Attorney Portrait Car Accidents

Dealing with Concussions from Car Accidents

| Read Time: 3 minutes

A concussion, also called a mild traumatic brain injury (MTBI), is one of the more common injuries you may sustain in a car accident. While some concussions are minor and cause relatively few problems, others can be quite debilitating and may cause long-term issues. Concussions, like any head injury, are serious. A doctor should monitor them closely. Signs of a Head Injury After a Car Accident A concussion is a brain injury that can occur any time you hit your head, or even from whiplash. The symptoms of a concussion may be immediate or could develop up to several weeks after your car accident. Seek medical treatment if you experience any of the following symptoms: Confusion Memory problems Sleepiness Headache Dizziness Blurred or double vision Sensitivity to light and sound Nausea or vomiting Losing consciousness It can be difficult to detect the signs of a concussion in young children because they are not always able to communicate what they are experiencing. See a doctor right away if your child got in a car accident and shows any of the following symptoms: Extreme drowsiness Excessive crying or irritability Slurred speech Strange behavior Vomiting Confusion Vision or balance difficulties Delayed reactions Long-Term Effects of Concussions Most concussion symptoms will dissipate within a few days. However, a serious concussion can hang around for months, continuing to cause headaches, dizziness, and confusion. Some people may suffer long-term physical, cognitive, and emotional changes. Concussions can be particularly dangerous if you have suffered a previous concussion or another head injury. Subsequent concussions are more likely to cause permanent brain damage. Treating and Managing a Concussion There is no cure for a concussion. However, the best medicine for any head injury is rest. Rest is absolutely necessary for your brain to heal, so be careful not to overexert yourself physically or mentally. Reduce lighting and noise in your home while you recover. Although your family and friends may be anxious to visit you after a car accident, keep socializing to a minimum for a few days. A low-stimulus environment is most conducive to MTBI recovery. Acetaminophen may be helpful for lingering concussion headaches but avoid ibuprofen and aspirin. Your doctor may also prescribe other medications for pain and nausea. Do not consume alcohol during your recovery period. As always, follow your doctor’s orders closely and ask before making changes or beginning a new treatment. You will want to avoid activities that involve concentration and problem-solving. For this reason, your doctor may recommend you take time off from work or school. As you recover, you should slowly and gradually increase the amount of “mental work” you are doing. This includes “easy” tasks like reading, texting, and playing games. When you return to work or school, remember to take frequent breaks. Try to find a quiet place to lay your head down and nap if possible. Get in Touch with a Long Beach Personal Injury Attorney If you or a loved faces a head injury after a car accident, contact the Beliz Law Firm in Long Beach, California for a free, no-obligation case evaluation. Call us anytime at (562) 452-3772.

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Attorney Portrait Personal Injury

How Long Does the Personal Injury Claims Process Take?

