Car Accidents Archives - The Beliz Law Firm

California Car Accident Laws

Oct 7, 2025 | By Michael Beliz | Read Time: 6 minutes

When you get in a car crash in California, your life is immediately shaped by California car accident laws, whether you know it or not. California car accident laws govern whether you can receive compensation after a crash. These laws also help determine how much you may receive for medical care for your injuries, repairing or replacing your car, and missing days on the job, among other losses. Insurance companies often try to use their deep knowledge of the law against you to reduce or eliminate your payout. That’s where we come in. At the Beliz Law Firm, we bring our extensive legal experience to bear for you and use the law to help you get justice. What Compensation Can You Receive After a Car Accident? The damages you may recover under car accident laws in California fall into three main categories: economic, noneconomic, and, in limited cases, punitive. Economic Damages Economic damages cover things like: Medical damages often go far beyond the initial emergency room visit. Long-term rehabilitation, physical therapy, prescription medications, and surgeries may be required months or years after the crash. In cases involving catastrophic injuries such as traumatic brain injuries or spinal cord damage, the costs can extend for a lifetime. Lost wages include the income you miss immediately and the long-term loss of earning capacity if your injuries prevent you from returning to your previous occupation. Courts and insurers may rely on vocational experts to determine what kind of work, if any, you can perform after the accident. Noneconomic Damages Noneconomic damages include: The impact of an accident on your relationship is often called “loss of consortium.” This refers to the harm your spouse or partner suffers when an accident diminishes companionship, intimacy, and household contributions. In addition, compensation may be available for household services if you can no longer perform tasks such as cleaning, cooking, or caring for children, and your family must hire outside help. Punitive Damages In rare cases involving reckless or intentional conduct, you may also pursue punitive damages designed to punish the wrongdoer. Every case is unique, and the value of your claim depends on the extent of your injuries, the impact on your life, and the available insurance coverage. We work closely with clients to develop a comprehensive picture of how the accident has affected them now and in the future. Who Has to Pay After a Crash According to California Car Accident Laws? Two areas of automobile accident law largely dictate how compensation is awarded after a car crash in California: at-fault insurance and comparative negligence laws. At-Fault System California follows an at-fault system, which means the driver responsible for causing the accident is financially responsible for the resulting damages. Unlike no-fault states, where each driver turns to their own insurance first, the injured party has the right to pursue a claim against the at-fault driver’s insurance in California. Pure Comparative Negligence California also applies the rule of pure comparative negligence. If you are partially at fault, your recovery is reduced by your percentage of fault. For example, if your damages total $100,000 and you are 20 percent at fault, you can still recover $80,000. This system ensures you are not barred from recovery simply because you share some blame. Determining Fault Courts and insurers look at several factors to determine fault. Police reports often carry weight because they document initial observations at the accident scene. Still, they are not the final word. Witness statements, photographs, video footage, and physical evidence such as skid marks or vehicle damage all play a role in reconstructing what happened. Traffic violations can also support a finding of negligence. If a driver ran a red light, was speeding, or was driving under the influence, these violations often establish “negligence per se”, meaning the violation itself serves as proof of fault. Complex cases involving California car accident laws may require expert witnesses, such as accident reconstruction specialists, to explain how the collision occurred. We regularly work with these professionals to ensure that the facts are clear and that fault is assigned correctly. What Are the Car Insurance Laws in California? To understand how you get compensation in California’s at-fault system, you have to dive a little deeper into car insurance laws in California. Minimum Liability Coverage All drivers in California must carry liability, or “at-fault”, insurance. The minimum required coverage is: Our first step as your attorney is to pursue compensation through that insurance. Uninsured/Underinsured Motorist Coverage If you have uninsured/underinsured motorist coverage as part of your car insurance, we can also pursue compensation under that policy. Uninsured/underinsured motorist coverage should provide compensation if the driver who hit you didn’t have car insurance, or if their car insurance doesn’t cover the full extent of your damages. If You Didn’t Have Minimum Liability Coverage at the Time of the Crash Let’s say you were in a crash caused by another driver. You might think that the fact that you didn’t have your own car insurance, like you are legally required to, shouldn’t impact your claim. After all, the at-fault driver is the one whose insurance has to pay, not yours. However, under California law, you are still penalized in a way. If you do not have valid insurance, you may be limited in your ability to recover noneconomic damages, such as pain and suffering, even if the other driver was at fault. This is known as the “no pay, no play” rule. Not being able to recover noneconomic damages can lower the total compensation you receive. What Are Some Ways Insurance Companies Try to Limit Your Compensation? Insurance companies have their own interests, and those interests rarely align with yours. Adjusters may sound sympathetic, but their job is to minimize payouts. Common tactics include: If these sound familiar, reach out to us as soon as possible. At the Beliz Law Firm, we believe you should not have to fight insurance companies alone, especially while recovering from injuries. Once we become your attorney, we handle...

