in the future, Michael Beliz has become my new go-to guy.- M.M.
Long Beach Personal Injury Lawyer Michael Beliz
Small Firm Attention, Big Firm Results
Michael A. Beliz, Esq., established The Beliz Law Firm in the spring of 2011. Michael has been a practicing attorney since 2006 and worked for two of the most prominent plaintiff’s personal injury law firms in Southern California. He has extensive experience with personal injury claims and has worked on and handled hundreds of cases as an attorney in all types of accident and injury cases, including car accidents, pedestrian accidents and dog bites, and successfully recovered millions of dollars for his clients.
At the University of San Diego School of Law, Michael was a multiple-year recipient of the Delroy Richardson Endowed Law Scholarship and attained the high pass in Negotiation. In addition, he was a semi-finalist in the ATLA Intramural Mock Trial Competition. Prior to graduating from law school, Michael earned a master’s degree in economics from the University of California, Santa Barbara and his undergraduate degree from California State University, Long Beach where he was a member of the Omicron Delta Epsilon, the International Honor Society for Economics. Michael A. Beliz is admitted to the State Bar of California and United States District Court, Central District of California.
"I was referred to the Beliz Law Firm by a family friend and was not disappointed. I was a passenger in a vehicle that was hit by a drunk driver and when I needed the services of an attorney, Michael Beliz came to my work to discuss my options. He is very friendly and explains everything in effectively and in detail. He recommended a great chiropractor whom I then sought treatment from and who helped me recover from my injuries. Michael created an excellent report used in my case which allowed me to receive the maximum return in my settlement. I have already referred a family friend and recommended another long time friend to seek his services. God forbid I ever get in another serious accident, but if I do I will for sure contact Michael again to seek his help. He’s a great guy who does great work!"Y.R.
Long beach personal injury lawyer Michael Beliz represented my personal injury case this year and I’m glad I found them. In summation Michael Beliz came across as intelligent, effective, friendly, and genuine. An excellent people person and well versed attorney is a hard combination to find. Michael walked us through everything; spoke to me like a person and not a case number. He just pretty much made the whole ordeal so much easier. Michael was extremely helpful, patient and responsive with my family and me the entire time. Michael regularly checked in on me during my recovery and kept me up to date on the status of the case and conversations with the other parties’ insurance company. My case wasn’t large but he treated me as if I was one of his only cases. I would highly recommend the Beliz firm to family and friends as the highest recommendation I could offer.”M.G.
"No one wants to involve an attorney in an auto claim, but sometimes you have no choice. Michael made an unpleasant situation so much easier. He really took the time to understand everything that was going on and always gave me prompt and personal attention. He was involved immediately and took over all the interactions with the insurance companies. He became the only one I had to deal with and there were never any games with him, only sound advice. My only mistake was not calling Michael sooner. I now recommend an attorney anytime an injury is involved in an auto accident, if only so they can deal with the insurance companies’ games, and you would be hard pressed to find someone better than Michael Beliz."T.V.
