Car Accidents Archives - The Beliz Law Firm

Does Health Insurance Cover Car Accident Bills?

May 2, 2025 | By Michael Beliz | Read Time: 4 minutes

You suffered injuries in a car accident in Southern California. The hospital treated you, the bills are showing up, and now you’re trying to figure out how they’ll get paid. Does health insurance cover car accident bills, or will the full cost fall on you? That’s one of the first questions many people ask after a crash. Health insurance usually applies, but insurers don’t always process accident-related care like they handle routine visits. Some plans wait for details about how the crash happened, who was involved, whether another driver’s insurance might be involved, or if legal action is likely. Keep reading to learn whether health insurance pays for auto accident injuries, what issues can affect compensation for your medical bills, and how The Beliz Law Firm supports clients when another driver’s negligence leads to injury. Will Health Insurance Pay for Auto Accident Injuries? In Southern California, your health insurance often still applies even when another driver caused the crash. Insurers tend to review accident-related injuries more closely than routine doctor visits. Your insurer may ask how the collision happened or whether someone else was at fault. These questions are common when another party could be financially responsible for your injuries. California is an at-fault state, which means the driver who caused the crash is expected to pay for the resulting harm. However, their car insurance may not cover your medical bills right away. While insurers assess liability, providers may submit your bills to health insurance first. Depending on your plan, you could still owe copays, deductibles, or charges outside your coverage. When that happens, your health plan might cover treatment first, then request repayment if you receive money from a legal claim. Many plans include subrogation clauses, which allow the insurer to request repayment from any settlement or court award you receive from the at-fault driver’s insurance. So, does health insurance cover auto accidents? The answer is often yes, though your insurer may require repayment later, depending on your policy. What to Do If You Have Medical Bills After a Car Accident Medical bills can arrive shortly after a crash, even when health insurance covers part of the cost. You might still be responsible for out-of-pocket expenses that fall outside your plan. Taking a few simple steps now can make it easier to manage those bills and avoid issues with your health insurer or medical providers. Here’s what you should do: The Beliz Law Firm helps car accident victims in Long Beach and across Southern California understand how their health insurance applies after a crash, what it may mean for a legal claim, and what to consider before agreeing to anything related to their care or compensation. How California’s Fault Laws Affect Health Insurance and Medical Bills After a Crash A car accident injury affects more than just who pays. It can influence how your health insurance applies, how much compensation you can recover from the other driver, and what expenses might remain your responsibility. California follows a pure comparative negligence rule, which allows injured people to seek compensation even if they are partially at fault. However, your percentage of fault reduces the amount you can recover. For example, if your medical bills total $100,000 and the investigation finds you 25% at fault, you may recover up to $75,000. Health insurance often pays for treatment while liability is under review. But when fault is shared, your attorney may include only a portion of your expenses in the claim against the other driver. The more blame assigned to you, the more you may need to rely on your own coverage or prepare to handle uncovered costs. Insurance companies sometimes try to shift fault to reduce how much they pay. The Beliz Law Firm helps clients challenge unfair blame, calculate compensation that reflects their real medical expenses, and pursue the amount they are legally entitled to. If you’re still wondering, does health insurance cover car accident bills when fault is shared? The answer is usually yes. However, understanding how your coverage interacts with California’s fault laws can significantly affect your financial recovery. Talk to The Beliz Law Firm About Medical Bills After a Car Accident After a crash caused by another driver, many people struggle to understand how their medical bills are paid or how health insurance is factored in. From billing delays to repayment requests, the process can quickly become overwhelming. The Beliz Law Firm represents injured clients across Southern California in personal injury claims involving crash-related medical costs. We explain how health insurance applies, show which expenses your claim may cover, and hold the at-fault driver accountable for what happened.The Beliz Law Firm is here to help if you’re wondering, “Does my health insurance cover auto accidents?” or “How does coverage affect my right to seek compensation?” Call or contact our office to set up a free consultation today.