Car Accidents

Average Settlement for Compression Fracture from Car Accident

Sep 24, 2025 | By Michael Beliz | Read Time: 4 minutes

A compression fracture from a car accident can upend your job, family life, and overall health. When it happens because of another driver’s negligence, it can be especially frustrating. If the other driver’s insurance company offers to pay you at all, they will probably lowball you and claim it’s an average settlement for a compression fracture. The truth is that there is no one average settlement for a compression fracture. The compensation you should receive should be tailored to exactly what you lost, as well as the future costs that will arise because of this injury. At the Beliz Law Firm, we calculate the full amount you are owed and then fiercely advocate for it. How Compensation Is Calculated A spinal compression fracture due to a car accident can result in long-term pain, mobility issues, and even permanent changes to your ability to work or participate in daily activities. In California, compensation for such an injury is calculated by examining the unique impact on your life. Several factors influence the value of your case: Insurance companies often try to reduce these cases to a number that ignores the details of your life. At the Beliz Law Firm, we do the opposite. We gather medical records, consult specialists, and document how the injury disrupted and changed your circumstances. This careful approach ensures the calculation reflects your true loss. How Insurance Companies Try to Minimize Payout Insurance companies have one goal: to save money. Even in cases of clear negligence, they may deploy tactics designed to reduce the payout. You may see them: These strategies are intended to frustrate you into accepting less than you deserve. Without legal help, many people end up agreeing to a compression fracture car accident settlement that fails to cover even the basic medical bills, let alone future costs. Our role is to anticipate and counter these tactics with solid evidence and legal arguments. Compression Fracture from Car Accident Settlement Process The settlement process follows several key stages. Each stage matters because it shapes the outcome of your case. This process can take time, but patience and persistence usually lead to better outcomes. Quick settlements may seem tempting, but they rarely account for the long-term impact of a compression fracture. Common Medical Treatments and Their Costs A compression fracture often requires a wide range of medical interventions. These treatments significantly affect the settlement amount because they reflect both the injury’s severity and the anticipated recovery costs. Typical treatments include: Each treatment carries different costs. Some require ongoing care, meaning the financial impact could continue long after the initial accident. Factoring these expenses into a settlement is critical to ensure you are not left paying out of pocket. Long-Term Effects of a Compression Fracture Even with the best medical care, many people experience long-term consequences from a spinal compression fracture. Car accident victims may find that the injury completely reshapes their daily lives. Examples include: It is vital that your claim consider these outcomes. A settlement that only pays for initial hospital bills is inadequate when the injury continues to affect you for decades. Schedule Your Free Case Review At the Beliz Law Firm, we know that a compression fracture is more than a medical diagnosis. It is a life-altering injury with lasting consequences for you and your family. Since 2011, we have dedicated our practice exclusively to personal injury cases, and we have seen how insurance companies undervalue serious spinal injuries when calculating compression fracture car accident settlements. Fortunately, you do not need to face the insurance company alone. Michael Beliz will work with you one-on-one to pursue the full compensation you need for medical bills, lost income, and the pain you are living with. Contact the firm today to schedule your free case review and begin the process of protecting your future.

Car Accidents

Is California a No-Fault State?

Sep 24, 2025 | By Michael Beliz | Read Time: 4 minutes

You’ve been hurt in a car accident, and now you are not only trying to navigate the healthcare system, but also the car insurance system. The good news is that we can help. Is California an at-fault state or is California a no-fault state for auto accidents? California is an at-fault state. That means the person responsible for the car accident has to pay for the damages. At the Beliz Law Firm, we help you hold this person accountable and get you the compensation you deserve. No-Fault vs. At-Fault When it comes to auto insurance, states generally follow one of two systems: no-fault or at-fault. No-Fault State A no-fault system requires drivers to turn to their insurance company for compensation, regardless of who caused the accident. Under this structure, you file a claim with your insurance carrier, and they pay your medical bills up to a certain limit. These systems often restrict your ability to sue another driver unless your injuries meet a higher severity threshold. You may be asking, At-Fault State (California) An at-fault system, which applies in California, places financial responsibility on the person who caused the crash. If another driver’s careless actions led to your injuries, that driver’s insurance company becomes responsible for covering your medical expenses, lost wages, and property damage. This structure allows you to pursue a claim directly against the at-fault driver’s insurer and, when necessary, file a lawsuit in court. In an at-fault state like California, the amount you recover depends heavily on proving who caused the accident. How Is Fault Assigned in California’s At-Fault System? Assigning fault in California relies on evidence that shows who acted negligently. Fault can be established through several types of evidence, depending on the stage of the claim, including: Negligence can mean many things, including speeding, running a red light, texting while driving, or failing to yield. California’s Comparative Negligence Doctrine Another important legal aspect is California’s pure comparative negligence doctrine. This rule means more than one party can share blame for an accident. If you are partially responsible, your compensation will be reduced by your percentage of fault. For example, imagine another driver rear-ended you, but you had a broken taillight at the time. A court or insurance adjuster might decide you were 20 percent at fault for not maintaining your vehicle, while the other driver was 80 percent at fault for failing to stop. If your damages totaled $100,000, you would recover $80,000 instead of the full amount. Comparative negligence ensures that each party pays according to their share of fault. This rule can significantly impact the outcome of your case, which is why having legal guidance matters. At the Beliz Law Firm, we work to minimize any fault attributed to you and maximize your recovery. What Is the Process of Filing Claims and Recovering Damages? The process of filing claims and recovering damages in California involves several key steps: Every step requires careful documentation, attention to detail, and awareness of deadlines. As your attorney, we step in and handle this work for you. Does California Have No-Fault Insurance? California does not operate under a no-fault insurance system. You cannot purchase a policy that allows you to recover damages from your own insurance company regardless of fault. Instead, drivers rely on liability insurance coverage carried by the at-fault driver. However, California does require insurance companies to offer uninsured motorist coverage. This type of policy protects you if you are hit by a driver who has no or insufficient insurance to cover your damages. Uninsured Motorist Coverage If the at-fault driver in an accident does not have auto insurance, or if they fled the scene after the accident (hit-and-run), then you can pursue compensation through your uninsured motorist coverage, if you have it. Instead of making a claim with the other driver’s insurer, you file with your own under your uninsured motorist policy. Your insurer then pays for your medical expenses and other damages up to the limits of your policy. Contact Us Today Navigating an at-fault system can be overwhelming, especially when you are injured and facing medical bills, time away from work, and uncertainty about your future. Insurance companies have teams of adjusters and lawyers working to reduce payouts. Without experienced legal help, you risk receiving far less than you need to cover your losses. At the Beliz Law Firm, we focus exclusively on personal injury law and have served car accident victims since 2011. We are a small firm with big results, and we understand what it takes to build strong cases in California’s at-fault system. We investigate every detail, challenge unfair insurance tactics, and fight for full compensation. If you or a loved one has been injured in a car accident in California, contact us today. We are ready to help you understand your rights, guide you through the claims process, and pursue the justice and financial recovery you deserve.