| Read Time: 4 minutes

Personal Injury Claims Process In California Most people involved in a personal injury lawsuit are anxious to close the book on this part of their lives. The plaintiff has medical bills and other expenses piling up. So he may find himself out of work and unable to support his family. Unfortunately, the personal injury claims process can be a lengthy one. It is impossible to predict how long your personal injury case will last. This depends on the individual circumstances of your case. If the defendant acknowledges fault for the facts of the accident, your injuries and offers fair compensation, your case may settle within a few months. If your case involves factual disputes, or either party refuses to entertain reasonable settlement offers, it can take years to obtain a final judgment in your case. Personal Injury Statute of Limitations in California A statute of limitations is a law limiting the amount of time you have to bring a legal action for any given reason. Statutes of limitation vary by state and legal matter. If you unable to settle your claim or fail to file a lawsuit before the statute of limitations passes on your claim, you will be permanently precluded from seeking compensation for your injuries in court. So, a judge will dismissal any lawsuit you file, and you may not be able to recover anything for your injuries. The statute of limitations for a personal injury claim in California is two years. This is how long you have from the date of the accident or injury to make a claim. However, this statute of limitations applies when the claim is against a citizen. Against the government, the statute of limitation shrinks to six months. It is important to seek legal counsel as soon as possible after an accident to determine if there is a governmental claim with a shorter time limit. In addition, sometimes, an injury may not be immediately apparent after an accident. Injuries can take weeks or even months to fully develop. If this is the case, contact an attorney as soon as you are aware of the injury. Understanding the Extent of Your Injuries Understanding what injuries you have and how they happened is crucial. That is why treatment is such an important step in the personal injury claims process. Injuries may take time to develop, and testing isn’t always conclusive. This can draw out this part of the process and even take several months. Learning the extent of your injuries is critical to understanding how much your personal injury claim is worth. We calculate damages on the economic and non-economic losses. You must have suffered these losses as a result of the accident. This includes expected future damages, like ongoing medical costs and reduced earning capacity associated with a permanent or long-term disability. If may take months to years to get a reliable medical prognosis for your injuries. You do not want to settle your claim premature until knowing all of your damages. Gathering Evidence to Prove Your Claim You will need to present a detailed documentation of the accident and your injuries. You can do this a variety of ways. Obtain accident reports, gather witnesses, or even take pictures of the accident scene. The information you collect can help support the facts of the case. In addition, you will need to provide doctor’s opinions and other medical records. This documents the severity of your injuries. As part of their defense, your opponent may also want to collect evidence from their own medical experts. The process of gathering evidence to support (or defend against) a personal injury claim is discovery. Parties have a duty to share any information or evidence used with the other side. Some methods for obtaining information from the other parties in a lawsuit include: Depositions: Attorneys on both sides of the case interview parties and witnesses. Subjects make statements under oath and a court reporter transcribes the process. Interrogatories: Written questions presented to either party by counsel for the opposing side. Requests for Admission: Similar to interrogatories, requests for admission are questions that each side must answer affirmatively or negatively. Attorneys use them to pin down a party’s position on a particular issue. Production of Documents: With the exception of documents protected by attorney-client privilege, parties must provide the opposing counsel with any documents they intend to use in their case. Like every other step in the personal injury claims process, gathering evidence and discovery can take many months. The actual amount of time it takes will depend on the complexity of your case. Negotiating a Settlement for Your Personal Injury Claim Once the plaintiff calculates damages, settlement negotiations can begin. The plaintiff’s attorney will usually send a letter to the defendant or his insurance company demanding a specific amount of damages. The defendant’s attorney or insurance company will typically respond with a counter-offer. It is unusual for either party to accept a first offer or demand. So negotiations could go back and forth this way for quite a while before sides reach an agreement. The parties may agree to attend mediation to try to reach a mutually acceptable solution. Litigating Your Personal Injury Claim About 95% of personal injury claims will be voluntarily settled out of court. For the small number of cases that go to trial, a judge or jury will decide what damages the plaintiff receives. The cases that go to court obviously last longer than the average personal injury claim. Once a trial date is set, prepare to see it rescheduled at least one time maybe twice. It may take at least two years, sometimes longer, from the time of an accident to take a personal injury case to trial. Hire Personal Injury Attorney in Long Beach, California If you or a loved one has been injured due to someone’s negligent behavior, reach out to a personal injury attorney as soon as possible. Michael Beliz, an experienced attorney in Long Beach, CA is eager to assist...

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Attorney Portrait Slip and Falls

Four Examples of Slip and Fall Negligence

| Read Time: 2 minutes

There are many situations in which you can suffer a slip and fall injury. But they all hinge on one main cause: negligence. Property owners and business owners live busy lives. It’s easy to overlook spilled milk or a cluttered walkway. However, when these types of situations occur, time is of the essence. When you fail to clean up these messes promptly, they become dangers for customers and guests. If someone slips or trips and falls and suffers injuries as a result, the party in charge of maintaining the property is often held liable. Read on to learn about four common types of slip and fall negligence. Wet Floors Wet floors are the most common cause of slip and fall accidents. They tend to occur in stores and restaurants, where water and other liquids can spill and cause puddles. Customers can also make floors wet by bringing in water from the rain or ice outside. Store managers and employees should be aware of these situations. They need to take the proper steps to clean up floors promptly. Further, once an employee has mopped a spill, it’s a good idea to set up “Wet floor” signs. This lets customers know that the floor is potentially wet. They can then take necessary precautions. Damaged Flooring It’s not uncommon for old carpet to get loose from the floorboard and start to pile up. This can cause customers to trip over it and fall. Mats and rugs that are not securely attached to the floor can also come up and cause trips and falls. Stairs are especially notorious for trips and falls. A lack of maintenance can cause floorboards to come loose or even fall, resulting in serious accidents for guests. Property owners need to maintain and inspect floors often. They should make repairs as soon as possible. Ditches, Potholes, and Damaged Sidewalks Sidewalks and parking lots should be free of huge, overt cracks and openings in the ground. They can cause customers to trip and fall. Whoever owns the property—typically the city or store owner—needs to ensure that even the outside areas of the store are free of defects. If they cannot fix the situation immediately, they should post signs, fences and other warning markers to let customers know. Inadequate Lighting Inadequate lighting is a major issue in outdoor areas, such as apartment complexes. Property owners have a responsibility to provide sufficient lighting so that customers can walk safely. A lack of lighting can cause someone to walk in darkness, which can affect vision and lead to trips and falls. Owners should inspect lighting regularly. This will ensure there are no burnt-out light bulbs or other situations that can cause reduced lighting. Get Help for Your Slip and Fall Injury A slip and fall injury is no laughing matter. You could suffer broken bones, torn ligaments, head trauma, brain injuries, paralysis and more. Your injuries could be long-term or life-threatening in nature. They will likely result in expensive medical bills. You may not be able to return to your job. The Long Beach premises liability lawyers at The Beliz Law Firm can assess your case and help you recover the compensation you deserve. Contact us and schedule a consultation by calling (562) 452-3772.