Car Accidents

Average Settlement for a Broken Arm in a Car Accident

May 2, 2025 | By Michael Beliz | Read Time: 4 minutes

You broke your arm in a car accident. Now, the bills are stacking up, your ability to work may have changed, and you’re trying to figure out what a fair settlement should cover. Looking up the average settlement for a broken arm in a car accident claim can be a starting point, but numbers alone do not explain why some cases settle higher than others. Factors like the type of fracture, medical treatment, and how the injury impacts your daily life can all influence what a claim is worth. Find out what shapes the value of a broken arm settlement and how to tell whether the amount reflects what the injury has cost you. What Affects the Value of a Broken Arm Settlement After a Car Accident? Broken arms can vary widely in treatment and recovery time. Whether you’re dealing with a fractured elbow, wrist, or upper arm, the average settlement for a broken arm in a car accident depends on what it took to treat the injury and how it changed your ability to live and work. Most claims take into account: The type of fracture also influences the potential value of a claim. A broken wrist that heals with a cast differs from a humerus fracture that needs surgery and hardware in the length of recovery, how long someone stays out of work, and whether full movement returns. The more involved the treatment, the more a claim may need to cover. Additionally, the person who caused the crash and their insurance can affect compensation. Some claims involve drivers with only basic coverage, while others involve company vehicles or drivers with larger policies. In many cases, the insurance policy limits how much the insurer will pay, regardless of the injury’s severity. Wrist, Elbow, and Upper Arm Injuries Can Lead to Different Settlement Amounts Insurance companies don’t treat all broken arm claims the same way. A hairline fracture in the wrist may heal with rest and a cast, while a broken humerus can require plates, screws, and months of rehab. The type and location of the break often influence how much compensation for a broken arm is available. Wrist Injuries Wrist fractures are common in car crashes, especially when someone braces during impact. Many ask, “How much will I get for a broken wrist settlement?” The answer depends on treatment, recovery time, and how the injury limits work or mobility. Wrist injury settlement amounts in California vary, but claims may be lower when the fracture heals without surgery or lasting complications. Elbow Injuries The average settlement for elbow injury cases tends to reflect a more complex recovery. Dislocations, fractures, or damage to nearby nerves can interfere with lifting, driving, or returning to certain types of work. These claims may involve a more extended healing period, especially if surgery or physical therapy is required. Upper Arm (Humerus) Injuries A broken humerus often causes more disruption than a wrist or elbow fracture. Surgery is more common, and some injuries may permanently affect shoulder or arm movement. When people ask how much compensation for a broken humerus is typical, the answer often comes down to how long the injury interferes with independence and earning capacity. How Does California Law Affect a Broken Arm Settlement After a Car Accident? In California, you have the right to seek compensation when someone else caused the crash that led to your broken arm. What you can recover may also be affected by two state laws: Insurance companies often rely on these laws to limit their payouts. If they can shift blame or argue that too much time has passed, they may try to reduce or deny the claim. At The Beliz Law Firm, we know how these laws apply to broken bone cases. We review the facts, challenge liability arguments, and work to recover compensation that matches the injury’s effect on your income, mobility, and day-to-day life. How Long Does a Broken Arm Settlement Take? Settling a broken arm claim after a car accident takes time. While some cases move quickly, others can take months or longer. The timeline depends on how the insurance company responds and whether it disputes liability. Most fall into the following ranges: Insurance companies don’t always make fair offers right away. They may wait to see if you’ll settle for less. While accepting a quick offer is tempting, waiting for a fair settlement is often the only way to recover the full amount your claim may be worth. Looking into Compensation for a Broken Arm After a Crash? Attorney Michael Beliz has spent over 15 years helping injured Californians recover compensation after serious crashes. That includes fractures requiring surgery, physical therapy, and time away from work. If you’re researching “what is the average settlement for a broken arm in a car accident,” you deserve more than a rough estimate. We’ll walk you through how California law applies, what insurance may cover, and what your case could actually demand based on the facts. Call or fill out our online form to speak directly with a car accident attorney today.

Car Accidents

How Long Does a Car Insurance Claim Take to Settle?

Mar 10, 2025 | By Michael Beliz | Read Time: 4 minutes

A car accident can derail your day in the blink of an eye. The chaos, sudden stop, and jarring sound of colliding metal can be deeply unsettling. In the aftermath of injuries, missed days, and a wrecked car, you may have several questions: The time a car insurance claim takes to settle can vary based on multiple factors. But don’t let the unknown add to your stress. We’re here to guide you through the process, explaining what to expect and how you can take steps to speed things up. Factors That Affect the Timeline of Car Insurance Claims Several elements influence how long it takes to resolve your claim. In California, the Fair Claims Settlement Practices Regulations combined with the unique details of your case and applicable insurance policies can significantly affect the process. Some factors that can impact how quickly your claim settles include: So, how long does an insurance company have to settle a claim? The answer is that regulations, backlogs, disputes, or insufficient documentation often cause delays. Because of the complexity and time involved, working with an experienced attorney can help keep the process on track. How Long Does It Take for Insurance to Pay Out for a Total Loss? If your vehicle is declared a total loss, the timeline for payout can depend on factors like: While insurance companies typically settle total loss claims within a few weeks, the process can take longer due to unforeseen complications. Why Your Claim May Be Delayed Even with strict timelines under California law, delays happen. Insufficient documentation, disputed liability, or insurers’ strategic stalling can leave claimants waiting. Claims involving ongoing medical care often remain open until you complete all treatment and costs are accounted for. Delays can be frustrating, but early action on these issues can help speed up the process. Steps You Can Take to Speed Up Your Claim While having an attorney is essential, you can also take the following steps to streamline your claim: These steps can minimize delays and demonstrate your commitment to resolving the claim efficiently. How Our California Car Accident Attorney Can Help Dealing with insurance after a car accident is a headache. Let The Beliz Law Firm take the pressure off by: When you have the right legal team advocating for you, you can focus on healing while we handle the complexities of your case. Resolve Your Claim with Confidence with The Beliz Law Firm At The Beliz Law Firm, we’re committed to guiding you every step of the way. With deep knowledge of California’s personal injury laws, a client-first approach, and proven case settlements, we’re here to help you get the settlement you deserve without unnecessary stress. Call us today for a free consultation and take the first step toward resolving your claim. With the right plan, you can move from confusion to clarity—and closer to getting your life back on track. Frequently Asked Questions How Can I Track the Status of My Insurance Claim? Most insurance companies offer online portals or customer service hotlines where you can check the progress of your claim. Be sure to keep your claim number handy for faster updates. What Happens If the Insurance Company Denies My Claim? If your insurer denies your claim, it should provide a written explanation so that you can review their reasoning and gather any additional evidence to support your case. This is when having an experienced attorney is instrumental in challenging the denial and pursuing the compensation you deserve. Are There Limits to How Much I Can Recover from a Car Insurance Claim? The at-fault party’s insurance policy limits typically determine the amount of your recovery. If your damages exceed these limits, you may need to explore other sources of compensation, such as your underinsured motorist coverage or pursuing a personal injury lawsuit.