Car Accidents

Average Settlement for a Broken Clavicle in California

Sep 24, 2025 | By Michael Beliz | Read Time: 4 minutes

A fractured clavicle caused by a car accident can really disrupt your life. You may face medical bills, time away from work, and uncertainty about your recovery. Many injured people come to us asking about the average settlement for broken clavicle cases in California. While no two cases are identical, we can explain the factors that drive settlement value and what you should consider when evaluating your claim. Understanding the Injury A fractured clavicle, also called a broken collarbone, is a common occurrence in car accidents. The force of a seatbelt, the impact of a steering wheel, or a side collision can snap the bone that connects your shoulder to your chest. The seriousness of the break influences every part of your recovery and, therefore, the potential settlement. Clavicle fractures fall into several categories: The more complex the fracture, the more medical costs, pain, and long-term impact you face. Key Factors Influencing Broken Clavicle Settlement Value Several considerations guide the calculation of a broken clavicle settlement, including the: Each factor carries weight in negotiations with the insurance company. As your attorney, we make sure every aspect of your injury is documented and presented in a way that reflects the true cost to your life. Average Settlement for Broken Clavicle People often want a specific number when asking about the average settlement for broken clavicle injuries. The reality is that settlements vary widely, ranging from tens of thousands of dollars to well over six figures, depending on the details listed above. A fracture that heals cleanly in a few months without surgery will fall on the lower end. A displaced fracture requiring surgery, extended therapy, and months of lost wages will push the value higher. In California, settlements for serious clavicle fractures requiring surgery often exceed $100,000, particularly when the victim experiences long-term restrictions. Less severe fractures may resolve for $15,000 to $50,000. When you consult with us, we will analyze your medical records, employment history, and insurance details to give you a personalized estimate of what your claim may be worth. Broken Clavicle Insurance Settlement Challenges Insurance companies often try to minimize payouts by claiming your injury was less severe than it was or arguing that your pain should not last as long as you describe. In a broken clavicle insurance settlement negotiation, adjusters may downplay the need for surgery or attempt to use low settlement formulas. Our job is to counter these tactics with medical records, expert opinions, and testimony from those who see how your injury affects your daily life. A clavicle fracture car accident settlement in California must also take into account state rules on negligence. If the other driver tries to argue that you were partially at fault, your settlement could be reduced. We work to build a strong liability case with police reports, witness statements, and accident reconstruction when necessary. California law allows you to recover damages even if you share some responsibility, but reducing or eliminating that claim of fault can significantly raise your final settlement. Length of Recovery and Its Impact Healing from a broken clavicle can take weeks to months. If surgery is required, recovery time often stretches much longer. You may be unable to drive, lift, or perform work duties during this period. Some victims report long-term stiffness or reduced range of motion in the shoulder. Every additional month of limitation increases the value of your broken clavicle settlement because it extends your suffering, your medical care, and your lost wages. Role of Medical Evidence Strong medical evidence anchors the value of your claim. Medical evidence usually includes: We gather this information and present it in a way that leaves little doubt about the seriousness of your injury. If you are having trouble accessing medical care, we can help connect you with healthcare providers in your area. Take the Next Step At the Beliz Law Firm, we offer personal attention and direct communication with attorneys, not layers of staff who may not understand your case. We focus exclusively on personal injury law, and since 2006, we have built a track record of achieving meaningful results for clients across California. Since opening our firm in 2011, we have remained committed to giving each client the one-on-one attention that makes a difference in outcomes. We know that your case is not only about numbers but about your ability to return to life with confidence and security. We use our experience to push back against insurance companies and secure settlements that reflect the full impact of your injury on your life. If you or a loved one has suffered a fractured clavicle in a California car accident, you do not have to face the claims process alone. Contact the Beliz Law Firm for a free case review. We will review your case, answer your questions, explain the factors that may shape your settlement, and fight for the compensation you need to get back on your feet.