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Attorney Portrait Motorcycle Accidents

California Motorcycle Laws Every Rider Should Know

| Read Time: 2 minutes

You finally decided to buy that Harley-Davidson you’ve had your eye on for months. Now that you can enjoy the open roads in the California sun, you need to follow the rules so you can stay safe. Every state is different when it comes to motorcycle riding laws, however, so don’t assume you know what is and what is not legal in California. Read on to become more acquainted with laws in the state before you head out on your bike. Wear a Helmet Not all states have helmet laws, but California does. When riding on California roads, you must wear a helmet at all times. And not just any helmet—it must be one approved by the Department of Transportation (DOT). The helmet of your choice should have a DOT sticker on it, meaning that it meets the minimum safety requirements. Use Your Turn Signals California law requires that motorcycles have working front and rear turn signals. The state excepts bikes first built and registered before 1973, though. Follow Handlebar Height Limits Your handlebars cannot be more than six inches above your shoulders. Follow Laws for Passengers There are no age restrictions for passengers, so even the youngest or smallest child can ride with you. However, the motorcycle must have a seat that is securely fastened behind the driver. In addition, there must be footrests placed at the appropriate height. This is so the passenger can place his or her feet safely on them while the motorcycle is in motion. Special seats with built-in footrests may be required to accommodate small children. Ride at the Appropriate Age California law requires that you be at least 16 years old before obtaining a motorcycle license. Other motorists must complete a driver’s training course, but motorcyclists must also complete a motorcycle training course. Don’t Tamper With Your Exhaust Many motorcyclists want to make their exhaust louder, so they invest in aftermarket systems. However, you can get a ticket for having a non-compliant exhaust. In 2010, the Motorcycle Anti-Tampering Act came into effect and this applies to bikes purchased after January 1, 2013. Share the Lane Safely California is the only state that allows lane sharing. Lane sharing means that you can drive between cars in adjacent lanes. However, you must do so in a safe manner. This means traveling at a speed no higher than 35 mph. Motorists may find this law a bit insane but they must abide by it and not attempt to open their car doors or try to impede the motorcycle in any way. Injured in a Motorcycle Accident? We Can Help! Even if you follow the laws, motorcycle accidents can still happen. If you’re a victim, make sure you take the proper steps so you can get damages. Recovering compensation can help you pay for medical bills, lost wages, and other damages. The Long Beach motorcycle accident lawyers at The Beliz Law Firm can assess your case and help you file a claim against the liable party. Contact us and schedule a consultation by calling (562) 452-3772.

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Attorney Portrait Personal Injury

How Much is My Personal Injury Case Worth?