Car Accidents

What Is the Average Payout for a Left Turn Accident?

Jan 19, 2025 | By Michael Beliz | Read Time: 4 minutes

Left-turn accidents are among the most common and contentious types of car crashes. These collisions typically occur at intersections, where drivers making left turns fail to yield or misjudge oncoming traffic. If you were involved in a left turn accident, it’s understandable to have questions about determining fault, filing a claim, and the potential settlement amount. While every case is unique, understanding the factors influencing a left turn accident payout in Califronia helps you navigate the process. Who Is at Fault in a Left Turn Accident? The left-turn driver is typically at fault in left-turn accidents. Under California traffic laws, left-turning drivers must yield to oncoming traffic unless they have a green arrow or another clear signal indicating it is safe to proceed. However, there are exceptions to this general rule: Proving fault is critical in left-turn accident cases. Evidence such as traffic camera footage, witness statements, and police reports strengthen your claim. Insurance companies often scrutinize left-turn accidents closely, making it essential to have clear and convincing evidence of fault. How Is a Left Turn Accident Settlement Determined? A left turn accident settlement depends on several factors, including the severity of injuries, the extent of property damage, and the clarity of fault. The following influence settlement amounts: Insurance policies and coverage limits also influence payouts. Understanding these factors is key to accurately assessing the value of your claim. How to Win a Left Turn Accident Claim Winning a left-turn accident claim requires a proactive approach. Some key steps to maximize your chances include: By following these steps, you’ll be better positioned to secure a fair settlement for your damages. An organized and thorough approach makes a significant difference in the outcome of your case. Why Are Left-Hand Turn Accidents Complicated? Left-hand turn accidents often involve disputed liability, making them more complex than other collisions. Some reasons these cases can be challenging include: These complexities highlight the importance of legal representation in navigating the nuances of your claim. Left-turn accidents often involve multiple parties, including insurance companies and legal representatives, making professional guidance essential. The Role of a Left Turn Accident Lawyer A left-turn accident payout lawyer is instrumental in securing the compensation you deserve. They can help by: The Beliz Law Firm has extensive experience handling left-turn accident claims, helping clients recover substantial settlements for injuries and losses. With a proven track record, we are ready to advocate on your behalf and guide you through every step. Maximize Your Left-Turn Accident Settlement – Contact Us Today Left-turn accidents lead to significant injuries and financial losses, but understanding fault and the factors influencing payouts helps you navigate the claims process. The aftermath of a left turn accident is overwhelming, but you don’t have to face it alone. If you’ve been injured in a left turn accident, hiring a skilled lawyer is one of the most effective ways to secure the compensation you deserve. Contact The Beliz Law Firm today for a free consultation, and let us guide you. With the proper support, you can focus on recovery while we handle the complexities of your case.

Car Accidents

Who Pays for Medical Bills After a Car Accident in California?