Car Accidents

How to Determine Pain and Suffering in a Car Accident Case

Sep 15, 2025 | By Michael Beliz | Read Time: 4 minutes

After a car accident, it’s normal to feel overwhelmed. You may have stacks of medical bills, missed time at work, and ongoing pain that seems impossible to put into words. Beyond the financial costs, there’s the emotional toll—stress, sleepless nights, and the loss of everyday life routines. It’s natural to wonder: how to calculate pain and suffering, and what it means for your case. Unlike medical bills, these damages aren’t easily quantifiable. That makes them harder to measure, but no less critical. Learning how pain and suffering are determined can help you understand the full value of your claim and ensure you’re not left with less than you deserve. At The Beliz Law Firm, we’ve helped car accident victims across California navigate this process for nearly 20 years. We know how to evaluate an injury’s impact on your life and how to fight insurance companies that try to minimize these losses. This guide will walk you through what pain and suffering mean legally, how to calculate pain and suffering after a car accident, and why having an experienced attorney makes all the difference. What Are Pain and Suffering Damages? Pain and suffering damages are a form of compensation for the noneconomic harm caused by an accident. They cover the physical discomfort and emotional strain that often follow a serious injury. Unlike medical bills or lost wages, these damages don’t have a fixed dollar amount, but they are critical to making you whole after a car crash. Types of Car Accident Pain and Suffering Damages Pain and suffering damages aren’t limited to just physical pain. After a car accident, the law recognizes that victims can experience many kinds of noneconomic harm. These categories help explain the full impact an injury can have on someone’s life: These categories demonstrate that pain and suffering damages extend far beyond physical discomfort. They capture the full human impact of a car accident, helping to show why fair compensation must reflect more than just medical bills and lost wages. How Much Is My Pain and Suffering Worth? There is no universal formula for determining these damages. Instead, the value depends on the facts of your case and the strength of the evidence presented. Attorneys and insurance adjusters may use methods like multipliers or per diem calculations, but each case is unique. When quantifying car accident pain and suffering, a lawyer may look at: These factors help determine how much your pain and suffering may be worth in a claim. Since insurance companies often focus on minimizing payouts, having an experienced attorney evaluate these elements can make the difference between a low offer and a fair settlement. Do You Need a Lawyer to Calculate Pain and Suffering After a Car Accident? Proving pain and suffering can be one of the most complex parts of a car accident case because the damages are subjective. A skilled attorney can make a significant difference by: By handling these steps, an attorney strengthens your case and allows you to focus on healing. Contact The Beliz Law Firm About Your Pain and Suffering Damages Pain and suffering can be among the most significant and disputed parts of a car accident claim. Insurance companies may try to reduce or deny these damages, but you can pursue the full value of what you’ve lost with the right legal team. Since founding The Beliz Law Firm in 2011, attorney Michael Beliz has dedicated his practice solely to personal injury law. Unlike larger firms, where clients get lost in the shuffle, we provide one-on-one guidance and treat every case with the attention it deserves. We’ve taken on tough insurers, achieved meaningful results for our clients, and we’re ready to do the same for you. If you’re wondering how to calculate pain and suffering in your car accident case, don’t leave the answer to an insurance adjuster. Contact The Beliz Law Firm today for a free consultation and let us help you pursue the justice and compensation you deserve.