| Read Time: 5 minutes

If you’re facing an injury from an accident, the first thing that likely comes to your mind is, “How much money can I recover?” And for good reason. You don’t want to pay for medical bills and other expenses for injuries that weren’t your fault. You want to make sure the liable party pays for all the damages you suffered. So that begs the question: How much is your personal injury case worth? Does a car accident result in more compensation than a slip and fall case? What about a dog bite? There is no straightforward answer. It all depends on the facts of the case and the resulting injuries. For the most part, it depends on damages. There are many types of damages you could receive for suffering a personal injury. Typically, the more serious the injury you suffer, the more damages you can expect to receive. It doesn’t really matter what type of accident occurred. A slip and fall accident could be worth millions of dollars, especially if there is a traumatic brain injury. If you broke your arm in a car accident, it may be worth only $10,000. There are many factors that can affect your total amount of compensation for a personal injury. Read on to learn more about how people value cases. Types of Damages in a Personal Injury Case These types of damages are available to victims to make them whole again. Being made whole again refers to being in the same physical and mental condition as before the accident occurred. This is not always possible, however, depending on the extent of the injuries. Therefore, the purpose of compensation is to aid the victim in recovering to the fullest extent possible. Common types of damages include: Medical Bills This is often the most expensive part of the recovery. A hospital stay alone can cost hundreds of thousands of dollars. Compensation includes previous medical bills, current treatment, and future medical bills. Lost Wages If you had to take time off work after the injury, you could receive compensation for your lost wages. This also includes any loss of earning capacity caused by the accident. For example, if you can’t work at all due to your injuries, you could receive compensation based on the amount of income you are losing out on in the future due to the accident. Property Damage This is common in car accidents. If the crash left your car totaled, you could receive enough compensation so you can buy a new one. You could also receive compensation for anything else damaged as a result of your accident, such as clothing or other personal items. Pain and Suffering This is a type of emotional damage that is difficult to calculate, but you can receive compensation for ongoing pain that you are experiencing from the accident. Some parties determine this by taking adding medical bills and using a multiplier based on the severity of the injuries. Another way to determine the monetary number is to give a value for every time you ache from the injury. Emotional Distress This is often included in pain and suffering damages. This refers to psychological damages that the victim may face after a serious accident, such as anxiety, depression or loss of sleep. Loss of Enjoyment This refers to the victim’s lack of ability to enjoy once-favorite hobbies. If the victim was an avid tennis player, but now cannot play due to a back injury, he or she could receive compensation to make up for this loss. Punitive Damages The Court awards punitive damages in cases where the liable party acted in an especially malicious or purposeful manner. These damages punish the liable party for their intent to harm. By hitting the defendant in the pocketbook, it will deter him or her from engaging in this type of behavior in the future. One of the most classic examples for receiving punitive damages is for injuries in a drunk driving accident. Punitive damages can exceed millions of dollars. Because of this, many states have caps on punitive damages. California, however, has no cap on these damages. However, they must bear a “reasonable relationship” to other damages. This means that a claim worth only $20,000 should not have $5 million in punitive damages. Other Factors Affecting Your Case Value Besides damages, there are other things that can affect how much money you get for your case. Negligence is one of these factors. If you were partially at fault for the accident, you still might be able to recover damages. California state law allows collection for your damages even if you were as much as 99 percent at fault. This is pure comparative negligence. It reduces your compensation amount based on your percentage of fault. For example, if your damage award is $100,000 and you were 50 percent at fault, you would receive 50 percent of the damage award, which would total $50,000. As a victim, the law requires you to take appropriate steps to fix or mitigate your damages. You should do so as soon as possible following the accident. If you don’t see a doctor for two weeks after the accident, the court is going to assume that you are not seriously injured. This could cause the jury to significantly reduce your damage amount. Let us Value Your Personal Injury Case Valuing your personal injury case is no simple task. There are many variables involved, and no two cases are alike. A thorough assessment of the case is needed so you can what types of compensation you are eligible to receive. The Long Beach personal injury lawyers at The Beliz Law Firm can assess your case and help you get a fair value for all the damages incurred by the liable party. Contact us and schedule a consultation by calling (562) 452-3772.

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Attorney Portrait Car Accidents