Jan 7, 2025 | By Michael Beliz | Read Time: 4 minutes

Dealing with the aftermath of a car accident is challenging, especially when faced with mounting healthcare costs. After seeking treatment for injuries, many accident victims wonder who covers medical bills in a car accident. Understanding how these expenses are handled in California is critical to protecting your financial future and ensuring you receive the care you need. At Beliz Law Firm, we know how overwhelming this situation can feel. Our Long Beach personal injury attorneys provide personalized attention to every client, working to simplify the legal process and maximize case value. Below, we’ll explain who covers medical bills in a car accident, the role of insurance, and the steps you can take to protect your rights. How Medical Bills Are Paid After a Car Accident in California Medical bills from a car accident can be covered in various ways, depending on the circumstances of your case. Here are the primary methods: At-Fault Driver’s Insurance California is an at-fault state, which means that the driver found responsible for causing the accident is also responsible for covering the resulting damages, including medical bills. This means you would typically file a claim with the at-fault driver’s insurance company to seek compensation for your medical expenses. Their insurance may cover medical bills up to the policy limit. The at-fault driver’s insurance may not pay until liability is determined and the claim is resolved, which can take time. In the meantime, you may have to look to your own insurance. Your Health Insurance If the at-fault driver’s insurance is insufficient or delayed, you can use your health insurance to pay your medical expenses. However, your insurer may seek reimbursement from any settlement you receive. Med Pay Coverage Medical Payments Coverage (Med Pay) is optional in California but can help pay immediate medical expenses regardless of fault. This coverage typically applies to you and your passengers. Uninsured/Underinsured Motorist Coverage (UM/UIM) If the at-fault driver lacks adequate insurance, you can look to UM/UIM coverage from your policy to cover your medical bills and other damages. Combining these options allows you to address your medical expenses while working toward a full financial recovery. What to Do If You Have Medical Bills After a Car Accident Navigating medical bills after a car accident can be stressful, but taking the following steps can help protect your rights and maximize your compensation. Seek Immediate Medical Attention Prompt medical care ensures that your injuries are treated and documented, which is critical for your claim. Even if you feel fine initially, some injuries may take days or weeks to manifest, and delaying treatment could harm the viability of your case. Notify Your Insurance Company Report the accident to your insurer, but avoid giving detailed statements without legal advice. Insurance companies may use your statements to minimize or deny your claim, so providing only basic facts is essential until you’ve consulted an attorney. Keep Detailed Records Save medical bills, receipts, and any correspondence with insurance companies. These documents serve as evidence to support your claim and help ensure that you recover all eligible expenses related to your injuries. Consult a Personal Injury Attorney Legal guidance can help you determine the best strategy for recovering compensation. An experienced attorney can negotiate with insurers, protect you from lowball offers, and handle complex legal procedures on your behalf. At The Beliz Law Firm, we provide free consultations to help you understand your options and take the stress out of the claims process. Let us handle the legal challenges so you can focus on your recovery. Importance of Keeping Detailed Records Maintaining detailed records is essential to recover compensation for your medical bills after a car accident. These documents provide crucial evidence when filing an insurance claim or pursuing a lawsuit: Keeping these records organized and accessible can streamline the claims process and support your case in negotiations or litigation. Understanding California’s Pure Comparative Negligence Rule In California, the pure comparative negligence rule determines how fault impacts compensation. This rule allows injured parties to recover damages even if they are partially at fault for the accident. However, their compensation is reduced by the percentage of fault assigned to them. For example, if you are 30% responsible for the accident, you would receive 70% of your total damages. Impact on Medical Bills If your claim involves shared fault, the at-fault driver’s insurance will only cover a portion of your medical bills corresponding to their percentage of responsibility. You may need to use Med Pay, health insurance, or UM/UIM coverage to address the remaining costs. Why Legal Representation Is Critical Insurance companies often use comparative negligence to reduce their payouts. Having an experienced attorney ensures that your rights are protected and you maximize your compensation. At The Beliz Law Firm, we are skilled at countering these tactics and advocating for our clients under California’s comparative negligence rule. California Car Accident Attorneys Facing medical bills after a car accident can be overwhelming, especially when you’re trying to recover from your injuries. At The Beliz Law Firm, we understand the financial and emotional toll these situations can take. Our team is dedicated to providing personalized attention and skilled legal representation, ensuring your rights are protected, and your medical expenses are addressed. With our “Small Firm Attention, Big Firm Results” approach, you can trust that your case is in capable hands. If you are unsure who pays for medical bills after a car accident, we can help; you don’t have to navigate the process alone. Contact The Beliz Law Firm today for a free consultation to discuss your options. Let us fight for the compensation you deserve while you focus on healing and moving forward.

Car Accidents

What’s the Average Settlement for a Pedestrian Hit by a Car?