Car Accidents

Common Airbag Injuries From Car Accident in California

Sep 15, 2025 | By Michael Beliz | Read Time: 4 minutes

Car Accident Airbag Injuries – What You Should Know The moments after a car accident are chaotic. You might be sore, bruised, or dealing with more serious injuries, and one question keeps coming up: Did the airbag cause this injury? While airbags are designed to save lives, they can also leave drivers and passengers with unexpected harm. From chest trauma and burns to facial or eye injuries, airbag injuries are more common than people realize. If you’re searching for answers, you’re not alone. Many people want to know whether their pain is linked to the airbag’s deployment and what options they have for recovery. Understanding the types of injuries airbags can cause is the first step in getting clarity and taking action. At The Beliz Law Firm, we’ve guided car accident victims across California through this process. With nearly two decades of experience handling personal injury claims, we help clients identify the source of their injuries, explain how the law applies, and fight for compensation when airbags cause harm. What Are Common Types of Airbag Injuries? The explosive force of an airbag deploying makes them effective. But it can also cause serious harm. Certain factors increase the likelihood of experiencing an airbag-related injury: These risks can result in a wide range of injuries, some minor and some life-changing. Below are the most common airbag-related injuries that may occur after car accidents. Airbag Injury to the Chest The chest is one of the most vulnerable areas when an airbag deploys. The force can leave behind severe bruising or fractured ribs, and in some cases, the pressure can injure the lungs or heart. People with pre-existing conditions, such as asthma or cardiac issues, may face additional complications. An airbag injury to the chest can be particularly concerning because it can limit breathing, make movement painful, and prolong recovery well beyond the immediate aftermath of the crash. Airbag Face Injury Facial injuries are among the most visible consequences of airbag deployment. The impact can cause injuries such as: Beyond physical harm, airbag face injuries can leave scarring or disfigurement that affects self-confidence and may require reconstructive surgery. Airbag Eye Injury The chemicals and force involved in airbag deployment can damage the eyes. Common injuries include corneal abrasions, retinal tears, and even temporary blindness. In severe cases, victims may face lasting vision impairment. An airbag eye injury can also be disruptive and interfere with work, driving, and hobbies. Airbag Leg Injury Although airbags are designed for upper body protection, the lower body can still be injured in a crash. The force of impact may push knees or legs into the airbag or dashboard. Sometimes, an airbag leg injury may include: Some of these injuries require surgery and extensive rehabilitation, limiting mobility for months. Airbag Arm Injury Arms and hands are often in the direct path of the deploying airbag. Many victims instinctively raise their arms during a crash, which exposes them to fractures, sprains, and shoulder dislocations. Soft tissue injuries are also common and can lead to long-term pain or reduced range of motion. These injuries can significantly impact work and independence because we rely on our arms for almost every daily task. Airbag Head Injury Airbags are meant to protect the head from striking the steering wheel or windshield, but they can still cause a head injury. The speed of deployment can lead to concussions, scalp injuries, or traumatic brain injuries (TBIs). Victims may also suffer hearing loss from the explosive noise or burns to the skin and scalp. Even mild head injuries can create long-lasting symptoms, such as headaches, dizziness, and difficulty concentrating. What to Do If You Suffered an Airbag Injury Acting quickly after an airbag injury helps protect your health, preserves essential evidence, and ensures your rights are not overlooked. Here are the key steps you should follow: By following these steps, you safeguard both your health and your legal rights. Acting promptly helps preserve crucial evidence and ensures your case is positioned as strongly as possible. What Happens If an Airbag Caused Your Injury? Airbag-related injuries are taken seriously under the law, whether they stem from the crash itself, the deployment, or a defect in the system. Your case may involve several possible claims or responsible parties, depending on the circumstances. If the airbag was defective, deployed too forcefully, or failed to function, you may have a case against the airbag manufacturer. Similarly, when airbags are installed incorrectly by the car manufacturer, they may deploy at the wrong time or with the wrong force, creating grounds for an additional claim. An experienced attorney can determine which type of claim applies and guide you through the process so that all responsible parties are held accountable. Contact The Beliz Law Firm About Airbag Injuries At The Beliz Law Firm, we’ve dedicated our practice solely to personal injury law, representing victims of accidents throughout California. Attorney Michael Beliz has been practicing since 2006 and has successfully recovered millions of dollars for injured clients. We offer: If you’ve suffered an airbag injury, you don’t have to face the aftermath alone. Contact The Beliz Law Firm today for a free consultation.