Serious Car Accident Injuries You May Face After a Crash

| Read Time: 3 minutes

After a car crash, the extent of injuries that you may incur depends on different factors. What position were you in when the crash occurred? How fast were the vehicles traveling at impact? What was the angle and position of the crash? Were you wearing a seatbelt? These factors will impact the extent of your injuries. Serious car accident injuries are most common in head-on collisions, when occupants are not wearing seatbelts, or when vehicles are traveling at high speeds. Some of the most serious car accident injuries include: Spinal Cord Injuries The spinal cord is one of the most important and most delicate systems in the body. It is responsible for transmitting messages between the brain and other systems. It is thanks to your spinal cord that you can walk, pick up a book, or even control when you go to the bathroom. The spinal column protects the spinal cord. It is a collection of vertebrae that form the shape of your spine. While these vertebrae are very strong, an accident can cause serious trauma. Damage to vertebrae can be serious enough to affect the spinal cord. If the accident impacts the spinal cord, the result is permanent partial or complete paralysis. Traumatic Brain Injuries Another type of serious injury that car accident victims may face are traumatic brain injuries or TBIs. There are multiple types of traumatic brain injuries. This type of injury may occur from several types of collisions, including: A hard hit directly to the head Violent shakes or whipping back and forth Oxygen deprivation (less common in car accidents) Cuts or lacerations from contact with sharp objects. Some traumatic brain injuries will heal with time. Others will leave a victim with long-term complications. This may affect cognition, memory, learning, sensation, speech, and emotions. Serious Injuries to Extremities A person may also suffer serious injuries to their extremities as a result of a car accident. Soft tissues injuries, fracture injuries, and amputation injuries can all be very serious, and may permanently impair a person’s mobility. An injury to an extremity may also cause permanent nerve damage, weakening or paralyzing the affected part of the body. Back Injuries One of the most common types of car crashes is to the rear of your vehicle. Rear end car accidents may shake you backward and forwards. This pushes your body against the seat and seatbelt and can injure your back. This forceful movement may cause disc bulges and protrusion to your spinal column. If the bulges and protrusions are too severe for physical therapy, the remedy may be epidural injections or surgery. Psychological Injuries Car accident victims are often very seriously injured, but they may also be psychologically injured too. Psychological injuries can be very challenging to live with. Depression, anxiety, and post-traumatic stress disorder can all be as limiting as physical injuries. Our Attorneys Are Here To Help You Seek Compensation A serious injury from a car accident can change your life. We know that nothing can give you back what you have lost. Hopefully, receiving a fair compensation amount can you with a small portion of what you need to improve your future. At the offices of The Beliz Law Firm, our Long Beach car accident attorneys care about you. You can schedule a consultation with our law firm, free of charge, by sending us a message.

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Attorney Portrait Car Accidents

Car Accident Injury Symptoms You May Overlook

| Read Time: 2 minutes

Car accidents can lead to traumatic injuries that are easy to detect. For example, a broken leg is not only incredibly painful but may even be evident to the naked eye. Similarly, a puncture wound or laceration is both painful to the victim and obvious for others to see. But not all car accident injuries have such evident symptoms. In fact, there are a handful of car accident injury symptoms that you might overlook. Consider the following injuries and their symptoms, and if you are in a car accident, be sure to see a medical professional as soon as possible. Concussions Concussions and other traumatic brain injuries (TBIs) can be difficult to diagnose. This is true because they are not painful to the victim. The symptoms can appear mild to both the victim and others. If you or someone you love has any of the following systems following a car accident, it could be a concussion or closed head injury: Headache; Ringing in the ears (tinnitus); Dizziness; Fatigue; Confusion; Nausea or vomiting; Slurred speech; Sensitivity to light; Depression; Crying; Trouble sleeping; and More – you can read a full list of symptoms at MayoClinic.org . Whiplash and Other Soft Tissue Injuries Soft tissue injuries may have few symptoms, especially when they first occur. It may take a day or two for the pain and discomfort of a whiplash injury to really set in. Some signs of a soft tissue injury may demand medical attention, but a car accident victim may dismiss as insignificant, include: Swelling; Bruising; Discoloration of skin at injury site; Muscle spasms; Muscle weakness; Limited mobility; and Pain. Post-Traumatic Stress Disorder and Other Emotional Disorders If you develop post-traumatic stress disorder (PTSD) or another emotional disorder following a car accident, it can be easy to dismiss the systems of these as “normal” or as “unrelated” to the crash. For example, feeling stressed about the claims process is standard. Being afraid to ever enter a car again, is not. And scary flashbacks are certainly not normal. You may dismiss symptoms like avoiding people or places, depression, lack of desire to do things you used to love, difficulty sleeping, feeling jumping, and being easily agitated. However, these symptoms could be indicative of something more serious that you should seek professional help for. Contact Our Long Beach Car Accident Attorneys After a Crash After a car crash in Long Beach or elsewhere, the most important thing that you should do is seek medical care. If you develop symptoms of a concussion, a soft tissue injury, or a psychological injury, do not hesitate to meet with a medical professional. Not all injuries are acute, traumatic, and obvious. Some injuries take the time to show themselves, but they are no less serious. At the offices of The Beliz Law Firm, our experienced Long Beach car accident attorneys want to help you recover the compensation award you deserve for all of your injuries. To learn more, contact us for a free consultation today.