Nov 19, 2024 | By Michael Beliz | Read Time: 4 minutes

Being hit by a car as a pedestrian can be life-changing. Suddenly, you’re faced with medical bills, physical pain, and, most likely, time away from work. You might wonder, What is the average settlement for a pedestrian hit by a car? Unfortunately, the answer isn’t always straightforward. Factors like the extent of your injuries, the driver’s insurance, and the nuances of California’s laws affect your potential settlement. Understanding how these settlements work can help you make the best choices during this challenging time. If you’re in California and considering filing a claim, contact The Beliz Law Firm for guidance. We can help answer your questions, explain your rights, and work to get you the compensation you deserve. Step 1: Understand What Goes into Pedestrian Accident Settlements When looking at the average settlement for a pedestrian hit by a car, it’s important to know what factors determine the final payout. Pedestrian accident settlements can vary widely depending on certain details, including: These factors will all affect your settlement amount. In your situation, it’s natural to wonder, “I was hit by a car; how much money will I get?” While it’s natural to look for a number, you should keep in mind that every case is unique. Even cases that look similar on paper can end in different outcomes due to small but important details. An attorney can help by carefully examining these details and presenting them in a way that strengthens your claim, ensuring that no factor is overlooked when negotiating your settlement. Step 2: Research Average Payouts for Pedestrian Accidents in California The average payout for pedestrian hit-by-car cases in California can vary significantly. As mentioned, much of this depends on the unique details of your case. Settlements for minor injuries, such as sprains or bruises, tend to be on the lower end, while more significant injuries, like fractures, usually result in higher payouts. For severe injuries, such as brain trauma or permanent disabilities, settlements can reach much higher amounts, sometimes covering substantial medical expenses and long-term needs. Your pedestrian hit-by-car settlement amount largely depends on the evidence you provide to demonstrate the accident’s impact on your life. Gathering documentation, like medical records, pay stubs, and photos of your injuries, can make a meaningful difference in negotiating a fair settlement. Step 3: Take Steps to Start Your Claim If you’re considering seeking damages, follow these steps to make the process of starting your claim easier: The Beliz Law Firm can be your guide during this process. We understand the complexities of pedestrian accident cases and will work hard to make sure you get fair compensation. Don’t face this process alone—reach out to a firm that knows how to handle arguing for compensation for a pedestrian hit by a car. Considerations Affecting the Settlement of Pedestrian Accidents Several specific parameters can impact your settlement amount. Here are some that play a significant role in pedestrian settlements: California’s Comparative Fault Law California follows a comparative fault rule. This means that if you, as the pedestrian, share any fault for the accident, it may lower your settlement. For instance, if you were jaywalking, the other party might argue that you are partly responsible. However, as long as the driver is found to have some share of fault, you can recover some damages. The Driver’s Insurance Limits The driver’s insurance coverage can also impact your settlement. California drivers must have liability insurance, but limits can vary. If the driver has minimum coverage, there may not be enough to cover your expenses. In such cases, underinsured motorist coverage or other options might help bridge the gap. Pain and Suffering Damages Aside from covering direct costs like medical bills, settlements also include pain and suffering compensation. Pain and suffering damages include physical discomfort and emotional distress caused by the accident. These damages can be more difficult to calculate, which is why we recommend using a journal. Sometimes, pain and suffering makes up a significant part of the settlement. Let The Beliz Law Firm Guide You to the Best Outcome The settlement process can feel overwhelming on your own. The Beliz Law Firm, founded by Michael A. Beliz, has a track record of helping injured clients across Southern California get the settlements they deserve. With years of experience in personal injury law and millions recovered for clients, Michael Beliz understands how to navigate complex cases, from car accidents to pedestrian injuries. Each pedestrian accident is unique, and having a professional evaluate your situation can give you a clearer picture of what compensation you might expect. With The Beliz Law Firm, you’ll have an advocate who understands the nuances of calculating an average payout for a pedestrian hit by car cases and can help you make the strongest case possible. Call The Beliz Law Firm today or contact us online to set up a free consultation and learn more about your rights as a pedestrian hit by a car in California.

Car Accidents

Can I Get Compensation for my Whiplash Injury?