Car Accidents

Average Settlement for a Spinal Fusion in California

Sep 15, 2025 | By Michael Beliz | Read Time: 4 minutes

Needing a spinal fusion after an accident is a turning point. You may be dealing with pain that affects every movement, time away from work, and the stress of wondering how you’ll cover your bills while you heal. One question weighs heavily in the middle of all this: What can I expect from a spinal fusion lawsuit settlement? We understand how confusing and stressful this can feel. Spinal fusion is not a minor injury; it can reshape how you live, work, and care for yourself. That’s why learning about what affects a settlement is so important. It helps you understand your options and gives you the clarity you need to move forward. At The Beliz Law Firm, we’ve guided clients across California through this journey. With nearly two decades of experience handling serious back injury claims, we’ll walk you through the factors that influence settlement amounts and fight for compensation that reflects the actual impact of your injury. What Factors Affect Lumbar Spinal Fusion Settlements? Multiple factors shape spinal fusion car accident settlements. Insurance companies, attorneys, and courts look closely at the medical, financial, and personal impact of your injury when determining a fair outcome. Understanding these factors is the first step toward protecting your rights and pursuing the compensation you deserve. Medical Expenses Spinal fusion surgery is often costly, and your spinal fusion lawsuit settlement should account for both current and future medical bills. In many instances once there is an initial fusion and the client is young, there will be adjacent segment fusions. These costs may include hospitalization, surgical procedures, rehabilitation, medication, and follow-up care. Because many patients need ongoing treatment, medical expenses are one of the strongest drivers of settlement value. Loss of Income Time away from work during surgery and recovery can create significant financial stress. A settlement should cover the wages you lost while healing, whether for a few weeks or several months. Pay stubs, employment records, and tax documents help establish this amount. Loss of Future Earnings Some spinal fusion injuries prevent people from returning to their previous jobs or from working full-time. If your earning potential is reduced, your claim may include future income you are expected to lose throughout your career. This compensation ensures long-term financial security after such a serious injury. Pain and Suffering After spinal fusion surgery, many live with lingering stiffness, discomfort, or nerve pain that makes even restful sleep hard. Beyond the physical symptoms, the emotional weight can be just as heavy. These hardships are not measured in receipts, but they are genuine. Pain and suffering damages recognize the human side of recovery, ensuring that your settlement reflects more than just medical bills. Impact on Daily Activities A spinal fusion reshapes daily routines in ways most people don’t anticipate. Simple things like bending to tie your shoes, lifting groceries, or sitting through a workday can suddenly become difficult. Some people need help with childcare, housework, or transportation because their mobility is limited. These interruptions to everyday life represent real losses that can be recovered in a settlement. Severity of Injuries The seriousness of your back injury plays a significant role in the value of your claim. A single-level fusion may affect mobility differently than a multi-level procedure or an injury that damages surrounding nerves. In many cases, a back injury settlement with surgery will be higher than one for injuries resolved with nonsurgical treatment. This is because the medical care, recovery, and long-term impact are greater. Evidence Collection A well-documented case is a stronger case. Medical records, diagnostic tests, accident reports, and witness testimony are critical to proving liability and damages. The more organized and comprehensive the evidence, the better your chances of reaching a fair settlement. Filing a Claim by the Deadline In California, personal injury claims must be filed within two years of the accident. Missing this statute of limitations deadline usually means you lose your right to compensation—no matter how strong your case may be. Acting quickly preserves your claim and protects your rights. How a Lawyer Can Help With a Spinal Fusion Claim Spinal fusion cases are complex and often involve high medical expenses, extended recovery periods, and ongoing disputes with insurance companies. Having an experienced attorney by your side can make a significant difference in the outcome of your claim. Here’s how a lawyer can help: Beyond these steps, an attorney provides something equally important: peace of mind. Instead of battling insurance adjusters and paperwork alone, you’ll have a dedicated advocate who knows the system and is focused on protecting your rights. Learn More About What Lumbar Spine Injury Compensation You Can Recover There’s no simple chart or calculator that can tell you the value of your case. The average settlement for spinal fusion surgery depends on the unique facts of your accident, your medical treatment, and how the injury affects the rest of your life. You need an advocate who can build your claim and fight for the outcome you deserve. At The Beliz Law Firm, we focus solely on personal injury law. Attorney Michael Beliz has handled hundreds of cases across California and has recovered millions for his clients. We provide direct, one-on-one guidance so you always know where your claim stands. We’ve taken on tough negotiations with insurers and, when necessary, taken cases to trial to secure justice for our clients. If you have undergone spinal fusion surgery after an accident, don’t let the insurance company decide what your recovery is worth. Contact The Beliz Law Firm today for a free consultation. We’ll review your case, explain your options, and help you pursue the settlement you need to move forward.

Car Accidents

Broken Ribs Car Accident Settlement: What’s the Average Payout in California?