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Attorney Portrait Personal Injury

How Much is My Bike Accident Injury Claim Worth?

| Read Time: 2 minutes

When you’re injured in a bike accident, the impact can be life-altering. It’s likely that you’ll need immediate, urgent medical treatment. The trauma of colliding with a much larger vehicle can be serious. Long-term care may also be necessary to bring you back to health. Plus, some bike accident injury victims never fully recover. The accident can lead to a lifetime of therapy. You may not be able to work at your normal job if your injuries are severe. This can lead to financial difficulties at a time when medical bills are adding up. California law allows you to recover compensation from the person who caused the incident through negligent conduct. The amount of your settlement or verdict depends upon the legal theory of damages. In bicycle accidents cases, they generally fall into one of two categories: 1. Economic Damages: “Economic” damages are those supported by documentation. When determining how much your bike accident injury claim is worth, you would include: Medical Expenses: You will likely visit different healthcare professionals that treat your injuries. Each of these providers will bill you for their services. Your claim will include costs related to practitioners such as doctors, ER physicians, medical specialists, chiropractors, occupational therapists, and others. You can ask for both past medical expenses and future medical cost. Lost Wages: If you miss work due to your bike accident injuries, you may recover the lost wages. To prove lost wages as an economic loss, you can present pay stubs, canceled checks, or tax records. Like medical expenses, you may ask for both past and future lost wages. In addition, you can request loss of earning capacity from the negligent party. 2. Non-Economic Damages: You would also include damages that fall in the non-economic category. These are damages where there are no receipts. They include: Pain and Suffering: It’s hard to put a value on the trauma you will experience after a bike accident. However, you can be sure that there will be lingering effects. Your case is worth compensation for pain and suffering that may result from the inability to sleep, chronic soreness, and lack of mobility. Emotional Anguish: You will include the impact of a bike accident on your daily routine and lifestyle when considering what your case is worth. Loss of Relationships: The value of your bike accident claim also includes losses you suffer with respect to your loved ones. A Long Beach Bike Accident Lawyer Can Help Being involved in a bike accident is horrific. But California law protects victims by allowing them to recover losses. However, it is difficult to prove your right to compensation. It usually requires an extensive legal background in personal injury cases. When you’re up against a pushy insurance company or in court, it’s necessary to have a strong advocate at your side. The dedicated attorneys at The Beliz Law Firm have the experience and skills to ensure you’re fully compensated for the various types of losses you sustain, so please contact us about your case. We’re available at (562) 452-3772 to answer your questions, or can schedule a case evaluation for you at our convenient Long Beach, CA location.

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Attorney Portrait Car Accidents

How Do You Handle a Back Injury After a Car Accident?

| Read Time: 3 minutes

One of the most common areas of injury in a car accident is the back. Direct force may cause the injury. Or, the accident may snap the victim’s body in an unnatural position. Either way, the injuries are often serious. How you handle your back injury after a car accident will depend entirely on the extent of the injury. Some injuries may require taking it easier than normal (but never bed rest!) and mobility exercises. Others may require intensive surgeries and have permanent consequences, such as paralysis. In all cases, though, the following are smart steps to take if you have hurt your back in a crash– See a Doctor You should promptly see a doctor. Even if you’re back only hurts when in a certain position, you want to get checked out. Of course, if you need emergency attention, you will see a doctor immediately. Your doctor will diagnose your back injury using a variety of methods. These include physical examinations, x-rays, CT scans, MRIs, or other diagnostic tools. Go to Treatment Doctors usually prescribe the most conservative method possible to treat your back injuries. In many incidents, a doctor will first prescribe rest and pain medication. If the pains do not subside, the doctor may then send you to physical therapy or chiropractor. If the pains are more severe, your doctor may refer you out to an orthopedic or neurosurgeon. The specialist may need further diagnostic testing like an MRI of the cervical, thoracic or lumbar spines. The next most conservative treatment is a series of three epidural shots directly into the spine. The final type of treatment is surgery on the back. Follow Your Doctor’s Orders If your doctor recommends that you refrain from lifting heavy things for two weeks, do not go to the gym and attempt to deadlift. They may also suggest that you go to physical therapy twice a week Sign up and actually attend. Your doctor tells you that you can return to your daily activities as normal, but that you should pay attention to things that cause you pain. Follow these instructions closely and go back to the doctor if necessary. Not following your doctor’s orders is a bad idea for two reasons: First, your doctor is an expert. If you do not follow a prescribed treatment plan, your injury may not heal as fast as it would otherwise. Second, it can cause problems with your claim. The adjuster may argue that your injuries have worsened or failed to heal as a result of your own negligence. File a Claim and/or Lawsuit It is important that you notify the other person’s insurance company about the accident as soon as possible. You want to open your claim right away. A demand letter states why you deserve compensation. You need to serve this to the other person’s insurance company. It must include details about your back injury. And medical evidence should support your claim. Many back cases become very litigious due to the dispute of the causation of the injuries. Therefore, you may need to file a lawsuit in the court system so you may receive fair compensation for your injuries and pains. Hire an Attorney Your attorney can help you to gather the evidence that you need for pursuing a successful claim. They can write a demand letter to the insurance company and negotiate for a settlement amount. Working with an attorney improves your chances of recovering your maximum compensation award. At The Beliz Law Firm, our knowledgeable Long Beach car accident attorneys have experience handling back injury claims. We care about helping you to get the money you deserve after a crash. Whether your back injury is severe and expected to affect you for the rest of your life, or just serious enough to cause you pain and impair you from doing household chores for a short amount of time, we can help.