Nov 18, 2024 | By Michael Beliz | Read Time: 4 minutes

Being involved in a car accident can turn your life upside down, especially if you’re dealing with a whiplash injury. This type of neck injury often leads to intense pain, headaches, and difficulty with daily tasks. You might wonder, Can you sue for whiplash in a car accident? In short, whiplash injuries can have lasting effects, and you have the right to explore compensation in a whiplash settlement. Although trying to understand your options can feel complicated—that’s where we come in. At The Beliz Law Firm, we represent clients in all aspects of personal injury law, focusing on car and motorcycle accidents. Call us today or contact us online to discuss your claim. In this blog, we’ll walk you through what you need to know about filing a car accident whiplash claim, calculating whiplash payout amounts, and understanding how much whiplash claims can typically cover. From the basics to the next steps, we have you covered. Understanding Whiplash and Your Right to a Claim After a car accident, it’s important to understand what qualifies as a whiplash injury and how it can impact your life. Whiplash usually happens when your head jerks suddenly, straining the muscles and ligaments in your neck. This injury may cause pain, stiffness, headaches, and even dizziness or blurred vision. You may need medical attention, physical therapy, or time off work to recover. Additionally, whiplash isn’t just about a temporary discomfort; it can lead to chronic pain if left untreated. If you experience these symptoms after an accident, filing a car accident whiplash claim can help you receive compensation for your injury and related expenses. California law allows you to pursue damages for whiplash pain and suffering, lost wages, and medical bills if someone else’s negligence caused the accident. By filing a claim, you could ease the financial burden of your injury and focus on recovery. Whiplash Pain and Suffering Pain and suffering compensation in whiplash claims goes beyond covering medical expenses; it seeks to address the physical and emotional toll of your injury. Unlike straightforward costs like medical bills, pain and suffering damages are more subjective, compensating you for the impact of your injuries on your daily life, such as limiting activities or affecting your mental well-being. To estimate these damages, insurers or courts often consider: Working with an attorney can help you calculate a fair amount for your pain and suffering, ensuring you don’t settle for less than your claim is worth. Filing a Car Accident Whiplash Claim in California Filing a claim for your whiplash injury involves several key steps: By taking these steps, you can feel confident that your whiplash claim is in capable hands, allowing you to focus on your recovery. How Much for Whiplash Claims? You may be curious how much you could get in a whiplash settlement after a car accident. These types of settlements vary widely, with milder cases ranging from a few thousand dollars to tens of thousands. More severe cases may settle for six figures or even more if they lead to long-term issues. Settlements are often higher if you have a lasting injury, high medical bills, or significant lost wages. An attorney can help you evaluate your specific situation to determine a fair amount. Remember, every whiplash claim is unique, and an experienced attorney will help you understand what’s realistic for your case. How Much Does Insurance Pay for Whiplash? One common question people ask is, How much does insurance pay for whiplash? Similar to the discussion above, because every case is unique, insurance settlements for whiplash can vary widely. Often, insurance companies try to lowball the amount they offer, aiming to settle the case quickly and for less than the injury may be worth. This can be frustrating when you’re dealing with medical bills, lost income, and the pain of your injury. Working with an attorney can help you get the whiplash payout you deserve by negotiating with the insurance company and ensuring they consider the full impact of your injury. A lawyer can advocate on your behalf, pushing for a fair and comprehensive whiplash settlement that reflects your needs and hardships. Can You Sue for Whiplash in a Car Accident? In California, you can sue for whiplash after a car accident, even if whiplash is your only injury and your vehicle has minimal damage. California follows a “fault” system, allowing you to seek compensation if another driver’s negligence caused your injury. However, the insurance company might challenge the claim, arguing that minimal car damage means minimal injury. Even if you were partially at fault, California’s “pure comparative negligence” rule allows you to recover damages, though any settlement will be reduced by your percentage of fault. This can still cover your medical bills, lost wages, and pain and suffering. When you sue for whiplash, your attorney will help prove that the other driver’s actions led to your injury and fight for fair compensation, even with minor vehicle damage or no other major injuries. Fight for a Whiplash Payout with The Beliz Law Firm The experienced team at The Beliz Law Firm understands the challenges of recovering from an accident while managing insurance claims and legal companies. Led by Michael A. Beliz, Esq., who has successfully recovered millions for clients across Southern California, we’re committed to excellent client service and proven results. Whether you’re facing low settlement offers or dealing with difficult insurance adjusters, our team will fight for the compensation you deserve, from whiplash claims to other personal injury matters. Call or reach out online today to learn how we can support your recovery and fight for the compensation you deserve.

Car Accidents

Average Settlement for a Bus Accident in California

Aug 14, 2024 | By Michael Beliz | Read Time: 3 minutes

When involved in a bus accident in California, understanding the potential financial compensation is a common concern for many victims. However, pinpointing the average settlement for a bus accident is more complex. Each bus accident case has its own circumstances, making it nearly impossible to establish a standard settlement figure. This post will explore the various factors that influence settlement amounts in bus accidents, providing insight into why each case must be evaluated on its merits. By understanding these factors, you can better anticipate the potential outcomes of your specific situation. How Much Money Do You Get If You Get Hit by a City Bus? Settlements in personal injury cases, such as those involving city bus accidents, vary significantly. These settlements are designed to compensate victims for injuries and financial losses. The complexity of calculating public transport accident compensation arises from the wide variability in case specifics, such as injury severity and legal liability. Each settlement is tailored to the details of the individual city bus accident, making it challenging to use average figures as a reliable benchmark. The same goes for other types of bus accidents. Calculating the average settlement for a school bus accident follows the same process. Factors Influencing Settlement Amounts Individual factors can significantly influence the potential settlement amount when calculating case value. Some of the most critical factors include injury type and severity, liability, damages, and the amount of available insurance coverage. Injury Type and Severity The type and severity of injuries sustained in a bus accident play a pivotal role in determining the settlement amount. More severe injuries often result in higher medical expenses, longer recovery times, and increased compensation for pain and suffering. For instance, a spinal cord injury that leads to permanent disability will typically command a higher settlement than minor bruises or temporary discomfort. Liability Liability—who is at fault and to what degree—significantly affects settlement outcomes. Establishing liability can be complex in bus accidents, especially when multiple parties, such as the driver, the bus company, or even local government entities, might be involved. The clearer the liability is established against the defendant, the more favorable the settlement. Damages Damages in a bus accident can be economic, such as medical bills and lost wages, and noneconomic, such as pain and suffering. The total of these damages forms the basis of the settlement negotiations. In rare cases, punitive damages may also be considered if the defendant’s conduct was particularly reckless or malicious. Insurance Coverage Another critical factor that impacts the settlement amount is the available insurance coverage. For example, settlements might be limited by the policy limits of the defendant’s insurance company. Understanding the details of all relevant insurance policies is essential for estimating potential compensation. Special Considerations in Bus Accidents Bus accidents often involve unique legal considerations, particularly when public transportation entities are involved. For instance, specific legal doctrines involving governmental immunity may apply when dealing with accidents involving city buses. These legal statutes can significantly alter the dynamics of a settlement. Suing a city or state entity can be more challenging than an accident involving two automobiles. Maximizing Your Settlement Taking comprehensive and strategic steps immediately following the incident is crucial to maximize your potential bus injury compensation after an accident. First, ensure that all aspects of the accident are well-documented, including detailed medical records and evidence from the scene. Hire a personal injury attorney experienced in bus accident cases. You need someone familiar with local laws and regulations. An attorney can effectively negotiate with insurance companies and, if necessary, litigate to secure the best possible outcome. Remember, the quality of legal representation can significantly influence the outcome of your settlement, especially in complex cases involving entities like schools or public transit systems. Not all personal injury lawyers have experience with bus accidents, so be sure to ask questions when initially meeting with a firm. Speak to the Experienced Bus Accident Settlement Lawyers in California Navigating the complexities of a bus accident claim in California requires a thorough understanding of the many factors that can influence the outcome. While predicting an average settlement for a bus accident is challenging, understanding the components, such as injury severity, liability, damages, and insurance coverage, can help set realistic expectations. Whether dealing with a school bus accident or a collision involving city transportation, having skilled legal representation is crucial.If you or a loved one has been affected by a bus accident in California, The Beliz Law Firm is here to help. Our experienced team is dedicated to protecting your rights and willing to fight to help you receive the compensation you deserve. Contact us today to discuss your case and explore your legal options.