Jul 24, 2025 | By Michael Beliz | Read Time: 5 minutes

If you suffered broken or bruised ribs in a car crash, you already know how painful and disruptive the injury can be. Breathing hurts. Sleep is difficult. Daily tasks feel impossible. And while you’re focused on healing, the mounting medical bills and the missed paychecks are taking their toll. You’re probably asking: How much compensation can I get for broken ribs in a car accident? You may see other law firms advertising settlement dollar amounts. However, there is no average payout for broken ribs. Every settlement is dependent on the facts of the case. At The Beliz Law Firm, we help injury victims across California understand their rights and fight for fair compensation. Attorney Michael A. Beliz has represented injured clients for nearly 20 years and knows how to hold insurance companies accountable. Whether your ribs were bruised or severely fractured, we can help you pursue a settlement that reflects the actual impact of your injury. In this article, we’ll explain what affects the settlement for broken ribs in a car accident and the merits of hiring an attorney. Key Points Broken ribs are painful and impact daily life. They can make simple tasks like lifting, bending, or even breathing difficult, often requiring weeks of recovery. Settlement values depend on medical evidence. X-rays, treatment records, and proof of complications (like punctured lungs) play a major role in compensation. Both economic and non-economic damages are considered. Medical bills, lost wages, and pain and suffering all factor into a broken ribs settlement. Insurance limits and legal representation matter. Your payout is influenced by policy coverage, liability disputes, and whether an attorney negotiates on your behalf. How Much Compensation Will I Get for Bruised Ribs in a Car Accident? There’s no fixed amount for broken or bruised ribs. These injuries range from mild soreness to deep, lingering pain that disrupts sleep and movement. Because of this, compensation depends heavily on the specifics of your case. What Factors Affect a Broken Ribs Car Accident Settlement? If you’re pursuing a broken or bruised ribs settlement, it’s crucial to understand how factors like injury severity, medical costs, and pain and suffering can influence your claim’s value. Severity of Injuries The number of ribs you break and the nature of those fractures can significantly impact your settlement. A single, non-displaced fracture may heal with rest and pain medication. In contrast, multiple breaks or complex fractures, especially those requiring surgery or hospitalization, can lead to extended recovery periods, higher medical costs, and more significant pain. More severe injuries generally result in larger settlements because they involve higher healthcare expenses and more prolonged disruptions to your life. Distribution of Fault California follows a pure comparative negligence system. So, your compensation can be reduced if you are found partially responsible for the accident. For example, if you’re awarded $50,000 but found 20% at fault, your final settlement would be reduced to $40,000. Insurers often try to shift blame to minimize payouts. Having legal representation can help protect your claim from unfair fault assessments. Effect on Employment Lost wages are a common part of car accident settlements. If your rib injury kept you from working for days or weeks, you may be entitled to compensation for that lost income. In more serious cases, where the injury affects your ability to perform your job long-term or forces a career change, you may also claim loss of future earning capacity. Documenting your employment history, pay records, and any medical restrictions is critical to proving this part of your damages. Pain and Suffering Rib injuries often involve sharp, prolonged pain that worsens with movement, breathing, or coughing. Many people find routine activities, like tying their shoes or rolling over in bed, excruciating. This suffering is not reflected in medical bills but is a real and compensable part of your claim. Insurers may use a multiplier to calculate pain and suffering, adjusting the figure based on the intensity and duration of your discomfort. Permanent Impairment Some rib fractures lead to long-term or permanent complications. These complications might include reduced lung function, chronic chest pain, or limited mobility. If your doctor expects that your injury will have lasting effects, that may increase the value of your settlement. Permanent injuries can affect your personal life and professional future, so they carry significant weight in a compensation claim. Impact on Daily Life Rib injuries can interfere with even the most basic tasks. Breathing deeply, getting out of bed, or lifting everyday items like groceries can become painful challenges. Many people struggle to sleep, care for children, or keep up with routine responsibilities. This loss of independence can disrupt your ability to work, care for your home, and maintain your mental health. These limitations are an essential part of your broken ribs car accident settlement, especially when the injury keeps you from living life as you did before the crash. Other Complications Some broken rib injuries involve more than just bone fractures. In severe cases, complications like punctured lungs, internal bleeding, or organ damage may occur. These conditions can require emergency care, surgery, or extended hospitalization. Complications increase an injury’s severity and cost, often leading to a higher settlement. Do I Need to Hire a Car Accident Lawyer? While you’re not legally required to hire a lawyer after a car accident, doing so can significantly improve your chances of recovering a fair settlement for broken ribs in a car accident. Insurance companies often try to settle claims quickly and for as little as possible. Without legal representation, you may feel pressured to accept a low offer that doesn’t reflect your losses. A lawyer can help level the playing field by managing the legal process and advocating for the full value of your claim. A car accident lawyer can help your broken ribs case by: At The Beliz Law Firm, we focus on personal injury cases—nothing else. Attorney Michael Beliz provides one-on-one guidance and takes the time to understand how your injury affects every part of your life. When you...

Car Accidents

Average Settlement for a Broken Hip Following a Car Accident

Jul 9, 2025 | By Michael Beliz | Read Time: 4 minutes

If you or someone you care about sustained a broken hip in a California car crash, you may be asking, What is the average settlement for a broken hip injury? It is an understandable concern, especially when dealing with reduced mobility and unexpected medical costs. However, there is no consistent dollar amount that applies to every case. Instead, settlement values vary based on many individual factors related to the incident and your injury. At The Beliz Law Firm, we guide clients through every step of their recovery. Our team explains your rights in clear terms and works to maximize your financial recovery while treating you with personal care. Rather than focus on an average number, we will walk you through what affects the value of a hip injury car accident settlement in California. Average Settlement for a Broken Hip Many online sources offer dollar ranges, but these figures often lack context. Settlement amounts are frequently confidential; even published cases may not reflect all influencing details. Each accident, injury, and insurance policy is different. Relying on averages can lead to unrealistic expectations. Instead of searching for a number, it helps to understand the factors that influence hip injury settlement amounts. This will better prepare you for what to expect. What Affects Hip Injury Compensation? Several elements shape each case. These details influence how much compensation you may be entitled to receive. Injury Severity and Required Treatment Broken hips can range from stable fractures to complex breaks requiring surgery. More serious injuries usually involve: Injuries that require multiple treatments or carry serious complications often lead to higher claims due to the prolonged disruption they cause. Long-Term Impact and Prognosis If the injury affects your ability to walk, work, perform basic tasks or give birth, the settlement may reflect those lasting effects. Limited mobility, chronic pain, and the need for future medical attention are all considered when evaluating average compensation for hip injury cases. When a hip injury results in permanent limitations, compensation may also include the cost of future assistance or home modifications. Medical Expenses The total cost of care plays a major role in hip injury car accident settlements. Medical care often includes: Comprehensive documentation of current and anticipated medical bills helps ensure your claim accurately reflects your financial burden. Loss of Income or Earning Ability Hip injuries often require extended recovery. That may mean time away from work or changes to your career path. If the injury prevents you from returning to your former job, this economic loss becomes part of your hip injury compensation claim. Income-related damages may include missed wages, future earning limitations, and loss of employment opportunities. Pain, Discomfort, and Emotional Harm In addition to financial losses, injured individuals may be entitled to compensation for: Courts and insurers take into account how the injury interferes with everyday activities, emotional well-being, and quality of life. Insurance Coverage Limits California requires drivers to carry minimum liability coverage. However, if the at-fault driver has limited insurance, it may cap your potential recovery. If your own policy includes uninsured or underinsured motorist coverage, we can help pursue those options as well. Understanding the available coverage early can guide your strategy and help avoid undercompensation. Fault and Comparative Negligence California follows a pure comparative fault rule. This means that if you were partly responsible for the accident, the court could reduce your compensation based on your share of fault. For example, being found 25% at fault would lower your final payout by that same percentage. Establishing fault accurately is essential to protecting your full rights and minimizing deductions from your potential award. Understanding these components allows injured individuals to better anticipate how their case may be evaluated and what to prioritize when gathering evidence. When these factors are documented thoroughly and presented clearly, they can help create a strong foundation for a successful personal injury claim. What Makes The Beliz Law Firm Different? Choosing the right attorney can make a significant difference in your hip injury settlement amounts. At The Beliz Law Firm, we provide: You are never just a file number; we listen to your story and build a plan around your needs. Steps to Take After a Car Accident Causes a Hip Injury Taking the right steps after a crash can protect your health and strengthen your case. Consider the following actions: Following these steps early in the process can help support your claim and improve your ability to recover compensation. Talk to a Long Beach Attorney About Your Hip Injury Still wondering what the average payout for a broken hip is? Don’t worry. Every case is unique. While the internet may offer ranges or examples, real answers come from real conversations. If you want to understand what your case could involve, we invite you to speak with us. At The Beliz Law Firm, we combine skilled representation with the individual attention every client deserves. We have helped clients throughout Long Beach and Southern California recover after serious accidents, and we are here to do the same for you. Contact us today for a free consultation.