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Attorney Portrait Car Accidents

How To Reject an Insurance Offer for a Car Accident

| Read Time: 3 minutes

Getting help as soon as possible is important after a car crash. Personal injury lawyer Michael Beliz provides free consultations. Reach out today if you need help. Should I Accept the Insurance Company’s Settlement Offer? If you have been in a car accident and followed the proper procedures for filing a claim, then the next step is waiting for the car insurance adjuster to offer you a settlement. Settlement offers offer compensation for your injuries and damages. They also “settle” or “end” your claim. By accepting the settlement, you also release the insurer and driver from further liability. Most people assume they have no option but to accept an insurance company’s offer. Even if they think that it is lower than they deserve, they feel pressure to accept. However, this is not the case. In fact, rejecting the first settlement offer almost always happens. Here is what you need to know about how to reject an insurance settlement offer for a car accident– Step One: Determine What Your Accident Is Worth When you make a claim through the other party’s insurance company, you should know the claim’s value. If you have not met with a legal professional who can help you determine the value of your claim, now is the time to do so. You and your attorney should work together to determine the amount of compensation that you are willing to accept. To find this, you should calculate: Past and Future medical expenses; Lost wages and lost of earning capacity; Property damage; and Noneconomic damages (e.g. pain and suffering damages) you have suffered. Step Two: Make a Demand for Compensation in Writing You want to put all the details of the your accident and your losses in a writing. This writing is a Demand Letter, and should include the following: How the accident took occurred; Reason why the insurance driver is negligent for the accident; A summary of your damages; and Your demand amount. In addition to a Demand Letter, you want to put together a Demand Package. A Demand Package consists of documents to make your claim stronger. The documents should include the following: Traffic Collision Report; your medical records and bills; loss of earning receipts; and photos of the accident scene and your injuries. The point of the Demand Letter and Package is to persuade the other person’s insurance company to compensate you for your injuries. Step Three: Negotiate After the insurance adjuster receives your Demand Letter and Demand Package, they will likely contact you by either phone or mail. The insurance adjuster will accept the demand, reject the demand, or offer you a compensation amount lower than your demand amount. This is when the negotiations process begins. This is where you need to understand and know the value of your claim. When negotiating, you will always want to start out high since you will probably have to compromise and lower your demand during talks with the insurance company. You also need to know the minimum amount you will accept. Negotiations may last days, weeks, or even months. It depends upon the nature of your case and how much you are seeking. If you cannot reach a settlement agreement, you may have to engage in mediations with a third party. Finally, you may have to file a lawsuit and take your case to court. Again, you should work with an attorney during the negotiations process. An experienced attorney will bring negotiation skills to the table. They will represent you and speak on your behalf during the process. Our Law Firm Can Help You Reject a Low Settlement Offer It is common to receive a settlement offer that is lower than you expect. But you don’t have to accept that first settlement offer from the insurance company. Our law firm can help you to reject this offer and negotiate for one that matches the extent of your losses. Long Beach car accident lawyer Michael Beliz is ready to talk. Call us today at (562)452-3772 to schedule your free consultation.

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