Car Accidents

What to Do If You Are in a Bus Accident in California

Jul 27, 2024 | By Michael Beliz | Read Time: 3 minutes

Being involved in a bus accident in California can be a traumatic and confusing experience. Understandably, victims have many questions after an accident, including what happens if a bus hits your car. Knowing what to do if you are in a bus accident is essential to protect yourself and your legal rights. This post will provide clear steps if you got hit by a bus, helping you confidently navigate the subsequent claims process. Step 1: Ensure Safety First Your primary concern should be safety in the immediate aftermath of a bus and car accident. Assess your surroundings and your physical condition. If it’s safe to do so, and you can move away from traffic and any potential hazards like leaking fuel or broken glass. Help others if you can, but remember to avoid moving anyone severely injured unless there is an immediate danger, as this could exacerbate their injuries. Step 2: Call for Emergency Assistance Once you’ve secured your safety and that of others, if possible, dial 911. Getting hit by a bus is serious, and reporting the accident to the authorities is crucial. Emergency services will provide the necessary medical care and secure the area. The arrival of the police is also important as they will document the scene, which is essential for insurance claims and potential legal actions. Be prepared to provide details about the accident, including the location and any injuries known at the time. Step 3: Document the Accident Scene After ensuring that help is on the way and you are in a safe location, start documenting the accident scene. Use your phone to take clear photographs of the entire scene, focusing on the bus, any other vehicles involved, and relevant road conditions. Capture images from different angles and include any visible damages and injuries. If safe, take note of the bus number, route information, and any signage or traffic signals nearby. Additionally, if there are witnesses, ask for their contact information—they could provide valuable testimonies later. Remember, these details can be crucial for your insurance claim and any legal action you decide to take. Step 4: Exchange Information While you should not discuss the details of the accident or admit fault, it is important to exchange contact and insurance information with all parties involved. Obtain the bus driver’s name, license number, and insurance details. Also, gather information from other drivers if there are multiple vehicles involved. If the accident involves a city bus, note down any identifying details of the bus and the contact information for the transit authority. This step is vital for ensuring all relevant parties are documented for future reference in your case. Step 5: Get Medical Attention Even if you do not feel immediate pain or see visible injuries, it is crucial to seek medical attention after a bus accident. Some injuries, such as soft tissue damage or internal bleeding, may not show symptoms immediately. Visit an emergency room or your primary care physician as soon as possible. Ensure that all medical evaluations and treatments are documented thoroughly. These records will be vital for your health recovery and as evidence of your injuries in legal claims or insurance settlements. Step 6: Notify Your Insurance After addressing immediate health concerns, contact your insurance company to report the accident if applicable. It’s essential to do this promptly, as most insurers have deadlines for when you need to report an accident. You may receive contact from another party’s insurance company. You can confirm the facts of the incident but refrain from making any statements about comparative liability or how the accident happened. These discussions should be handled by an attorney to avoid any statements that could be used against you in the claim process. Step 7: Consult with a Personal Injury Attorney Understanding what to do after a bus accident can be confusing, especially in an accident involving municipal transportation services. Consulting with a personal injury attorney who focuses on bus accidents is crucial. An experienced attorney can provide you with guidance on what to do if you are in a bus accident, help you understand your legal options, and represent your interests in dealings with insurance companies and legal proceedings. They will protect your rights and fight for adequate compensation for your injuries and losses. Contact The Beliz Law Firm If you have questions about what happens if a bus gets in an accident, please get in touch with The Beliz Law Firm. These accidents can have significant repercussions on your health and legal rights. Our experience handling complex bus accident cases ensures you receive the support and guidance needed to navigate this challenging time. Contact us today to discuss your case and explore your legal options. Let us put our nearly two decades of legal experience to work for you.