Car Accidents

Common Pedestrian Accident Injuries in California

Jul 8, 2025 | By Michael Beliz | Read Time: 5 minutes

When a pedestrian is hit by a car, they very seldom have the advantage. The car is larger and it’s moving faster. Even a car moving at the relatively slow speed of 10 mph can do serious irreversible damage to a defenseless pedestrian. While the pedestrian has a duty to obey traffic signals and traffic laws, so does the car. Furthermore, the car has a duty to attempt to avoid the pedestrian. That is the case even when the pedestrian is jaywalking or committing some other violation. In that event, the illegal actions of the pedestrian do not negate either the illegal actions of the driver nor their duty to avoid the pedestrian. Even pedestrians who are partially at fault for an accident can collect a major settlement or jury award. The reason for that is due to the fact that pedestrians suffer extensive injuries in collisions with cars. Some of those injuries can change a person’s life forever. Most Common Pedestrian Accident Injuries Traumatic Brain Injury The term “traumatic brain injury” is generic enough to encompass a wide array of head injuries that vary in severity. But more often than not pedestrians will suffer from concussions at the very least. In very bad scenarios they can suffer permanent brain damage that compromises their ability to do their jobs, maintain employment, or experience a full range of emotions. Damage to certain parts of the brain can be fatal. In addition, the brain can suffer damage from swelling or bleed internally. Spine and Neck Injuries Depending on how a pedestrian is hit, the chances that they suffer serious damage to their spine or neck are not negligible. From these, permanent paralysis can result. This can force major changes to a person’s line of work. If they depended on their ability to stand in order to do their job, then they will need to find a new line of work. Not only would they be entitled to collect on their loss of income, but they could also collect on training necessary to enter a new field of employment. In the most severe cases, the paralysis is lifelong and leaves the injured party without the use of either their arms or legs. These individuals require 24-hour care. They are entitled to collect damages to pay for that care. Bone Fractures in Pedestrian Accidents Bone fractures are among the most common pedestrian accident injuries due to the sheer force of impact when a vehicle strikes the human body. Pedestrians lack the protection that vehicle occupants have, making them highly vulnerable to blunt-force trauma. Fractures can occur in nearly any part of the body, but are especially common in: Types of fractures include: Treatment may involve casting, surgical interventions such as internal fixation, and long-term physical therapy. These injuries can lead to lasting mobility challenges, especially in older adults. Internal and Soft Tissue Injuries In addition to visible trauma, pedestrian accident victims often suffer from internal and soft tissue injuries that may not be immediately apparent. Internal Injuries Soft Tissue Injuries Prompt medical evaluation is critical, as internal injuries can go unnoticed in the chaotic aftermath of an accident, yet can have serious or even fatal consequences if untreated. Risk Factors for Pedestrian Accidents Several factors significantly increase the likelihood and severity of pedestrian accident injuries, many of which are preventable with better planning and behavior. By understanding these factors, communities can better implement targeted prevention measures. Strategies for Preventing Pedestrian Accidents Preventing pedestrian accidents—and minimizing the severity of injuries when they do occur—requires a coordinated public safety effort. Public Health and Urban Planning Policy Measures Education and Driver Awareness Educational Resources for Pedestrian Accident Victims If you’ve been injured in a pedestrian accident, understanding your rights and options is crucial to protecting your health and securing fair compensation. Legal Guides and Support Materials Medical and Psychological Resources Key Questions Covered in Legal Resources: Contact a Pedestrian Accident Attorney Today If you’ve suffered injuries in a pedestrian-car accident, you are entitled to collect damages. Call the personal injury attorneys at Beliz Law Firm at (562) 452-3772 or contact us online and we can begin building your case right away.

Car Accidents

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