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Ridesharing has skyrocketed in recent years. Companies like Uber and Lyft provide convenient, affordable transportation to millions of people every day. However, these rides aren’t always safe. Each year, Uber drivers are involved in accidents that injure or kill passengers. Researchers found that when large US cities introduced ride-hailing services, traffic fatalities increased by up to 3%. This fatality increase occurs at all times of travel, including weekdays and weekends, daytime and night. If you were injured in an Uber accident, you should be able to recover compensation. To file an Uber claim, you may need the help of an attorney. This article will explain where you could file an Uber claim and when you should consult an attorney. Where Do You File an Uber Insurance Claim? You have several potential options for filing an Uber insurance claim. The insurance company responsible for paying you depends on who caused the accident. File with Another Driver’s Insurance If another driver caused the accident with an Uber, file a claim with their insurance company. For instance, if a truck runs a stoplight and crashes into your Uber, file a claim with the truck driver’s insurance. File with the Uber Driver’s Insurance If the Uber driver was off-duty when the accident happened, you can file with their personal auto insurance. Uber drivers are independent contractors, which means that they are not considered employees of the company. So their personal insurance may foot the bill. However, an Uber driver’s personal insurance might not pay if they think the accident is work-related. File with Uber’s Insurance If the Uber driver caused the accident while working, you can file a claim with Uber’s insurance company. Whether Uber’s insurance will pay depends on whether your driver was working at the time of the accident. If the driver was not transporting a passenger, Uber’s insurance may not pay. The amount of coverage available depends on what the driver was doing at the time of the accident. Driver without passengers If the driver was actively “for hire” but had no passengers, Uber provides insurance coverage of up to: $50,000 per person for injuries; $100,000 per accident for injuries; and $25,000 per accident for property damage. In this situation, you would file with the driver’s personal insurance first, and then Uber’s insurance would pick up any excess. Driver with passengers If the driver had passengers or was on the way to pick up a rider, Uber provides insurance coverage of up to $1 million per accident. Note that insurance coverage amounts per accident are shared by all injured parties. That means that if you were injured by an Uber, file a claim quickly before other injured victims claim all the available insurance funds. Uber driver injuries California’s Prop 22 gives Uber drivers extra accident protection. If you were injured while working for Uber in California, you can get: Up to $1,324 in weekly disability payments; and Up to $1 million in medical expenses. If your loved one was killed while driving for Uber in California, you can file a survivor claim on Uber’s insurance for up to $320,000. File with Your Own Auto Insurance You may also be able to file with your own auto insurance company on underinsured motorist coverage. Some California drivers add optional coverage for collisions with uninsured or underinsured drivers. If you have this coverage, your insurance company may pay medical bills that exceed the other driver’s policy limits. It can be confusing to know which insurance company is responsible for your medical bills. When multiple insurance companies try to avoid paying you, a skilled attorney can sort through the stall tactics to get you the money you need. How Much Money Can You Get for an Uber Accident Claim? When you file an Uber claim, you want fair compensation for the harm you suffered. How much money will you get? That’s hard to estimate without knowing the specifics of your experience. Settlement amounts for an Uber accident claim depend on things like: The extent of your injuries; Property damage; Whether you contributed to the accident; Whether your injuries prevent you from working; and Whether your injuries impact your life. Proving that you suffered extensive harm from your accident requires evidence. You should bring any medical report, accident photos, bills, and other relevant documents when you meet with an attorney. If you need more evidence to back your Uber insurance claim, the law firm investigators can look for it. Should You Hire an Attorney for an Uber Accident Claim? When you attempt to negotiate a settlement with a big company like Uber, they have the advantage. Uber drivers get into lots of accidents, so the company’s insurer routinely negotiates settlements with victims. The insurance company may attempt to protect its profits by offering accident victims unfair compensation. However, you may not know how to fight a big corporation on your own. The settlement process can be intimidating, especially when you’re seriously injured. You can give yourself an advantage by hiring a knowledgeable car accident attorney. An attorney can investigate your accident, calculate fair damages, and negotiate with Uber for every dollar you deserve. Contact an Experienced Accident Attorney About Your Uber Claim If you were involved in an Uber accident, you should contact an experienced accident attorney. An honest attorney will advise you on what your claim is worth, explain the accident claim process, and help you pursue maximum compensation. At The Beliz Law Firm, we’ve helped California accident victims get millions of dollars over the past decade. Attorney Michael A. Beliz provides passionate, personalized representation as he seeks the best financial outcome for each client. Contact Michael for a free consultation, and start pursuing maximum compensation for your Uber accident.Keep Reading