Car Accidents

California Dram Shop Law

Jul 6, 2024 | By Michael Beliz | Read Time: 5 minutes

Wondering whether you can hold a bar or restaurant liable after a drunk driving accident in California? That’s where the California dram shop law comes in. Unlike some other states, California has limited dram shop liability, meaning alcohol vendors are typically not responsible for the actions of intoxicated patrons—except in specific cases involving minors or clear negligence. If you or a loved one were injured by a drunk driver, it’s crucial to understand how dram shop laws affect your right to pursue compensation. At The Beliz Law Firm, we guide victims in navigating California’s complex liability laws to help determine who can be held accountable and how to build a strong personal injury claim. Choosing to drive after consuming alcohol is a terrible decision. Unfortunately, it is a decision people make every day. Driving while intoxicated impairs judgment and makes reflexes sluggish, increasing the risk of an accident. Many states have adopted dram shop liability laws to prevent these tragedies. Dram shop laws aim to hold establishments responsible for serving too many alcoholic beverages to a patron or for serving an already intoxicated patron. California dram shop laws are complicated. In the past, they aggressively targeted establishments, providing an opportunity for victims injured in accidents caused by intoxicated persons to sue the establishment that served the alcoholic beverages. However, the California legislature has primarily repealed this law, leaving only a tiny exception regarding serving alcohol to minors. The Beliz Law Firm is well-informed of all legal updates about California dram shop laws. If you have been injured in an accident caused by an intoxicated person, contact one of our attorneys to see if you are legally able to sue the establishment or host who served the alcoholic beverages. What Is a Dram Shop Law? First, what is a dram shop? A dram shop is an establishment that sells alcoholic drinks. Common examples include bars, restaurants, clubs, and lounges. A dram shop law is implicated whenever: For a typical example, suppose John goes to Tavern ABC, and the bartender serves him excessive amounts of alcohol, even though it is clear John is drunk. John then drives home, and because the alcohol impairs his cognition, he runs a red light and hits another car. Jane, the driver in the other vehicle, is severely injured. Jane can file a dram shop claim against Tavern ABC, who overserved John. This example describes how the dram shop liability laws used to be in California. However, the law now favors establishments over injured victims. Who Can Be Sued in a Dram Shop Case in California? Under California’s current dram shop liability law, the establishment no longer bears the responsibility to monitor the alcoholic intake of its patrons. Individuals are responsible for monitoring their alcohol intake. There are now only two legal exceptions, and they both involve serving alcohol to minors. Apart from these exceptions, the new law eliminates a dram shop’s liability in California. Examples of Dram Shop Liability in California The following are hypothetical examples of dram shop liability cases. Example 1 John is 40 years old. He visits the ABC Tavern after work and has too many alcoholic beverages. John leaves the tavern intoxicated. While driving, he runs through a stop sign and hits motorcyclist Tom—breaking both his legs. Because of California’s limited dram shop liability, Tom cannot bring a claim for his injuries against Tavern ABC. He can, however, sue John. Example 2 Jane is 17 years old. She visits the ABC Tavern. Chris, the bartender, serves her too many drinks, and Jane becomes intoxicated. She later starts a fight in a bar and injures Diane. Under California law, Diane would likely be able to sue Chris. This example illustrates the exception to the dram shop repeal. A person licensed to sell alcohol can be liable for the injuries an obviously overserved and intoxicated underage patron causes. Because Jane was below the drinking age, Chris—but not ABC Tavern—could be held responsible for the injuries Diana suffered. Example 3 John and Jane threw their 16-year-old daughter a birthday party with her classmates at their house. John and Jane serve alcohol at the party. One of the party attendees, Tom, becomes intoxicated at the party. As he drives home, he hits a bicyclist. John and Jane can be liable as social hosts for Tom’s injuries because they served alcohol to individuals whom they knew were minors. Is There a Difference Between a Social Host Liability Law and a Dram Shop Liability Law? Yes. Sometimes, social host liability and dram shop liability are used interchangeably. However, social host liability refers to liability for serving alcohol in a non-commercial setting, such as a party at a personal residence. On the other hand, dram shop liability refers to the liability for serving alcohol at a place of business, such as a bar or restaurant. Talk to The Qualified California DUI Accident Attorney If you or a loved one was injured in an accident caused by an intoxicated individual, contact The Beliz Law Firm. Founder Michael A. Beliz can analyze your case to determine your eligibility for compensation. He has 18 years of legal experience and has secured millions of dollars for his clients. Contact our office now for a free case evaluation. FAQs About California Dram Shop Law What is the California dram shop law? The California dram shop law limits the liability of bars, restaurants, and social hosts when someone they served alcohol to causes an accident. In most cases, alcohol vendors are not held responsible for a drunk driver’s actions, with a few key exceptions. Can I sue a bar for over-serving a drunk driver in California? In general, no. Under California Civil Code Section 1714, bars and alcohol vendors are not liable for damages caused by someone they served alcohol to, unless they served a clearly intoxicated minor under the age of 21. Are there any exceptions to California’s dram shop law? Yes. The primary exception is when an establishment knowingly serves alcohol to a...

Car Accidents

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