Rideshare companies like Uber and Lyft have revolutionized the way people get around in the 21st century. Cities with limited public transportation options and scarce local taxi services are now accessible thanks to a simple application download on a smartphone. Even during the age of COVID-19, people still use rideshare apps to get around, while drivers can earn some extra cash for the family. But like any other vehicles, rideshare cars get into accidents. With extra concerns like company liability and multiple insurance carriers, an accident victim may not know what to do. Here’s a short guide to Lyft car accidents, and what to do if you are involved in one. What Is Lyft, and How Does It Work? Lyft is one of the most popular and successful rideshare applications on the market today. A customer downloads the company’s application on their smartphone, enters their name and payment information, and then is ready to ride. The GPS function on your phone alerts nearby drivers that someone needs a ride, and once the driver confirms the trip, they are on their way to pick you up. Once the trip is complete, all payments are done electronically and the driver can move on to the next rider. Unlike taxi drivers, a Lyft driver uses their own vehicle. This means that it doubles both as a personal vehicle and a work vehicle, which can create real complications if they get into an accident. Lyft Employment Status While most rideshare companies do obviously have full-time employees, none of these are actually their drivers. On Lyft’s website they clearly assert that “drivers are classified as independent contractors, and aren’t employees of Lyft.” All drivers must take information from their IRS 1099 and file their own taxes. This is a move that Lyft and Uber use to cut down on costs. Full-time employees must be provided certain benefits by law, so Lyft gets around this by calling all drivers independent contractors. Most of the time, an “employee” is covered by their employer’s insurance policy when they are out doing business for the company. Independent contractors are generally not covered by these policies. But when your business is giving rides, rideshare companies can’t use this excuse to avoid paying insurance. Therefore, companies like Lyft have a special hybrid policy. Their drivers will primarily be on the hook for accident damages backed by Lyft’s additional coverage. Lyft’s Insurance Requirements All Lyft drivers are required by the company to have a personal auto insurance policy that meets minimum state coverage requirements. The driver’s policy is in use any time they have the application off and are out doing personal things, like picking up the kids or buying groceries. Lyft also provides third-party insurance coverage for drivers during two specific situations. Application On, Driver Waiting for a Passenger When a driver wants to go “on duty,” all they have to do is open the Lyft app and signal they are available to pick up passengers. When the app is on and they are waiting, they can be covered by Lyft’s policy if their personal insurance won’t cover rideshare activities. The policy limits are: $50,000/person for bodily injury, $100,000/accident for bodily injury, and $25,000/accident for property damage. This coverage is available to compensate you if a Lyft driver causes an accident. Application On, Transporting or In-Transit to Passenger When the driver is actually engaged transporting a passenger or on the way to pick one up, Lyft provides insurance for covered accidents: $1,000,000 for third-party auto liability, Uninsured/underinsured motorist bodily injury coverage, and Contingent comprehensive & collision up to the actual cash value of the car ($2,500 deductible). Your attorney can help you determine which policy limits might apply to your claim. Who Is Liable for Damages in a Lyft Accident? If you are looking to file a personal injury claim, you might be confused as to whose insurance will cover the accident. Because their drivers are independent contractors, this means that the company will usually not be liable for the negligent actions of their drivers. Even if the accident was entirely the Lyft driver’s fault, you will not be able to sue Lyft directly. The most common approach to Lyft accident claims is to first file a claim on the driver’s personal policy if they were off-duty or their personal policy covers the “application on, waiting for a passenger” status. But if a Lyft driver is in transit with a passenger at the time of the accident, the situation is different. Here, the driver is covered by Lyft’s primary liability insurance. If a Lyft driver causes a car accident while they are carrying a passenger, this kind of coverage should be available to passengers and those injured in the other vehicle. Injured in a Lyft Driver Car Accident? The Beliz Law Firm Can Help! If you were injured in an accident with a Lyft or other rideshare vehicle, we know the aftermath is stressful. After California failed to pass rideshare reform laws, it is more important than ever to seek a personal injury attorney in these situations. At the Beliz Law Firm, we can help you navigate the complicated process of figuring out where to file your claim, whom you can sue for damages, and more. Attorney Michael Beliz has over a decade of experience with personal injury cases in Long Beach, Riverside, and other cities in and around Orange County and has a proven track record of successful outcomes for his clients. Call 562-452-3772 or visit our website to schedule a free case evaluation today!Keep Reading